Best Personal Loan Rates in Mississippi (MS) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Mississippi borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Mississippi include: Baxter Credit UnionBaxter Credit Union911 N Davis Ave, Cleveland, MS, 38732 2106A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Rivertrust Federal Credit UnionRivertrust Federal Credit Union409 Riverwind Dr, Pearl, MS, 39208 5917A+5.0 ★Texas Ratio: 1.41% offering New and Used Tractor Loans at 4.50% APR, Mississippi National Guard Federal Credit UnionMississippi National Guard Federal Credit Union142 Military Dr, Jackson, MS, 39232 8861C4.0 ★Texas Ratio: 25.49% offering Collateral Loans at 4.99% APR, AMPOT Federal Credit UnionAMPOT Federal Credit Union40481 Old Highway 45 S, Hamilton, MS, 39746 8301A5.0 ★Texas Ratio: 5.91% offering Unsecured Loan A at 5.00% APR, and 1st Mississippi Federal Credit Union1st Mississippi Federal Credit Union600 19th Ave, Meridian, MS, 39301A+5.0 ★Texas Ratio: 2.33% offering Improved Real Estate Loan at 5.49% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Mississippi side-by-side. Mississippi personal loan rates currently start as low as 4.50% APR from Baxter Credit Union at 911 N Davis Ave, Cleveland, MS, 38732 2106. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mississippi.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mississippi. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026
Mississippi Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS, 38732 2106
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Tractor Loans
4.50%
▼
APR4.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS, 38732 2106
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMay 25, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS, 38732 2106
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Collateral Loans
4.99%
▼
APR4.99%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
New/Used Equipment (Max Loan
4.99%
▼
APR4.99%
Last UpdatedMay 25, 2026
Details
$50,000
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured Loan A
5.00%
▼
APR5.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
USED COLLATERAL Preferred Loan
5.00%
▼
APR5.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Improved Real Estate Loan
5.49%
▼
APR5.49%
Last UpdatedMay 25, 2026
Details
No additional details available.
Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2533 Denny Ave, Pascagoula, MS, 39567
Household Goods Loan
5.50%
▼
APR5.50%
Last UpdatedMay 25, 2026
Details
As Low As
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
New Lawn Mowers Loan
5.50%
▼
APR5.50%
Last UpdatedMay 25, 2026
Details
(under $5000)
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
4305 14th St, GULFPORT, MS, 39501
Loan Specials
5.75%
▼
APR5.75%
Last UpdatedMay 25, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS, 38606
New Recreational Loan
5.95%
▼
APR5.95%
Last UpdatedMay 25, 2026
Details
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Improved Real Estate Loan
5.99%
▼
APR5.99%
Last UpdatedMay 25, 2026
Details
No additional details available.
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
107 Thalweg Dr, Vicksburg, MS, 39183
New Recreational Loans
5.99%
▼
APR5.99%
Last UpdatedMay 25, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured Loan B
6.00%
▼
APR6.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
New Tractor Loan
6.25%
▼
APR6.25%
Last UpdatedMay 25, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
New Lawn Mowers Loan
6.50%
▼
APR6.50%
Last UpdatedMay 25, 2026
Details
(over $5000)
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
Used Lawn Mowers Loan
6.50%
▼
APR6.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS, 39208 5917
Signature Loans
6.50%
▼
APR6.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
Construction Loan
6.50%
▼
APR6.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
6.50%
▼
APR6.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
567 S State St, Jackson, MS, 39201
Other Equipment Loan
6.75%
▼
APR6.75%
Last UpdatedMay 25, 2026
Details
As Low As
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS, 38834 9043
Credit Builder Plus Loan
6.75%
▼
APR6.75%
Last UpdatedMay 25, 2026
Details
No additional details available.
