Best Personal Loan Rates in Lansing, Michigan (MI) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Michigan borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Lansing, Michigan include: Consumers Credit UnionConsumers Credit Union809 N Marketplace Blvd, Lansing, MI, 48917A+5.0 ★Texas Ratio: 3.07% offering Personal Loan at 6.34% APR, Michigan State University Federal Credit UnionMichigan State University Federal Credit Union653 Migaldi Ln, Lansing, MI, 48917 7739A5.0 ★Texas Ratio: 9.68% offering Green & White Loan at 7.00% APR, Adventure Credit UnionAdventure Credit Union6250 S Cedar St, Lansing, MI, 48911A+5.0 ★Texas Ratio: 3.98% offering Holiday Loan at 8.99% APR, Notre Dame Federal Credit UnionNotre Dame Federal Credit Union500 E Michigan Ave, Lansing, MI, 48912 1186A+5.0 ★Texas Ratio: 4.69% offering Land/Lot Loans 75% LTV (non-platted subdivision) at 9.87% APR, and PFCU Credit UnionPFCU Credit Union644 Migaldi Ln, Lansing, MI, 48917 7750A+5.0 ★Texas Ratio: 3.12% offering Unsecured Loans at 11.55% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Lansing has 5 local institutions in our database, with personal loan rates as low as 6.34% APR from Consumers Credit Union at 809 N Marketplace Blvd, Lansing, MI, 48917. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lansing, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lansing, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
809 N Marketplace Blvd, Lansing, MI, 48917
Personal Loan
6.34%
▼
APR6.34%
Last UpdatedApril 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI, 48911
Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
500 E Michigan Ave, Lansing, MI, 48912 1186
Land/Lot Loans 75% LTV (non-platted subdivision)
9.87%
▼
APR9.87%
Last UpdatedApril 10, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
500 E Michigan Ave, Lansing, MI, 48912 1186
Land/Lot Loans 80% LTV (platted subdivision)
9.87%
▼
APR9.87%
Last UpdatedApril 10, 2026
Details
No additional details available.
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI, 48911
Adventure Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI, 48911
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI, 48911
Debt Consolidation Loan
10.09%
▼
APR10.09%
Last UpdatedApril 10, 2026
Details
No additional details available.
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI, 48911
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
PFCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
644 Migaldi Ln, Lansing, MI, 48917 7750
Unsecured Loans
11.55%
▼
APR11.55%
Last UpdatedApril 10, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
Relocation Loan
12.00%
▼
APR12.00%
Last UpdatedApril 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
1040 EZ Loan
12.00%
▼
APR12.00%
Last UpdatedApril 10, 2026
Details
As Low As
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI, 48911
Single Payment Loan
13.00%
▼
APR13.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
Signature Loan
13.24%
▼
APR13.24%
Last UpdatedApril 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
Signature Loan
14.74%
▼
APR14.74%
Last UpdatedApril 10, 2026
Details
As Low As
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
500 E Michigan Ave, Lansing, MI, 48912 1186
Unsecured Loan
14.99%
▼
APR14.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedApril 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
Flex Loan
28.00%
▼
APR28.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Expressway Loans
3.99%
▼
APR3.99%
Last UpdatedApril 10, 2026
Details
As Low As
Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
Share Pledged Loan
4.00%
▼
APR4.00%
Last UpdatedApril 10, 2026
Details
As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Flagship Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Personal Loan
4.45%
▼
APR4.45%
Last UpdatedApril 10, 2026
Details
As Low As
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loans
4.49%
▼
APR4.49%
Last UpdatedApril 10, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Solar Heater Loan
4.50%
▼
APR4.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR4.74%
Last UpdatedApril 10, 2026
Details
As Low As
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Spring Loan Special 36 Months
4.75%
▼
APR4.75%
Last UpdatedApril 10, 2026
Details
As Low As
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New Lawn Mower Loan
4.99%
▼
APR4.99%
Last UpdatedApril 10, 2026
Details
As Low As; mo
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New Tractor Loan
4.99%
▼
APR4.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR4.99%
Last UpdatedApril 10, 2026
Details
As Low As
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
4.99%
▼
APR4.99%
Last UpdatedApril 10, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Vacation Loans
5.00%
▼
APR5.00%
Last UpdatedApril 10, 2026
Details
Must provide travel itinerary
APR5.24%
Last UpdatedApril 10, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedApril 10, 2026
Details
Fixed rates
APR5.49%
Last UpdatedApril 10, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Recreation Loan
5.49%
▼
APR5.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Photovoltaic Loans
5.50%
▼
APR5.50%
Last UpdatedApril 10, 2026
Details
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
5.50%
▼
APR5.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedApril 10, 2026
Details
Variable rates
APR5.51%
Last UpdatedApril 10, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
5.59%
▼
APR5.59%
Last UpdatedApril 10, 2026
Details
As Low As
APR5.74%
Last UpdatedApril 10, 2026
Details
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
New Equipment Loan
5.99%
▼
APR5.99%
Last UpdatedApril 10, 2026
Details
Relationship APR
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR5.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR5.99%
Last UpdatedApril 10, 2026
Details
0% Down
Compass Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Recreational Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 10, 2026
Details
As Low As
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Recreation Loans
6.00%
▼
APR6.00%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 10, 2026
Details
0% Down
Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
10 Year Construction Loan
6.25%
▼
APR6.25%
Last UpdatedApril 10, 2026
Details
As Low As
