Best Personal Loan Rates in Fowler, Michigan (MI) - April 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Fowler, Michigan include: Journey Federal Credit UnionJourney Federal Credit Union10667 E 2nd St, Fowler, MI, 48835 5139A+5.0 ★Texas Ratio: 3.14% offering Personal Loans at 10.50% APR, Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, Frankenmuth Credit UnionFrankenmuth Credit UnionA5.0 ★Texas Ratio: 8.43% offering Share Pledged Loan at 4.00% APR, and Members First Credit Union Midland, MIMembers First Credit Union Midland, MIA5.0 ★Texas Ratio: 8.84% offering Share Pledge Loans at 4.00% APR. Personal loan rates as of April 18, 2026 according to verified data from MonitorBankRates.
Fowler has 1 local institution in our database, with personal loan rates as low as 10.50% APR from Journey Federal Credit Union at 10667 E 2nd St, Fowler, MI, 48835 5139. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fowler, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fowler, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 18, 2026
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As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
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As Low As; Members who set up an active checking account can qualify for a 0.50% discount off the posted rate tiers (for auto and recreational). Integra First defines an active checking account as one set up with direct deposit and auto pay on the loan.
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Must provide travel itinerary
This APR will vary with the market based on the dividend rate.
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Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
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As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
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Months (75% of stock value)
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As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
As Low As; Terms are dependent upon amount financed. Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.
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Fixed APR
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Credit Score: 800+
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As Low As; Multi Purpose 12 Month Loan
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As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
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up to $10,000; As Low As
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Credit Score: 750-799
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Qualifications Required: monthly direct deposit totaling a minimum of $900.00 in the previous or current month; As Low As
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Credit Score: 700-749
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As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
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As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
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As Low As; with Loyalty Discount**
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Fowler, MI Personal Loan Rate Trends
Compare local Fowler, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates rose 0.006 points over the past 7 days to 11.522% APR.
Michigan signature loan rates currently average 11.188% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Fowler, Michigan?
What are the best personal loan rates in Fowler, Michigan?
- Journey Federal Credit Union: 10.50% (Personal Loans)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- Frankenmuth Credit Union: 4.00% (Share Pledged Loan)
- Members First Credit Union Midland, MI: 4.00% (Share Pledge Loans)
Personal Loan Calculators
