Best Personal Loan Rates in Spurgeon, Indiana (IN) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Spurgeon, Indiana include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Elements Financial Federal Credit UnionElements Financial Federal Credit UnionA+5.0 ★Texas Ratio: 2.98% offering Credit Builder Loan at 5.00% APR, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, ILA5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, STAR Financial BankSTAR Financial BankA+5.0 ★Texas Ratio: 2.20% offering Debt Free 7 Year Fixed at 5.95% APR, and Chicagos Bravest Credit UnionChicagos Bravest Credit UnionA+5.0 ★Texas Ratio: 1.07% offering No Hassle Loan at 6.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Spurgeon borrowers have access to 61 lenders serving the Indiana area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Spurgeon, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Spurgeon, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
No additional details available.
As Low As
As Low As
No additional details available.
This APR will vary with the market based on the dividend rate.
No additional details available.
No additional details available.
$100.00 application fee for one year. No credit check.
As Low As
As Low As; - (30-year rate shown)
As Low As; Purchase: 5.625% for 30-Year Fixed
As Low As; - (30-year rate shown)
As Low As; - (30-year rate shown)
No additional details available.
As Low As; for 30-Year Fixed
As Low As; for 30-Year Fixed
720 & Higher
720 & Higher
No additional details available.
As Low As; Purchase: 5.750% for 30-Year Fixed
As Low As; Refinance: 5.750% for 30-Year Fixed
720 & Higher
No additional details available.
As Low As; *AS LOW AS*
As Low As; - (10-year rate shown)
As Low As
As Low As
Qualifications Required: Checking account and Direct Deposit (minimum $1,000 per month for life of the loan); Guaranteed approval for at least $500; Borrow up to $3,500; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts and easy payments with Online Banking and Mobile Banking
As Low As
As Low As; Rates so low, it's madness!
720 & Higher
As Low As
As Low As
No additional details available.
MAX 72 months
As Low As; Bon Voyage!
No additional details available.
No additional details available.
720 & Higher
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
720 & Higher
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
700-719
As Low As
As Low As
As Low As
As Low As; Up to $2,000
No additional details available.
700-719
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
700-719
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
660-699
As Low As
No additional details available.
No additional details available.
660-699
As Low As
As Low As
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
No additional details available.
As Low As; Subject to credit approval. Some restrictions may apply.
No additional details available.
As Low As
As Low As
Qualifications Required: Checking and Automatic Payments; Maximum $5,000; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts; Easy online payments with Online Banking and Mobile Banking
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
660-699
(1/2 SIG 1/2 Shares); Maximum - $20,000.00 (60 Months); Per Board Approval
As Low As
No additional details available.
As Low As
No additional details available.
MAX 48 months
No additional details available.
660-699
As Low As
660-699
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
No additional details available.
700-719
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Click to apply!
As Low As
As Low As
As Low As
No additional details available.
RVs Only
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Up to $25,000*. No application fee!
As Low As
No additional details available.
As Low As
660-699
As Low As; Fixed
As Low As; $5000 MAX; Reviewed Every 24 Mo.
As Low As
As Low As
As Low As
As Low As
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
660-699
As Low As; *AS LOW AS*
As Low As
As Low As; Rates so low, it's madness!
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Fixed
As Low As
As Low As; Up to $25,000*. No application fee!
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
MAX 48 months
No additional details available.
No additional details available.
No additional details available.
As Low As; Click to apply!
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; $5000 MAX; Reviewed Every 24 Mo.
As Low As
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
Spurgeon, IN Personal Loan Rate Trends
Compare local Spurgeon, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates rose 0.188 points over the past 7 days to 10.306% APR.
Indiana signature loan rates fell 0.011 points over the past 7 days to 11.128% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Spurgeon, Indiana?
What are the best personal loan rates in Spurgeon, Indiana?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Elements Financial Federal Credit Union: 5.00% (Credit Builder Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- STAR Financial Bank: 5.95% (Debt Free 7 Year Fixed)
- Chicagos Bravest Credit Union: 6.00% (No Hassle Loan)
Personal Loan Calculators
