Best Personal Loan Rates in Taylor, Michigan - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Taylor, Michigan include: Advantage One Credit UnionAdvantage One Credit Union11153 Telegraph Rd, Taylor, MI, 48180A5.0 ★Texas Ratio: 10.46% offering Personal Unsecured Loan at 9.49% APR, United Churches Credit UnionUnited Churches Credit Union20252 Ecorse Rd, Taylor, MI, 48180A+5.0 ★Texas Ratio: 3.18% offering Revolving Credit max. Loan at 10.99% APR, Alliance Catholic Credit UnionAlliance Catholic Credit Union9300 Cooper St, Taylor, MI, 48180 3317A+5.0 ★Texas Ratio: 1.30% offering Unsecured Loans at 12.99% APR, Dfcu Financial Credit UnionDfcu Financial Credit Union22415 Wick Rd, Taylor, MI, 48180A+5.0 ★Texas Ratio: 1.02% offering Personal Loan at 15.24% APR, and Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 4.68% offering Transfer Balances & Save Money Loan at 3.99% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Taylor has 4 local institutions in our database, with personal loan rates as low as 9.49% APR from Advantage One Credit Union at 11153 Telegraph Rd, Taylor, MI, 48180. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Taylor, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Taylor, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Taylor Personal Loan Rates
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As Low As
As Low As; Minimum loan amount $5,000
up to $5000.00; All loans are subject to credit approval. Rates based on creditworthiness.
No additional details available.
Revolving Credit up to $5000.00 max.
As Low As; Minimum loan amount $10,000
Includes Celebration Loan and Home Improvement Loan. Minimum loan amount $500 with a maximum credit limit of $30,000.
Includes Celebration Loan and Home Improvement Loan. Minimum loan amount $500 with a maximum credit limit of $30,000.
Includes Celebration Loan and Home Improvement Loan. Minimum loan amount $500 with a maximum credit limit of $30,000.
As Low As; Fixed APR
No additional details available.
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$50 annual fee
Loan amounts range from $500 to $2,000. Eligibility is limited to Primary Account Holders who have been members for at least 90 days. Loan qualification is relationship-based, and all terms are subject to change. Automatic payments will be scheduled from either your checking or savings unless you opt out. Loan payments are due monthly and will be deducted automatically unless otherwise arranged. By selecting to begin the application, you authorize Alliance Catholic CU to debit the $20 loan application fee from your account. This fee is non-refundable and will be charged whether or not your loan is approved or funded.
As low as; APR is Annual Percentage Rate. Click for details.
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No additional details available.
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As Low As; Rate subject to risk adjustment. Credit restrictions apply.
As low as; Members who set up an active checking account can qualify for a 0.50% discount off the posted rate tiers (for auto and recreational). Integra First defines an active checking account as one set up with direct deposit and auto pay on the loan.
No additional details available.
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As Low As; APR*
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No additional details available.
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As Low As; Loan Amount: $1,000
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As Low As; Rates based on credit score.
No additional details available.
As Low As; APR*
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0.00% for first 90 days.
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As Low As; Up to 60
As Low As
As Low As; Rate subject to risk adjustment. Credit restrictions apply.
No additional details available.
No additional details available.
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Must provide travel itinerary
No additional details available.
As Low As
Our 84 month vehicle loan product is for loans greater than or equal to $40,000.00 and for vehicles classified as a brand new vehicle.
No additional details available.
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As Low As; Rates based on credit score.
loan values over $40,000
No additional details available.
No additional details available.
Spring into Retirement
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As Low As
Rates listed above are estimates, and may vary by term selected. For 2024 and newer vehicles.
As Low As;*
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As Low As
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Amount: $20,000.00 and Over
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20% Down Payment
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As Low As; Rates based on credit score.
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All rates are based on 725 credit score.
Rates are determined by the repayment terms Loan proceeds to be paid directly to contractor.
No additional details available.
5% Down Payment
No additional details available.
No additional details available.
As Low As; APR*
As Low As; Rates based on credit score.
As Low As; APR*
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
No additional details available.
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Amount: $30,000.00 and Over
No additional details available.
Credit Score: 700-800
Secured Loan Pricing - Base Rates (as low as). Certain Restrictions Apply on Closed End Signature Loans
As Low As
Secured Loan Pricing - Base Rates (as low as)
As Low As
Includes Lawn & Garden, ATV, Snowmobile, Off-Road Motorcycle-Wheeler & Side-by-sides
No additional details available.
Includes Lawn & Garden, ATV, Snowmobile, Off-Road Motorcycle, 4-Wheeler & Side-by-side72 - 84 Month available on purchases over $15,000.00.
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As Low As; Promotional rate from June 1st through August 31st, 2026.
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As Low As; Model 5 Years Old & Newer Qualify
As Low As
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Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
APR = Annual Percentage Rate. Rates listed above are estimates, and may vary by term selected.
No additional details available.
No additional details available.
Credit Score: 700-800
Credit Level: Gold
Amount: $20,000 and Over
As Low As
5% Down Payment
No additional details available.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; 6.00%
No additional details available.
No additional details available.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Taylor Personal Loan Rates
No additional details available.
As Low As; Fixed APR
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
Taylor Debt Consolidation Loan Rates
On debt consolidation loans, bills that are to be paid with the proceeds must be presented to the Credit Union for payment.
No additional details available.
No additional details available.
As Low As; Loans are based on credit approval. Rates are subject to change without notice. Call the credit union for current rate. Rates are based on the applicant's credit score. There are no transaction, membership, activity, or participation fees.
As Low As; Loyalty Discount**
No additional details available.
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No additional details available.
No additional details available.
As Low As
Taylor Signature Loan Rates
No additional details available.
No additional details available.
Credit Score: 700-800
Secured Loan Pricing - Base Rates (as low as). Certain Restrictions Apply on Closed End Signature Loans
Credit Score: 700-800
Taylor, MI Personal Loan Rate Trends
Compare local Taylor, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates rose 0.030 points over the past 7 days to 11.580% APR.
Michigan signature loan rates currently average 10.841% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Taylor, Michigan personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Taylor, Michigan directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Taylor, Michigan. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Taylor, Michigan?
What are the best personal loan rates in Taylor, Michigan?
- Advantage One Credit Union: 9.49% (Personal Unsecured Loan)
- United Churches Credit Union: 10.99% (Revolving Credit max. Loan)
- Alliance Catholic Credit Union: 12.99% (Unsecured Loans)
- Dfcu Financial Credit Union: 15.24% (Personal Loan)
- Genisys Credit Union: 3.99% (Transfer Balances & Save Money Loan)
Personal Loan Calculators