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
2602 Pass Rd, Biloxi, MS, 39531 2728
Prime Rate Loan
6.75%
▼
APR6.75%
Last UpdatedMay 25, 2026
Details
As Low As
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
Metal Buildings Loan
6.75%
▼
APR6.75%
Last UpdatedMay 25, 2026
Details
($20,000 Maximum)
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
Portable Buildings Loan
6.75%
▼
APR6.75%
Last UpdatedMay 25, 2026
Details
New Only ($7500 Maximum)
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
New/Used Equipment (Max Loan
6.99%
▼
APR6.99%
Last UpdatedMay 25, 2026
Details
$50,000
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Tractor Loan
6.99%
▼
APR6.99%
Last UpdatedMay 25, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Tractor Loans
6.99%
▼
APR6.99%
Last UpdatedMay 25, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS, 38732 2106
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 25, 2026
Details
As Low As
First National Bank of Clarksdale
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 E 2nd St, Clarksdale, MS, 38614
Prime Rate Loan
7.00%
▼
APR7.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
Recreational Collateral** 01-60 Months Loan
7.00%
▼
APR7.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
USED COLLATERAL A Loan
7.00%
▼
APR7.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
107 Thalweg Dr, Vicksburg, MS, 39183
New Yard & Garden Equipment Loan
7.00%
▼
APR7.00%
Last UpdatedMay 25, 2026
Details
As Low As
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
107 Thalweg Dr, Vicksburg, MS, 39183
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMay 25, 2026
Details
As Low As
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS, 38834 9043
1-Time Construction Loan
7.07%
▼
APR7.07%
Last UpdatedMay 25, 2026
Details
No additional details available.
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
4305 14th St, GULFPORT, MS, 39501
New Miscellaneous Loans
7.10%
▼
APR7.10%
Last UpdatedMay 25, 2026
Details
As Low As
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
4305 14th St, GULFPORT, MS, 39501
Used Miscellaneous Loan
7.10%
▼
APR7.10%
Last UpdatedMay 25, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 17.97%
1026 E Broad St, Monticello, MS, 39654
Personal Loans
7.24%
▼
APR7.24%
Last UpdatedMay 25, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 17.97%
1026 E Broad St, Monticello, MS, 39654
Signature Loans
7.24%
▼
APR7.24%
Last UpdatedMay 25, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
New Tractor Loan
7.25%
▼
APR7.25%
Last UpdatedMay 25, 2026
Details
No additional details available.
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Tractor Loans
7.49%
▼
APR7.49%
Last UpdatedMay 25, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
2602 Pass Rd, Biloxi, MS, 39531 2728
Used Tractor Loan
7.49%
▼
APR7.49%
Last UpdatedMay 25, 2026
Details
As Low As
Pearl Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2420 Old Brandon Rd, Pearl, MS, 39208 4601
Vacation Loan Starts May 18, 2026
7.50%
▼
APR7.50%
Last UpdatedMay 25, 2026
Details
$1000; As Low As
Pearl Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2420 Old Brandon Rd, Pearl, MS, 39208 4601
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMay 25, 2026
Details
As Low As
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
107 Thalweg Dr, Vicksburg, MS, 39183
New Furniture Loan
7.50%
▼
APR7.50%
Last UpdatedMay 25, 2026
Details
As Low As
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
107 Thalweg Dr, Vicksburg, MS, 39183
New Appliances Loan
7.50%
▼
APR7.50%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
7.50%
▼
APR7.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
Metal Buildings Loan
7.75%
▼
APR7.75%
Last UpdatedMay 25, 2026
Details
($20,000 Maximum)
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
New Tractor Loan
7.75%
▼
APR7.75%
Last UpdatedMay 25, 2026
Details
No additional details available.
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
2602 Pass Rd, Biloxi, MS, 39531 2728
New Tractor Loans
7.99%
▼
APR7.99%
Last UpdatedMay 25, 2026
Details
As Low As
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
1604 Cherry St, Vicksburg, MS, 39180
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 25, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Seasonal Specials 12 months Loan
8.00%
▼
APR8.00%
Last UpdatedMay 25, 2026
Details
Up to $2,500; As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Seasonal Special Loan
8.00%
▼
APR8.00%
Last UpdatedMay 25, 2026
Details
As Low As
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
USED COLLATERAL B Loan
8.00%
▼
APR8.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
Vacation Loan
8.00%
▼
APR8.00%
Last UpdatedMay 25, 2026
Details
($3000.00 Maximum)
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured Preferred Loan
8.00%
▼
APR8.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
1604 Cherry St, Vicksburg, MS, 39180
Land Loan
8.11%
▼
APR8.11%
Last UpdatedMay 25, 2026
Details
Up to 180 Months
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
New Tractor Loan
8.25%
▼
APR8.25%
Last UpdatedMay 25, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Tractor Loan
8.25%
▼
APR8.25%
Last UpdatedMay 25, 2026
Details
No additional details available.
