Best Personal Loan Rates in South Bend, Indiana (IN) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in South Bend, Indiana include: Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL1234 N Eddy St Ste 101, South Bend, IN, 46617 1477A5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, Policemens Federal Credit UnionPolicemens Federal Credit Union1130 S Main St, South Bend, IN, 46601 3338A+5.0 ★Texas Ratio: 0.46% offering Recreational Loan at 7.00% APR, South Bend Firefighters Federal Credit UnionSouth Bend Firefighters Federal Credit Union1122 S MAIN ST, SOUTH BEND, IN, 46601 3338A+5.0 ★Texas Ratio: 4.68% offering Personal Loans at 8.99% APR, Communitywide Federal Credit UnionCommunitywide Federal Credit Union405 E Ireland Rd, South Bend, IN, 46614 2657B+4.8 ★Texas Ratio: 17.76% offering CW Personal Loans at 9.99% APR, and Partners 1st Federal Credit UnionPartners 1st Federal Credit Union53790 Generations Dr, South Bend, IN, 46635A+5.0 ★Texas Ratio: 3.82% offering Personal Loan - 24 months at 10.49% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
South Bend has 6 local institutions in our database, with personal loan rates as low as 5.00% APR from Credit Union 1 Credit Union Rantoul, IL at 1234 N Eddy St Ste 101, South Bend, IN, 46617 1477. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in South Bend, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in South Bend, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
This APR will vary with the market based on the dividend rate.
MAX 72 months
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MAX 48 months
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As Low As; As low as 12.99% APR
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As Low As; As low as 15.74% APR
As Low As; As low as 15.49% APR
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As Low As; 5.725% APR*
As Low As; 5.752% APR*
As Low As; 5.752% APR*
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$100.00 application fee for one year. No credit check.
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Interest Rate As Low As; Purchase: 6.000% for 30-Year Fixed; Refinance: 6.000% for 30-Year Fixed
720 & Higher
Interest Rate As Low As; Purchase: 5.875% for 30-Year Fixed
720 & Higher
No additional details available.
720 & Higher
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As Low As; *AS LOW AS*
720 & Higher
Qualifications Required: Checking account and Direct Deposit (minimum $1,000 per month for life of the loan); Guaranteed approval for at least $500; Borrow up to $3,500; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts and easy payments with Online Banking and Mobile Banking
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As Low As; 7.225% APR*
As Low As; Rates as Low as:
720 & Higher
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720 & Higher
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700-719
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As Low As; Up to $2,000
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700-719
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700-719
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660-699
As Low As; APR*
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660-699
As Low As; Rates as Low as:
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As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
No additional details available.
As Low As
Qualifications Required: Checking and Automatic Payments; Maximum $5,000; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts; Easy online payments with Online Banking and Mobile Banking
As low as; Apply Now
660-699
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660-699
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660-699
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As Low As; monthly payment of $28.07 per $1,000 borrowed
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As Low As
As Low As; CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
No additional details available.
700-719
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As Low As
As Low As; Click to apply!
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RVs Only
Up to $25,000*. No application fee!
No additional details available.
As Low As; Rates as Low as:
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As Low As; 9.99% APR*
As Low As
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660-699
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As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
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Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
Credit Score 720 & Higher
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660-699
$500-$2,500
$2,501
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As Low As; monthly payment of $21.48 per $1,000 borrowed
700-719
As Low As
up to $20,000
As Low As
660-699
Credit Score 700-719
No additional details available.
Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
No additional details available.
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As Low As; all rates based on creditworthiness
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700-719
No additional details available.
As Low As; Up to $10,000
No additional details available.
Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
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As Low As; *AS LOW AS*
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As Low As; APR*
As Low As; Rates as Low as:
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As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
As low as; Apply Now
As Low As
As Low As
As Low As; monthly payment of $28.07 per $1,000 borrowed
As Low As; ...
As Low As
As Low As; CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
As Low As
As Low As
Up to $25,000*. No application fee!
As Low As; 9.99% APR*
As Low As; Rates as Low as:
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Credit Score 720 & Higher
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As Low As
As Low As; monthly payment of $21.48 per $1,000 borrowed
Credit Score 700-719
As Low As; all rates based on creditworthiness
As Low As; Up to $10,000
No additional details available.
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As Low As
MAX 48 months
As Low As; As low as 12.99% APR
As Low As; As low as 15.74% APR
As Low As; As low as 15.49% APR
As Low As
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As Low As; Click to apply!
As Low As
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As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
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As Low As
up to $20,000
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South Bend, IN Personal Loan Rate Trends
Compare local South Bend, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates rose 0.469 points over the past 7 days to 10.824% APR.
Indiana signature loan rates rose 0.308 points over the past 7 days to 11.419% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in South Bend, Indiana?
What are the best personal loan rates in South Bend, Indiana?
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Policemens Federal Credit Union: 7.00% (Recreational Loan)
- South Bend Firefighters Federal Credit Union: 8.99% (Personal Loans)
- Communitywide Federal Credit Union: 9.99% (CW Personal Loans)
- Partners 1st Federal Credit Union: 10.49% (Personal Loan - 24 months)
Personal Loan Calculators
