Best Personal Loan Rates in Taylor, Michigan (MI) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Michigan borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Taylor, Michigan include: Citizens BankCitizens Bank23455 Eureka Rd, Taylor, MI, 48180A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Advantage One Credit UnionAdvantage One Credit Union11153 Telegraph Rd, Taylor, MI, 48180A5.0 ★Texas Ratio: 11.22% offering Personal Unsecured at 9.49% APR, United Churches Credit UnionUnited Churches Credit Union20252 Ecorse Rd, Taylor, MI, 48180A+5.0 ★Texas Ratio: 3.26% offering Personal Loan (Unsecured) at 9.99% APR, Zeal Credit UnionZeal Credit Union21095 Goddard Rd, Taylor, MI, 48180A+5.0 ★Texas Ratio: 4.08% offering Build It Loan at 9.99% APR, and Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Taylor has 4 local institutions in our database, with personal loan rates as low as 5.45% APR from Citizens Bank at 23455 Eureka Rd, Taylor, MI, 48180. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Taylor, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Taylor, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
23455 Eureka Rd, Taylor, MI, 48180
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedApril 10, 2026
Details
Fixed rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
23455 Eureka Rd, Taylor, MI, 48180
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedApril 10, 2026
Details
Variable rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
23455 Eureka Rd, Taylor, MI, 48180
Variable Rate Loan
5.51%
▼
APR5.51%
Last UpdatedApril 10, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.22%
11153 Telegraph Rd, Taylor, MI, 48180
Personal Unsecured
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
23455 Eureka Rd, Taylor, MI, 48180
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
Fixed rates
United Churches Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20252 Ecorse Rd, Taylor, MI, 48180
Personal Loan (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
Rates based on creditworthiness.
Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
21095 Goddard Rd, Taylor, MI, 48180
Build It Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
Term up to 12 months
Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
21095 Goddard Rd, Taylor, MI, 48180
Unsecured Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.22%
11153 Telegraph Rd, Taylor, MI, 48180
Personal Lines of Credit
10.00%
▼
APR10.00%
Last UpdatedApril 10, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
23455 Eureka Rd, Taylor, MI, 48180
Medical Residency Refinance Loan
10.31%
▼
APR10.31%
Last UpdatedApril 10, 2026
Details
Variable rates
Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.22%
11153 Telegraph Rd, Taylor, MI, 48180
Personal Unsecured
10.49%
▼
APR10.49%
Last UpdatedApril 10, 2026
Details
As Low As; minimum loan amount $5,000
Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
21095 Goddard Rd, Taylor, MI, 48180
Unsecured Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
21095 Goddard Rd, Taylor, MI, 48180
Unsecured Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 10, 2026
Details
As Low As
United Churches Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20252 Ecorse Rd, Taylor, MI, 48180
Personal Loan (Unsecured)
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
to 48 months
Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.22%
11153 Telegraph Rd, Taylor, MI, 48180
Personal Unsecured
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
As Low As; minimum loan amount $10,000
Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
21095 Goddard Rd, Taylor, MI, 48180
Unsecured Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
21095 Goddard Rd, Taylor, MI, 48180
Need It Loan
16.25%
▼
APR16.25%
Last UpdatedApril 10, 2026
Details
Term up to 48 months
United Churches Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20252 Ecorse Rd, Taylor, MI, 48180
Credit Builder Loan Credit Builder
18.00%
▼
APR18.00%
Last UpdatedApril 10, 2026
Details
All loans are subject to credit approval. Rates based on creditworthiness.
United Churches Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20252 Ecorse Rd, Taylor, MI, 48180
PayDay Bridge Loan
18.00%
▼
APR18.00%
Last UpdatedApril 10, 2026
Details
Rates based on creditworthiness; $50 annual fee
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Expressway Loans
3.99%
▼
APR3.99%
Last UpdatedApril 10, 2026
Details
As Low As
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
Share Pledge Loans
4.00%
▼
APR4.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
Share Pledged Loan
4.00%
▼
APR4.00%
Last UpdatedApril 10, 2026
Details
As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Flagship Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Personal Loan
4.45%
▼
APR4.45%
Last UpdatedApril 10, 2026
Details
As Low As
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loans
4.49%
▼
APR4.49%
Last UpdatedApril 10, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Solar Heater Loan
4.50%
▼
APR4.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Truck Loans
4.65%
▼
APR4.65%
Last UpdatedApril 10, 2026
Details
As Low As; And 90 Days No Payment1
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022)
4.70%
▼
APR4.70%
Last UpdatedApril 10, 2026
Details
As Low As
APR4.74%
Last UpdatedApril 10, 2026
Details
As Low As
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Spring Loan Special 36 Months
4.75%
▼
APR4.75%
Last UpdatedApril 10, 2026
Details
As Low As
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
Money Saver Loan
4.75%
▼
APR4.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022)
4.95%
▼
APR4.95%
Last UpdatedApril 10, 2026
Details
As Low As
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
4.99%
▼
APR4.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR4.99%
Last UpdatedApril 10, 2026
Details
As Low As
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New Lawn Mower Loan
4.99%
▼
APR4.99%
Last UpdatedApril 10, 2026
Details
As Low As; mo
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New Tractor Loan
4.99%
▼
APR4.99%
Last UpdatedApril 10, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Vacation Loans
5.00%
▼
APR5.00%
Last UpdatedApril 10, 2026
Details
Must provide travel itinerary
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 10, 2026
Details
This APR will vary with the market based on the dividend rate.