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Spring Loan Special 60 Months
6.25%
▼
APR6.25%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.34%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.46%
Last UpdatedApril 10, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Recreational Loans
6.49%
▼
APR6.49%
Last UpdatedApril 10, 2026
Details
As Low As; 2025 and Newer
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Used Equipment Loan
6.49%
▼
APR6.49%
Last UpdatedApril 10, 2026
Details
Relationship APR
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 24 Month
6.49%
▼
APR6.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR6.49%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 10, 2026
Details
0% Down
APR6.49%
Last UpdatedApril 10, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
6.50%
▼
APR6.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Norfolk Southern Stock Loan
6.50%
▼
APR6.50%
Last UpdatedApril 10, 2026
Details
75% of stock value
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 48 Month
6.50%
▼
APR6.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR6.51%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 36 Month
6.58%
▼
APR6.58%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR6.68%
Last UpdatedApril 10, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Recreational Loans
6.74%
▼
APR6.74%
Last UpdatedApril 10, 2026
Details
As Low As; 2024-2017
APR6.74%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.74%
Last UpdatedApril 10, 2026
Details
0% Down
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New R.V. Loan
6.75%
▼
APR6.75%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.84%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Land Loan 10-year
6.91%
▼
APR6.91%
Last UpdatedApril 10, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Land Loan 62-Month Balloon
6.94%
▼
APR6.94%
Last UpdatedApril 10, 2026
Details
30-Year Amortization
APR6.96%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 60 Month
6.96%
▼
APR6.96%
Last UpdatedApril 10, 2026
Details
No additional details available.
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Vacation Loans
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
New Equipment Loan
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
Fixed APR
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
Lake Huron Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Other Titled or Non-titled Loans
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As; *APR is Annual Percentage Rate. Terms are dependent upon amount financed. Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As; Vehicle repairs or updates; Family vacations; Education expenses; Debt consolidation; Wedding planning; And more
Harborlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
All Other Closed End Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Other Collateral Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Berkeley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Collateralized Loans (Backed by property, other than Real Estate)
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Iron Mountain Kingsford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Debt Consolidation Loan
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR7.01%
Last UpdatedApril 10, 2026
Details
As Low As
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Vacant Land Loans 5 Year Balloon
7.01%
▼
APR7.01%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 72 Month
7.18%
▼
APR7.18%
Last UpdatedApril 10, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 24 Month
7.24%
▼
APR7.24%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR7.24%
Last UpdatedApril 10, 2026
Details
As Low As
OMNI Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
POWER SPORTS LOAN 2019 and Newer
7.25%
▼
APR7.25%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 48 Month
7.26%
▼
APR7.26%
Last UpdatedApril 10, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 36 Month
7.34%
▼
APR7.34%
Last UpdatedApril 10, 2026
Details
No additional details available.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Used Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedApril 10, 2026
Details
Fixed APR
APR7.49%
Last UpdatedApril 10, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Other Collateral Loans
7.50%
▼
APR7.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Circle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
Adventure Loan
7.50%
▼
APR7.50%
Last UpdatedApril 10, 2026
Details
Credit Score: 800+
Great Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
10 Year Fixed Vacant Land Loan
7.58%
▼
APR7.58%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 60 Month
7.71%
▼
APR7.71%
Last UpdatedApril 10, 2026
Details
No additional details available.
Peninsula Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
Consumer Loans
7.75%
▼
APR7.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Highpoint Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
New Motorsports Loan
7.84%
▼
APR7.84%
Last UpdatedApril 10, 2026
Details
No additional details available.
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 10, 2026
Details
Multi Purpose 12 Month Loan
Tri Cities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
HOLIDAY LOAN SPECIAL
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As; 12 Month Max
Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As; 12 Months
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Unsecured Closed End Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As; All rates featured are listed 'as low as' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
Credit Growth Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
Low fixed 7.99% APR*
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Debt Consolidation
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
Personal/Signature loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Circle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
Adventure Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
Credit Score: 750-799
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
up to $10,000; As Low As
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No Terms
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 72 Month
8.18%
▼
APR8.18%
Last UpdatedApril 10, 2026
Details
No additional details available.
