Best Personal Loan Rates in Hutchinson, Kansas - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Hutchinson, Kansas include: RCB BankRCB Bank700 E 30th Ave, Hutchinson, KS, 67502A+5.0 ★Texas Ratio: 4.58% offering Consumer Loans at 5.23% APR, Credit Union of AmericaCredit Union of America2616 N Main St, Hutchinson, KS, 67502A+5.0 ★Texas Ratio: 3.97% offering 5/1 FRM Loan at 6.52% APR, Bell Credit UnionBell Credit Union1601 N Lorraine St, Hutchinson, KS, 67501A5.0 ★Texas Ratio: 11.72% offering Signature and/or Miscellaneous Collateral Loan at 7.75% APR, Hutchinson Government Employees Credit UnionHutchinson Government Employees Credit Union121 E Avenue A, Hutchinson, KS, 67501A5.0 ★Texas Ratio: 8.56% offering Signature Loans at 8.50% APR, and Dillon Credit UnionDillon Credit Union2704 N Lorraine St, Hutchinson, KS, 67502A+5.0 ★Texas Ratio: 3.20% offering Personal Loans at 9.00% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Hutchinson has 7 local institutions in our database, with personal loan rates as low as 5.23% APR from RCB Bank at 700 E 30th Ave, Hutchinson, KS, 67502. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hutchinson, Kansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hutchinson, Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026
Hutchinson Personal Loan Rates
As Low As; Boats, RVs, ATVs and motorcycles. For a limited time only.
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Rates designed for you starting at
APR* Purchases
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APR* Purchases
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As Low As; APR is for vehicles with a perfected lien.
As Low As
As Low As; APR is for vehicles with a perfected lien.
Rates as low as; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
No additional details available.
As Low As; some restrictions apply. Maximum term is one year. Loan promotion runs through September 30, 2026
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Credit Score
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over $40,000; As Low As; APR is for vehicles with a perfected lien.
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As Low As;*
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As Low As; Fixed
As Low As; APR is for vehicles with a perfected lien.
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Residential Lot
Visa Card Options
APR*
As Low As
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Designed for limited/no credit or credit rebuilding. Contact the credit union to apply. Loan amount: $1,000 at 8% for 12 months Funds secured in a 12-month CD at MRCU Credit review with improvement tips Loan payoff leads to $1,000 CD + Dividends Set up an appointment with a loan officer once this loan is paid in full to review an updated credit report.
As Low As
As Low As; APR is for vehicles with a perfected lien.
No additional details available.
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As Low As; APR is for vehicles with a perfected lien.
As Low As; 90% Equity
As Low As
As Low As
LTV: up to 75%
Credit Rating: 1
No additional details available.
As Low As; APR is for vehicles with a perfected lien.
No additional details available.
As Low As
As Low As
LTV: up to 75%
Construction Loan
No additional details available.
Credit Rating: 1
No additional details available.
APR*
As Low As
up to $500, Tier B
No additional details available.
Fixed Rate; *
LTV: up to 85%
As Low As
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APR*
As Low As
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As Low As
LIMIT - $1,000.00
LIMIT - $1,000.00
As Low As
Ex: $6,000 @ 10% for 36 months = $194.
As Low As;*
Credit Rating: 1
up to $500, Tier C
No additional details available.
As Low As
As Low As
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
Credit Score A 750 & higher
As Low As
Credit Score: A - 750 & higher
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APR*
up to $500, Tier D
As Low As
No additional details available.
Credit Rating: 1
Credit Score B 700 - 749
No additional details available.
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As Low As;*
Rates as low as; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As; Rate/APR* as low as
As Low As
Credit Score: B - 700 - 749
Borrow between $500 and $7,500 with Personal Loans starting at 12.50% APR*. Click here to apply.
No additional details available.
Visa Card Options
No additional details available.
As Low As
*$7,500.00 maximum amount available after 18 months of B&V permanent employment or B&V Credit Union membership. (pro-rated for less than 18 months of B&V permanent employment or B&V Credit Union membership) *maximum 36 month payback
Credit Score C 650 - 699
As Low As
No additional details available.
$5,000; As Low As; *APR
Up to $5,000; As Low As; *APR
As Low As
As Low As
Credit Rating: 2
No additional details available.
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Credit Score D 600 - 649
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Credit Score: C - 650 - 699
Credit Rating: 2
No additional details available.
APR*
No additional details available.
Credit Score E 550 - 599
Hutchinson Personal Loan Rates
Rates designed for you starting at
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As Low As
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Borrow between $500 and $7,500 with Personal Loans starting at 12.50% APR*. Click here to apply.
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Hutchinson Debt Consolidation Loan Rates
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Hutchinson Signature Loan Rates
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As Low As
APR*
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APR*
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up to $500, Tier B
Fixed Rate; *
No additional details available.
APR*
Ex: $6,000 @ 10% for 36 months = $194.
As Low As
As Low As
up to $500, Tier C
As Low As
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
Credit Score: A - 750 & higher
As Low As
As Low As
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APR*
up to $500, Tier D
As Low As
No additional details available.
As Low As;*
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As Low As
Credit Score: B - 700 - 749
No additional details available.
*$7,500.00 maximum amount available after 18 months of B&V permanent employment or B&V Credit Union membership. (pro-rated for less than 18 months of B&V permanent employment or B&V Credit Union membership) *maximum 36 month payback
As Low As
$5,000; As Low As; *APR
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Up to $5,000; As Low As; *APR
As Low As
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Credit Score: C - 650 - 699
APR*
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Hutchinson, KS Personal Loan Rate Trends
Compare local Hutchinson, KS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas personal loan rates rose 0.178 points over the past 7 days to 12.882% APR.
Kansas signature loan rates rose 0.075 points over the past 7 days to 12.036% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hutchinson, Kansas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Hutchinson, Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Hutchinson, Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Kansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Kansas?
Are credit unions or banks better for personal loans in Hutchinson, Kansas?
What are the best personal loan rates in Hutchinson, Kansas?
- RCB Bank: 5.23% (Consumer Loans)
- Credit Union of America: 6.52% (5/1 FRM Loan)
- Bell Credit Union: 7.75% (Signature and/or Miscellaneous Collateral Loan)
- Hutchinson Government Employees Credit Union: 8.50% (Signature Loans)
- Dillon Credit Union: 9.00% (Personal Loans)
Personal Loan Calculators
