Best Personal Loan Rates in Midland, Maryland (MD) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Midland, Maryland include: Washington County Teachers Federal Credit UnionWashington County Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% offering New 2025-2026 Loan at 4.00% APR, WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.46% offering Used Model Years 2021-2023 Loan at 4.24% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Northwest Federal Credit UnionNorthwest Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering Used 2025-2026 Loan at 4.59% APR, and Chessie Federal Credit UnionChessie Federal Credit UnionA+5.0 ★Texas Ratio: 5.62% offering Lot Loans at 4.75% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Midland borrowers have access to 35 lenders serving the Maryland area, with personal loan rates as low as 4.00% APR from Washington County Teachers Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Midland, Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Midland, Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
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Loan amounts of $500 - $5,000
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Loan amounts of $500 - $30,000
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Midland, MD Personal Loan Rate Trends
Compare local Midland, MD personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland personal loan rates fell 0.580 points over the past 7 days to 9.570% APR.
Maryland signature loan rates fell 0.005 points over the past 7 days to 9.921% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Midland, Maryland personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Midland, Maryland directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Midland, Maryland. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MD.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maryland?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maryland?
Are credit unions or banks better for personal loans in Midland, Maryland?
What are the best personal loan rates in Midland, Maryland?
- Washington County Teachers Federal Credit Union: 4.00% (New 2025-2026 Loan)
- WEPCO Federal Credit Union: 4.24% (Used Model Years 2021-2023 Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Northwest Federal Credit Union: 4.59% (Used 2025-2026 Loan)
- Chessie Federal Credit Union: 4.75% (Lot Loans)
Personal Loan Calculators