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
809 26th Ave, Meridian, MS, 39301
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 25, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Seasonal Specials 18 months Loan
8.50%
▼
APR8.50%
Last UpdatedMay 25, 2026
Details
Up to $2,500; As Low As
Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2533 Denny Ave, Pascagoula, MS, 39567
Unsecured Loans
8.50%
▼
APR8.50%
Last UpdatedMay 25, 2026
Details
As Low As
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
567 S State St, Jackson, MS, 39201
Other Equipment Loan
8.75%
▼
APR8.75%
Last UpdatedMay 25, 2026
Details
As Low As
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
Metal Buildings Loan
8.75%
▼
APR8.75%
Last UpdatedMay 25, 2026
Details
($20,000 Maximum)
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Line-of-Credit) Loan
8.75%
▼
APR8.75%
Last UpdatedMay 25, 2026
Details
A+ Category = or > 725
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature) Loan
8.75%
▼
APR8.75%
Last UpdatedMay 25, 2026
Details
A+ Category = or > 725
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS, 39440 4239
Credit Builder Loan
8.80%
▼
APR8.80%
Last UpdatedMay 25, 2026
Details
As Low As; Individual; $20,000 Maximum
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS, 39440 4239
Personal Loan
8.80%
▼
APR8.80%
Last UpdatedMay 25, 2026
Details
As Low As; Individual - Up to 72 Months; $500 - $20,000
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
Household Goods Loan
8.99%
▼
APR8.99%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
New/Used Equipment (Max Loan
8.99%
▼
APR8.99%
Last UpdatedMay 25, 2026
Details
$50,000
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
2602 Pass Rd, Biloxi, MS, 39531 2728
Miscellaneous Collateral Loan
8.99%
▼
APR8.99%
Last UpdatedMay 25, 2026
Details
As Low As
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
4305 14th St, GULFPORT, MS, 39501
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS, 39440 4239
Pick Your Payment Loan
9.03%
▼
APR9.03%
Last UpdatedMay 25, 2026
Details
$10,000; APR means Annual Percentage Rate. Underwriting guidelines do apply. Rates and specials subject to change at any time.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 25, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 25, 2026
Details
No additional details available.
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Tractor Loan
9.25%
▼
APR9.25%
Last UpdatedMay 25, 2026
Details
No additional details available.
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS, 39440 4239
Pick Your Payment Loan
9.49%
▼
APR9.49%
Last UpdatedMay 25, 2026
Details
$5,000; APR means Annual Percentage Rate. Underwriting guidelines do apply. Rates and specials subject to change at any time.
Zellco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
547 Eagle Day Ave, Columbia, MS, 39429
Unsecured
9.74%
▼
APR9.74%
Last UpdatedMay 25, 2026
Details
As Low As
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Tractor Loan
9.75%
▼
APR9.75%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature) Loan
9.75%
▼
APR9.75%
Last UpdatedMay 25, 2026
Details
A Category 660 - 724
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Line-of-Credit) Loan
9.75%
▼
APR9.75%
Last UpdatedMay 25, 2026
Details
A Category 660 - 724
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS, 39503
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 25, 2026
Details
No additional details available.
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Signature loan
9.99%
▼
APR9.99%
Last UpdatedMay 25, 2026
Details
As Low As; up to 4 years
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
New/Used Equipment (Max Loan
9.99%
▼
APR9.99%
Last UpdatedMay 25, 2026
Details
$50,000
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Signature/Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedMay 25, 2026
Details
No additional details available.
