Best Personal Loan Rates in Saline, Michigan (MI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Saline, Michigan include: Michigan Schools And Government Credit UnionMichigan Schools And Government Credit Union6983 E Michigan Ave, Saline, MI, 48176 8918A+5.0 ★Texas Ratio: 3.83% offering 10 Year Fixed Vacant Land Loan at 7.58% APR, TRUE Community Credit UnionTRUE Community Credit Union559B E Michigan Ave Ste B, Saline, MI, 48176 1588A5.0 ★Texas Ratio: 11.15% offering Signature Loan at 9.74% APR, Bank of Ann ArborBank of Ann Arbor179 E Michigan Ave, Saline, MI, 48176A+5.0 ★Texas Ratio: 4.20% offering Personal Loan at 11.20% APR, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit UnionToyota Technical Center, Saline, MI, 48176B4.4 ★Texas Ratio: 21.76% offering Personal Loans at 13.74% APR, and Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Saline has 4 local institutions in our database, with personal loan rates as low as 7.58% APR from Michigan Schools And Government Credit Union at 6983 E Michigan Ave, Saline, MI, 48176 8918. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Saline, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Saline, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
As Low As
As Low As
As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
Loan amount $5,000 - $25,000; Sample Annual Percentage Rates (APRs), are calculated based on $7,500 balance for the maximum term allowed and impacted by our $100 Processing fee. The Processing fee is a fee that borrowers pay before or during the loan closing process. These are fees that borrowers need to pay out of pocket in order to finalize a loan. Interest Rates vary based on credit score. Autopay Discount Rates: A 0.25% discount applies for loans whose payments are made automatically from a Bank of Ann Arbor checking or savings account. Rates effective 10/31/2025 and subject to change at any time.
Loan amount $5,000 - $25,000; Sample Annual Percentage Rates (APRs), are calculated based on $7,500 balance for the maximum term allowed and impacted by our $100 Processing fee. The Processing fee is a fee that borrowers pay before or during the loan closing process. These are fees that borrowers need to pay out of pocket in order to finalize a loan. Interest Rates vary based on credit score. Rates effective 10/31/2025 and subject to change at any time.
As Low As
As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Health care/injury, pet emergency, home repair, auto repair
As Low As
No additional details available.
As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; mo
As Low As
Must provide travel itinerary
As Low As
Fixed rates
As Low As
No additional details available.
No additional details available.
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
As Low As
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
As Low As
0% Down
As Low As
As Low As
Relationship APR
As Low As
0% Down
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
0% Down
As Low As; 2025 and Newer
No additional details available.
Relationship APR
As Low As
No additional details available.
No additional details available.
75% of stock value
As Low As
No additional details available.
As Low As
As Low As; 2024-2017
As Low As
0% Down
As Low As
As Low As
No additional details available.
30-Year Amortization
As Low As
No additional details available.
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
Fixed APR
As Low As
As Low As; *APR is Annual Percentage Rate. Terms are dependent upon amount financed. Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.
As Low As
As Low As; Vehicle repairs or updates; Family vacations; Education expenses; Debt consolidation; Wedding planning; And more
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
Fixed APR
As Low As
As Low As
No additional details available.
Credit Score: 800+
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; 12 Month Max
No additional details available.
As Low As
As Low As; 12 Months
As Low As; All rates featured are listed 'as low as' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Low fixed 7.99% APR*
As Low As
As Low As
Multi Purpose 12 Month Loan
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
Credit Score: 750-799
No Terms
No additional details available.
up to $10,000; As Low As
As Low As
As Low As; Max. Amount of Approval: $10,000 (single)
No additional details available.
As Low As; Max. Amount of Approval: $15,000 (joint)
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
Credit Score: 700-749
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Starting at 12 months
As Low As; FOR UP TO 24 MONTHS
As Low As
As Low As
As Low As
up to $25,000; As Low As
As Low As
As Low As
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
Multi Purpose 24 Month Loan
As Low As
No additional details available.
As Low As
As Low As
As Low As
Loan amount $5,000 - $25,000; Sample Annual Percentage Rates (APRs), are calculated based on $7,500 balance for the maximum term allowed and impacted by our $100 Processing fee. The Processing fee is a fee that borrowers pay before or during the loan closing process. These are fees that borrowers need to pay out of pocket in order to finalize a loan. Interest Rates vary based on credit score. Autopay Discount Rates: A 0.25% discount applies for loans whose payments are made automatically from a Bank of Ann Arbor checking or savings account. Rates effective 10/31/2025 and subject to change at any time.
Loan amount $5,000 - $25,000; Sample Annual Percentage Rates (APRs), are calculated based on $7,500 balance for the maximum term allowed and impacted by our $100 Processing fee. The Processing fee is a fee that borrowers pay before or during the loan closing process. These are fees that borrowers need to pay out of pocket in order to finalize a loan. Interest Rates vary based on credit score. Rates effective 10/31/2025 and subject to change at any time.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No Terms
As Low As
As Low As
As Low As; FOR UP TO 24 MONTHS
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; with Loyalty Discount**
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
As Low As
As Low As; Rates based on term and credit score. Minimum loan term of 1 month and maximum APR 19.25%. Contact Member Service Representative for more details.
No additional details available.
No additional details available.
As Low As
As Low As; Vehicle repairs or updates; Family vacations; Education expenses; Debt consolidation; Wedding planning; And more
As Low As
As Low As
As Low As; 12 Months
As Low As; Max. Amount of Approval: $15,000 (joint)
As Low As; Max. Amount of Approval: $10,000 (single)
As Low As
As Low As
As Low As
up to $25,000; As Low As
No additional details available.
Saline, MI Personal Loan Rate Trends
Compare local Saline, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates rose 0.723 points over the past 7 days to 11.191% APR.
Michigan signature loan rates rose 0.599 points over the past 7 days to 11.079% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Saline, Michigan?
What are the best personal loan rates in Saline, Michigan?
- Michigan Schools And Government Credit Union: 7.58% (10 Year Fixed Vacant Land Loan)
- TRUE Community Credit Union: 9.74% (Signature Loan)
- Bank of Ann Arbor: 11.20% (Personal Loan)
- UNIFY Financial Federal Credit Union: 13.74% (Personal Loans)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
Personal Loan Calculators