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
8.25%
▼
APR8.25%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.46%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Used R.V. Loan
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
Circle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
Adventure Loan
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
Credit Score: 700-749
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Holiday Loan
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
Awakon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Consumer Loan
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As; Starting at 12 months
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
PERSONAL LOAN
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As; FOR UP TO 24 MONTHS
GraCo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Unsecured Loan
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR8.51%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.59%
Last UpdatedApril 10, 2026
Details
As Low As
Gratiot Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Signature Loans
8.65%
▼
APR8.65%
Last UpdatedApril 10, 2026
Details
up to $25,000; As Low As
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Unsecured Loans
8.74%
▼
APR8.74%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 10, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Machinery/Equipment Loan
8.74%
▼
APR8.74%
Last UpdatedApril 10, 2026
Details
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
APR8.75%
Last UpdatedApril 10, 2026
Details
As Low As
Peninsula Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
Consumer Loans
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Construction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Signature Installment Loan
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Iron Mountain Kingsford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
General Purpose Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.76%
Last UpdatedApril 10, 2026
Details
As Low As
Marquette Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Personal
8.90%
▼
APR8.90%
Last UpdatedApril 10, 2026
Details
No additional details available.
Highpoint Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Used Motorsports Loan
8.92%
▼
APR8.92%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR8.96%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
One Detroit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Unsecured (Closed-End) Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
One Detroit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Unsecured (Closed-End) Summer Fun Loans
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
809 N Marketplace Blvd, Lansing, MI, 48917
Personal Loan
6.34%
▼
APR6.34%
Last UpdatedApril 10, 2026
Details
As Low As
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI, 48911
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Flagship Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Personal Loan
4.45%
▼
APR4.45%
Last UpdatedApril 10, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Berkeley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No Terms
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 10, 2026
Details
As Low As
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
PERSONAL LOAN
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As; FOR UP TO 24 MONTHS
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.75%
Last UpdatedApril 10, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI, 48911
Debt Consolidation Loan
10.09%
▼
APR10.09%
Last UpdatedApril 10, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedApril 10, 2026
Details
As Low As
Iron Mountain Kingsford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Debt Consolidation Loan
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Debt Consolidation
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
Debt Consolidation Loan
9.20%
▼
APR9.20%
Last UpdatedApril 10, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000.
People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Debt Consolidation
10.74%
▼
APR10.74%
Last UpdatedApril 10, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
11.24%
▼
APR11.24%
Last UpdatedApril 10, 2026
Details
No additional details available.
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Debt Consolidation
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
As Low As
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Debt Consolidation Loan
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
As Low As; with Loyalty Discount**
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
12.24%
▼
APR12.24%
Last UpdatedApril 10, 2026
Details
No additional details available.
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
13.24%
▼
APR13.24%
Last UpdatedApril 10, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 10, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI, 48911
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
Signature Loan
13.24%
▼
APR13.24%
Last UpdatedApril 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI, 48917 7739
Signature Loan
14.74%
▼
APR14.74%
Last UpdatedApril 10, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As; Vehicle repairs or updates; Family vacations; Education expenses; Debt consolidation; Wedding planning; And more
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As; 12 Months
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
Personal/Signature loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
Gratiot Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Signature Loans
8.65%
▼
APR8.65%
Last UpdatedApril 10, 2026
Details
up to $25,000; As Low As
Construction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Signature Installment Loan
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Lansing, MI currently.
Lansing, MI Personal Loan Rate Trends
Compare local Lansing, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MI Avg
11.191%
▲ 0.723 vs 7 days ago
Michigan personal loan rates rose 0.723 points over the past 7 days to 11.191% APR.
Signature Loan — MI Avg
11.079%
▲ 0.599 vs 7 days ago
Michigan signature loan rates rose 0.599 points over the past 7 days to 11.079% APR.
As of Apr 10, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
Most lenders in Lansing, Michigan require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Michigan often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Lansing, Michigan require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Michigan?
Yes. Debt consolidation is one of the most common uses of personal loans in Lansing, Michigan. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Lansing, Michigan?
Credit unions in Lansing, Michigan often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Lansing, Michigan?
- Consumers Credit Union: 6.34% (Personal Loan)
- Michigan State University Federal Credit Union: 7.00% (Green & White Loan)
- Adventure Credit Union: 8.99% (Holiday Loan)
- Notre Dame Federal Credit Union: 9.87% (Land/Lot Loans 75% LTV (non-platted subdivision))
- PFCU Credit Union: 11.55% (Unsecured Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lansing, Michigan. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026.
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