APR5.24%
Last UpdatedApril 10, 2026
Details
As Low As
APR5.25%
Last UpdatedApril 10, 2026
Details
As Low As; Financing up to 84 months. No down payment required.
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022) 60-month term
5.45%
▼
APR5.45%
Last UpdatedApril 10, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2021-2016)
5.45%
▼
APR5.45%
Last UpdatedApril 10, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022) 48-month term
5.45%
▼
APR5.45%
Last UpdatedApril 10, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022) 36-month term
5.45%
▼
APR5.45%
Last UpdatedApril 10, 2026
Details
As Low As
APR5.49%
Last UpdatedApril 10, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Recreation Loan
5.49%
▼
APR5.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
5.50%
▼
APR5.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Photovoltaic Loans
5.50%
▼
APR5.50%
Last UpdatedApril 10, 2026
Details
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
5.59%
▼
APR5.59%
Last UpdatedApril 10, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022) 72-month term
5.70%
▼
APR5.70%
Last UpdatedApril 10, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022)
5.70%
▼
APR5.70%
Last UpdatedApril 10, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2021-2016)
5.70%
▼
APR5.70%
Last UpdatedApril 10, 2026
Details
As Low As
APR5.74%
Last UpdatedApril 10, 2026
Details
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
Signature/Unsecured
5.75%
▼
APR5.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
New Equipment Loan
5.99%
▼
APR5.99%
Last UpdatedApril 10, 2026
Details
Relationship APR
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR5.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR5.99%
Last UpdatedApril 10, 2026
Details
0% Down
Compass Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Recreational Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 10, 2026
Details
As Low As
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Recreation Loans
6.00%
▼
APR6.00%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 10, 2026
Details
0% Down
Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
10 Year Construction Loan
6.25%
▼
APR6.25%
Last UpdatedApril 10, 2026
Details
As Low As
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Spring Loan Special 60 Months
6.25%
▼
APR6.25%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.34%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.34%
Last UpdatedApril 10, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2021-2016)
6.45%
▼
APR6.45%
Last UpdatedApril 10, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022) 84-month term
6.45%
▼
APR6.45%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.46%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 10, 2026
Details
0% Down
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 24 Month
6.49%
▼
APR6.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Used Equipment Loan
6.49%
▼
APR6.49%
Last UpdatedApril 10, 2026
Details
Relationship APR
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Recreational Loans
6.49%
▼
APR6.49%
Last UpdatedApril 10, 2026
Details
As Low As; 2025 and Newer
APR6.49%
Last UpdatedApril 10, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
6.50%
▼
APR6.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 48 Month
6.50%
▼
APR6.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Norfolk Southern Stock Loan
6.50%
▼
APR6.50%
Last UpdatedApril 10, 2026
Details
75% of stock value
APR6.51%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 36 Month
6.58%
▼
APR6.58%
Last UpdatedApril 10, 2026
Details
No additional details available.
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
One-Time Close Construction Loan Rate
6.63%
▼
APR6.63%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR6.68%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.74%
Last UpdatedApril 10, 2026
Details
0% Down
APR6.74%
Last UpdatedApril 10, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Recreational Loans
6.74%
▼
APR6.74%
Last UpdatedApril 10, 2026
Details
As Low As; 2024-2017
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New R.V. Loan
6.75%
▼
APR6.75%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.84%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Land Loan 10-year
6.91%
▼
APR6.91%
Last UpdatedApril 10, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Land Loan 62-Month Balloon
6.94%
▼
APR6.94%
Last UpdatedApril 10, 2026
Details
30-Year Amortization
APR6.96%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 60 Month
6.96%
▼
APR6.96%
Last UpdatedApril 10, 2026
Details
No additional details available.
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Vacation Loans
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
New Equipment Loan
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
Fixed APR
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As; Vehicle repairs or updates; Family vacations; Education expenses; Debt consolidation; Wedding planning; And more
Harborlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
All Other Closed End Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As
Berkeley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Other Collateral Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Iron Mountain Kingsford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Debt Consolidation Loan
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
1166 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Collateralized Loans (Backed by property, other than Real Estate)
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR7.01%
Last UpdatedApril 10, 2026
Details
As Low As
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Vacant Land Loans 5 Year Balloon
7.01%
▼
APR7.01%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 72 Month
7.18%
▼
APR7.18%
Last UpdatedApril 10, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 24 Month
7.24%
▼
APR7.24%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR7.24%
Last UpdatedApril 10, 2026
Details
As Low As
OMNI Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
POWER SPORTS LOAN 2019 and Newer
7.25%
▼
APR7.25%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 48 Month
7.26%
▼
APR7.26%
Last UpdatedApril 10, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 36 Month
7.34%
▼
APR7.34%
Last UpdatedApril 10, 2026
Details
No additional details available.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Used Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedApril 10, 2026
Details
Fixed APR
APR7.49%
Last UpdatedApril 10, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Other Collateral Loans
7.50%
▼
APR7.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Circle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
Adventure Loan
7.50%
▼
APR7.50%
Last UpdatedApril 10, 2026
Details
Credit Score: 800+
Great Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
10 Year Fixed Vacant Land Loan
7.58%
▼
APR7.58%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 60 Month
7.71%
▼
APR7.71%
Last UpdatedApril 10, 2026
Details
No additional details available.
