Track current and weekly average personal loan rates in Mississippi, view interactive rate trend charts, and compare local MS aprs against the national average.
Personal Loan rates in Mississippi rose 0.094 this week, pushing the Personal Loan average to 10.365%, up from 10.271% last week.
At 10.365%, Mississippi’s average sits 0.510 below the current national average of 10.875%. MS borrowers may have a competitive advantage relative to the national market.
The Mississippi personal loan rate averages on this page are calculated from 106 verified personal loan rate quotes collected across 42 banks and credit unions actively operating in Mississippi. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Mississippi personal loan rate averages compiled from 106 current rate quotes across 42 banks and credit unions operating in MS — updated daily.
As of Apr 9, 2026 • Data provided by MonitorBankRates.com