Best Personal Loan Rates in Holland, Michigan (MI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Holland, Michigan include: Consumers Credit UnionConsumers Credit Union12705 Riley St, Holland, MI, 49424A+5.0 ★Texas Ratio: 3.07% offering Personal Loan at 6.34% APR, Parda Federal Credit UnionParda Federal Credit Union259 E 24th St, Holland, MI, 49423 4856A+5.0 ★Texas Ratio: 1.40% offering Personal Loan at 9.70% APR, Lake Trust Credit UnionLake Trust Credit Union3370 W Shore Dr, Holland, MI, 49424 7753A5.0 ★Texas Ratio: 7.40% offering Unsecured/Signature Loan at 10.50% APR, 4Front Credit Union4Front Credit Union177 N River Ave, Holland, MI, 49424 2152A5.0 ★Texas Ratio: 8.13% offering Signature Loan at 11.10% APR, and Community Choice Credit UnionCommunity Choice Credit Union114 S Waverly Rd, Holland, MI, 49423A5.0 ★Texas Ratio: 7.03% offering Signature Loan1 at 11.24% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Holland has 5 local institutions in our database, with personal loan rates as low as 6.34% APR from Consumers Credit Union at 12705 Riley St, Holland, MI, 49424. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Holland, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Holland, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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As Low As; Minimum loan amount: $500; Predictable monthly payments over a fixed term; Good for a large single purchase or expense; No collateral required; No application fee; No pre-payment penalty; Up to 120 monthly payments or single payment terms
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As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
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As Low As; Members who set up an active checking account can qualify for a 0.50% discount off the posted rate tiers (for auto and recreational). Integra First defines an active checking account as one set up with direct deposit and auto pay on the loan.
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As Low As; And 90 Days No Payment1
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Must provide travel itinerary
This APR will vary with the market based on the dividend rate.
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As Low As; Financing up to 84 months. No down payment required.
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Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
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As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
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Relationship APR
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Relationship APR
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75% of stock value
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0% Down
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(30-Year Amortization)
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As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
Fixed APR
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As Low As; *APR is Annual Percentage Rate. Terms are dependent upon amount financed. Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.
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As Low As; Vehicle repairs or updates; Family vacations; Education expenses; Debt consolidation; Wedding planning; And more
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Fixed APR
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Credit Score: 800+
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As Low As; 12 Month Max
Multi Purpose 12 Month Loan
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As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
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As Low As; Max. Amount of Approval: $15,000 (joint)
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As Low As; Max. Amount of Approval: $10,000 (single)
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Credit Score: 750-799
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up to $10,000; As Low As
No Terms
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Credit Score: 700-749
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No Terms
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As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
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As Low As; with Loyalty Discount**
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As Low As; Minimum loan amount: $500; Predictable monthly payments over a fixed term; Good for a large single purchase or expense; No collateral required; No application fee; No pre-payment penalty; Up to 120 monthly payments or single payment terms
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As Low As; Personal Loan
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As Low As; Vehicle repairs or updates; Family vacations; Education expenses; Debt consolidation; Wedding planning; And more
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As Low As; Max. Amount of Approval: $15,000 (joint)
As Low As; Max. Amount of Approval: $10,000 (single)
Holland, MI Personal Loan Rate Trends
Compare local Holland, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates fell 0.290 points over the past 7 days to 11.153% APR.
Michigan signature loan rates rose 0.026 points over the past 7 days to 11.133% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Holland, Michigan?
What are the best personal loan rates in Holland, Michigan?
- Consumers Credit Union: 6.34% (Personal Loan)
- Parda Federal Credit Union: 9.70% (Personal Loan)
- Lake Trust Credit Union: 10.50% (Unsecured/Signature Loan)
- 4Front Credit Union: 11.10% (Signature Loan)
- Community Choice Credit Union: 11.24% (Signature Loan1)
Personal Loan Calculators