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
Signature/Unsecured
7.75%
▼
APR7.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Peninsula Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
Consumer Loans
7.75%
▼
APR7.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Highpoint Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
New Motorsports Loan
7.84%
▼
APR7.84%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 10, 2026
Details
Multi Purpose 12 Month Loan
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
Credit Growth Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
Low fixed 7.99% APR*
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Unsecured Closed End Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As; All rates featured are listed 'as low as' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As; 12 Months
Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Tri Cities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
HOLIDAY LOAN SPECIAL
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As; 12 Month Max
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Debt Consolidation
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
Personal/Signature loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No Terms
Circle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
Adventure Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
Credit Score: 750-799
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
up to $10,000; As Low As
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 72 Month
8.18%
▼
APR8.18%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR8.25%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 10, 2026
Details
As Low As
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
8.25%
▼
APR8.25%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.46%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
PERSONAL LOAN
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As; FOR UP TO 24 MONTHS
Awakon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Consumer Loan
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As; Starting at 12 months
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Holiday Loan
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
GraCo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Unsecured Loan
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Circle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
Adventure Loan
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
Credit Score: 700-749
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Used R.V. Loan
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United Churches Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20252 Ecorse Rd, Taylor, MI, 48180
Personal Loan (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
Rates based on creditworthiness.
Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
21095 Goddard Rd, Taylor, MI, 48180
Unsecured Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
21095 Goddard Rd, Taylor, MI, 48180
Unsecured Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
21095 Goddard Rd, Taylor, MI, 48180
Unsecured Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 10, 2026
Details
As Low As
United Churches Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20252 Ecorse Rd, Taylor, MI, 48180
Personal Loan (Unsecured)
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
to 48 months
Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
21095 Goddard Rd, Taylor, MI, 48180
Unsecured Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 10, 2026
Details
As Low As
Flagship Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Personal Loan
4.45%
▼
APR4.45%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.34%
Last UpdatedApril 10, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
Berkeley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No Terms
APR8.25%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
PERSONAL LOAN
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As; FOR UP TO 24 MONTHS
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
Iron Mountain Kingsford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Debt Consolidation Loan
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Debt Consolidation
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
Debt Consolidation Loan
9.20%
▼
APR9.20%
Last UpdatedApril 10, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000.
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Debt Consolidation Loan
10.09%
▼
APR10.09%
Last UpdatedApril 10, 2026
Details
No additional details available.
People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Debt Consolidation
10.74%
▼
APR10.74%
Last UpdatedApril 10, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
11.24%
▼
APR11.24%
Last UpdatedApril 10, 2026
Details
No additional details available.
Wildfire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Debt Consolidation
11.49%
▼
APR11.49%
Last UpdatedApril 10, 2026
Details
As Low As
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Debt Consolidation
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
As Low As
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Debt Consolidation Loan
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
As Low As; with Loyalty Discount**
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
12.24%
▼
APR12.24%
Last UpdatedApril 10, 2026
Details
No additional details available.
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
13.24%
▼
APR13.24%
Last UpdatedApril 10, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedApril 10, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
Signature/Unsecured
5.75%
▼
APR5.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As; Vehicle repairs or updates; Family vacations; Education expenses; Debt consolidation; Wedding planning; And more
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
Signature/Unsecured
7.75%
▼
APR7.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As; 12 Months
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
Personal/Signature loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Taylor, MI currently.
Taylor, MI Personal Loan Rate Trends
Compare local Taylor, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MI Avg
11.166%
▲ 0.256 vs 7 days ago
Michigan personal loan rates rose 0.256 points over the past 7 days to 11.166% APR.
Signature Loan — MI Avg
11.094%
▼ 0.280 vs 7 days ago
Michigan signature loan rates fell 0.280 points over the past 7 days to 11.094% APR.
As of Apr 10, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
Most lenders in Taylor, Michigan require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Michigan often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Taylor, Michigan require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Michigan?
Yes. Debt consolidation is one of the most common uses of personal loans in Taylor, Michigan. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Taylor, Michigan?
Credit unions in Taylor, Michigan often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Taylor, Michigan?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Advantage One Credit Union: 9.49% (Personal Unsecured)
- United Churches Credit Union: 9.99% (Personal Loan (Unsecured))
- Zeal Credit Union: 9.99% (Build It Loan)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Taylor, Michigan. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026.
Personal Loan Calculators
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