Best Personal Loan Rates in Hutchinson, Kansas (KS) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Hutchinson, Kansas include: Envista Federal Credit UnionEnvista Federal Credit Union1803 N Lorraine St, Hutchinson, KS, 67502A+5.0 ★Texas Ratio: 2.83% offering Construction Loans at 7.25% APR, Hutchinson Government Employees Credit UnionHutchinson Government Employees Credit Union121 E Avenue A, Hutchinson, KS, 67501A5.0 ★Texas Ratio: 9.18% offering Signature Loans at 8.50% APR, Dillon Credit UnionDillon Credit Union2704 N Lorraine St, Hutchinson, KS, 67502A+5.0 ★Texas Ratio: 3.28% offering Personal loans at 8.50% APR, First National Bank of HutchinsonFirst National Bank of Hutchinson1 N Main St, Hutchinson, KS, 67501A+5.0 ★Texas Ratio: 0.22% offering Personal Loans at 11.54% APR, and Campus Credit UnionCampus Credit UnionB4.7 ★Texas Ratio: 19.23% offering New PC/Laptop Loan Special at 3.99% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Hutchinson has 4 local institutions in our database, with personal loan rates as low as 7.25% APR from Envista Federal Credit Union at 1803 N Lorraine St, Hutchinson, KS, 67502. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hutchinson, Kansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hutchinson, Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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As Low As; Consumer Loan Special
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Loan origination fee may apply. Purchase receipt required.
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As Low As; Terms up to 36 months; Only sworn or certified first responders are eligible; Maximum loan amount - $5,000
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This promo 'runs away' July 31, 2026.
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up to $500
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
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Loan Amounts: $1,000 to $300,000; Maximum LTV: 75%
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As Low As; up to 36 months based on credit score.
up to $500
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As Low As; Rate based on creditworthiness and term of loan.
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LIMIT - $1,000.00
LIMIT - $1,000.00
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up to $500
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As Low As; *multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
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Rates range from 11.00% to 18.00% Annual Percentage Rate (APR). No origination fee and no prepayment penalty. For example, if you get approved for a $10,000 loan at 12.99% APR for a term of 48 months, you'll pay just $270 per month with no origination fee. This example assumes that all payments are made on time.
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Credit Score: 750 & higher; Limit: $5,000.00
As Low As; Up to 12 months (Other rates up to 60 months)
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up to $500
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Credit Score: 700 - 749; Limit: $4,500.00
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
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As Low As; Over $1000
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Credit Score: 650 - 699; Limit: $3,000.00
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As Low As; Up to $1000
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Loan Amount: $7,500
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Credit Score: 600 - 649; Limit: $1,500.00
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Credit Score: 550 - 599; Limit: $1,000.00
Limit: $500.00
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Rates range from 11.00% to 18.00% Annual Percentage Rate (APR). No origination fee and no prepayment penalty. For example, if you get approved for a $10,000 loan at 12.99% APR for a term of 48 months, you'll pay just $270 per month with no origination fee. This example assumes that all payments are made on time.
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5% advance fee -up to $500
As Low As; Consumer Loan Special
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As; up to 36 months based on credit score.
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As Low As; Rate based on creditworthiness and term of loan.
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
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up to $500
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up to $500
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up to $500
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As Low As; *multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
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As Low As; Up to 12 months (Other rates up to 60 months)
As Low As
Rates range from 11.00% to 18.00% Annual Percentage Rate (APR). No origination fee and no prepayment penalty. For example, if you get approved for a $10,000 loan at 12.99% APR for a term of 48 months, you'll pay just $270 per month with no origination fee. This example assumes that all payments are made on time.
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up to $500
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As Low As; Over $1000
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As Low As; Up to $1000
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Rates range from 11.00% to 18.00% Annual Percentage Rate (APR). No origination fee and no prepayment penalty. For example, if you get approved for a $10,000 loan at 12.99% APR for a term of 48 months, you'll pay just $270 per month with no origination fee. This example assumes that all payments are made on time.
No additional details available.
Hutchinson, KS Personal Loan Rate Trends
Compare local Hutchinson, KS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas personal loan rates rose 2.273 points over the past 7 days to 12.899% APR.
Kansas signature loan rates rose 1.795 points over the past 7 days to 12.304% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Kansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Kansas?
Are credit unions or banks better for personal loans in Hutchinson, Kansas?
What are the best personal loan rates in Hutchinson, Kansas?
- Envista Federal Credit Union: 7.25% (Construction Loans)
- Hutchinson Government Employees Credit Union: 8.50% (Signature Loans)
- Dillon Credit Union: 8.50% (Personal loans)
- First National Bank of Hutchinson: 11.54% (Personal Loans)
- Campus Credit Union: 3.99% (New PC/Laptop Loan Special)
Personal Loan Calculators
