Best Personal Loan Rates in Clinton Township, Michigan (MI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Clinton Township, Michigan include: Citizens BankCitizens Bank15341 19 Mile Rd, Clinton Township, MI, 48038A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Genisys Credit UnionGenisys Credit Union17498 Hall Rd, Clinton Township, MI, 48038 6922A+5.0 ★Texas Ratio: 5.03% offering Credit Builder Loan at 5.74% APR, Michigan Schools And Government Credit UnionMichigan Schools And Government Credit Union40400 Garfield Rd, Clinton Township, MI, 48038 4004A+5.0 ★Texas Ratio: 3.83% offering 10 Year Fixed Vacant Land Loan at 7.58% APR, Cornerstone Community Financial Credit UnionCornerstone Community Financial Credit Union16673 15 Mile Rd, Clinton Township, MI, 48035 5523A+5.0 ★Texas Ratio: 5.88% offering Personal/Unsecured at 9.49% APR, and FreeStar Financial Credit UnionFreeStar Financial Credit Union37570 S Gratiot Ave, Clinton Township, MI, 48036A5.0 ★Texas Ratio: 8.54% offering Unsecured at 9.74% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Clinton Township has 5 local institutions in our database, with personal loan rates as low as 5.45% APR from Citizens Bank at 15341 19 Mile Rd, Clinton Township, MI, 48038. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Clinton Township, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Clinton Township, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Fixed rates
Your interest rate and monthly payments can fluctuate during the repayment period.
Variable rates
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
As Low As
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
As Low As; Loan Amount: $5,000 - $30,000
As Low As; *Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer.
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up to $15,000; As Low As
As Low As; Loan Amount: $5,000 - $30,000
As Low As; *Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer.
Fixed rates
As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
up to $15,000; As Low As
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As Low As; Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account.
Variable rates
As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
$15,001 - $25,000; As Low As
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$15,001 - $25,000; As Low As
As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Maximum total loan aggregate can not exceed $49,999.
As Low As; *Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required.
As Low As; *Approximate monthly payment would be $91.49 for $1,000 borrowed at 17.64% APR for 12 months. APR is annual percentage yield. Must have direct deposits of at least $1,500 per month deposited to a Genisys Credit Union account for the three months prior to application. Must be a member in good standing and not have any current loan delinquency or negative deposit account balance with Genisys Credit Union at the time of application. Direct deposit required, automatic payment encouraged. Only one Express Loan can be open at a time. No more than 3 new Express Loans in a six month rolling period. Limited time offer. Other rules and restrictions apply.
As Low As; Health care/injury, pet emergency, home repair, auto repair
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No additional details available.
As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
No additional details available.
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As Low As; And 90 Days No Payment1
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Must provide travel itinerary
This APR will vary with the market based on the dividend rate.
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As Low As; Financing up to 84 months. No down payment required.
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No additional details available.
No additional details available.
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
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No additional details available.
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0% Down
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Relationship APR
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0% Down
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As Low As; 2025 and Newer
Relationship APR
No additional details available.
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0% Down
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No additional details available.
No additional details available.
75% of stock value
As Low As
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No additional details available.
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As Low As; 2024-2017
0% Down
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No additional details available.
30-Year Amortization
As Low As
No additional details available.
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Fixed APR
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
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As Low As; Vehicle repairs or updates; Family vacations; Education expenses; Debt consolidation; Wedding planning; And more
No additional details available.
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Fixed APR
As Low As
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No additional details available.
Credit Score: 800+
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No additional details available.
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As Low As; All rates featured are listed 'as low as' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
As Low As; 12 Month Max
No additional details available.
Multi Purpose 12 Month Loan
As Low As
Low fixed 7.99% APR*
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As Low As; 12 Months
No additional details available.
No additional details available.
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No additional details available.
No Terms
Credit Score: 750-799
No additional details available.
up to $10,000; As Low As
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As Low As; Max. Amount of Approval: $10,000 (single)
No additional details available.
As Low As; Max. Amount of Approval: $15,000 (joint)
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As Low As; FOR UP TO 24 MONTHS
As Low As; Starting at 12 months
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No additional details available.
Credit Score: 700-749
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As Low As; Loan Amount: $5,000 - $30,000
As Low As; Loan Amount: $5,000 - $30,000
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No additional details available.
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No Terms
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As Low As; FOR UP TO 24 MONTHS
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No additional details available.
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As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000.
No additional details available.
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As Low As; with Loyalty Discount**
No additional details available.
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As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Vehicle repairs or updates; Family vacations; Education expenses; Debt consolidation; Wedding planning; And more
No additional details available.
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As Low As; 12 Months
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As Low As; Max. Amount of Approval: $15,000 (joint)
As Low As; Max. Amount of Approval: $10,000 (single)
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Clinton Township, MI Personal Loan Rate Trends
Compare local Clinton Township, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates rose 0.256 points over the past 7 days to 11.166% APR.
Michigan signature loan rates fell 0.280 points over the past 7 days to 11.094% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Clinton Township, Michigan?
What are the best personal loan rates in Clinton Township, Michigan?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Genisys Credit Union: 5.74% (Credit Builder Loan)
- Michigan Schools And Government Credit Union: 7.58% (10 Year Fixed Vacant Land Loan)
- Cornerstone Community Financial Credit Union: 9.49% (Personal/Unsecured)
- FreeStar Financial Credit Union: 9.74% (Unsecured)
Personal Loan Calculators