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
Title Loans
9.99%
▼
APR9.99%
Last UpdatedMay 25, 2026
Details
As Low As
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured A Loan
10.00%
▼
APR10.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured Loan C
10.00%
▼
APR10.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
Closed-End Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
Recreational Collateral** 01-60 Months Loan
10.00%
▼
APR10.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 25, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Signature Loans Up to 24 Months
10.25%
▼
APR10.25%
Last UpdatedMay 25, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Signature Loan
10.45%
▼
APR10.45%
Last UpdatedMay 25, 2026
Details
No additional details available.
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedMay 25, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
2602 Pass Rd, Biloxi, MS, 39531 2728
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMay 25, 2026
Details
As Low As
Brightview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
713 S Pear Orchard Rd Ste 101, Ridgeland, MS, 39157 4823
Unsecured Loan
10.50%
▼
APR10.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
567 S State St, Jackson, MS, 39201
Other Equipment Loan
10.75%
▼
APR10.75%
Last UpdatedMay 25, 2026
Details
As Low As
Jackson Area Federal Credit Union JAFCU
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
7375 S Siwell Rd, Byram, MS, 39272 8741
Personal Credit Loan
10.95%
▼
APR10.95%
Last UpdatedMay 25, 2026
Details
As Low As
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
Personal Signature Loan
10.95%
▼
APR10.95%
Last UpdatedMay 25, 2026
Details
As Low As
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS, 39567 4353
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months Loan
11.00%
▼
APR11.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months Loan
11.50%
▼
APR11.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Line-of-Credit) Loan
11.75%
▼
APR11.75%
Last UpdatedMay 25, 2026
Details
B Category 620 - 659
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature) Loan
11.75%
▼
APR11.75%
Last UpdatedMay 25, 2026
Details
B Category 620 - 659
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured B Loan
12.00%
▼
APR12.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured Loan D
12.00%
▼
APR12.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
USED COLLATERAL C Loan
12.00%
▼
APR12.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS, 38834 9043
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedMay 25, 2026
Details
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Signature Loans Up to 36 Months
12.25%
▼
APR12.25%
Last UpdatedMay 25, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Signature Loans Up to 48 Months
12.99%
▼
APR12.99%
Last UpdatedMay 25, 2026
Details
As Low As
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 25, 2026
Details
As Low As
Delta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2339 HIGHWAY 1 S, Greenville, MS, 38701 8337
Signature Loans
13.00%
▼
APR13.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS, 38606
Personal Loans
13.30%
▼
APR13.30%
Last UpdatedMay 25, 2026
Details
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS, 38606
Unsecured Loan
13.30%
▼
APR13.30%
Last UpdatedMay 25, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Personal Lines of Credit
13.50%
▼
APR13.50%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months Loan
13.50%
▼
APR13.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 25, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Signature Loans Up to 60 Months
13.75%
▼
APR13.75%
Last UpdatedMay 25, 2026
Details
As Low As
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured C Loan
14.00%
▼
APR14.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
New/Used Equipment (Max Loan
14.99%
▼
APR14.99%
Last UpdatedMay 25, 2026
Details
$50,000
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
USED COLLATERAL D Loan
15.00%
▼
APR15.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
15.50%
▼
APR15.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Delta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2339 HIGHWAY 1 S, Greenville, MS, 38701 8337
Vacation Loans
16.00%
▼
APR16.00%
Last UpdatedMay 25, 2026
Details
available in June and July
Delta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2339 HIGHWAY 1 S, Greenville, MS, 38701 8337
Graduation Loans
16.00%
▼
APR16.00%
Last UpdatedMay 25, 2026
Details
available in April and May
Delta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2339 HIGHWAY 1 S, Greenville, MS, 38701 8337
Back to School Loans
16.00%
▼
APR16.00%
Last UpdatedMay 25, 2026
Details
available in August and September
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured Loan E
16.00%
▼
APR16.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
40481 Old Highway 45 S, Hamilton, MS, 39746 8301
Unsecured D Loan
16.00%
▼
APR16.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature) Loan
16.25%
▼
APR16.25%
Last UpdatedMay 25, 2026
Details
C Category 600 - 619
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
New/Used Equipment (Max Loan
16.99%
▼
APR16.99%
Last UpdatedMay 25, 2026
Details
$50,000
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
17.00%
▼
APR17.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months Loan
17.00%
▼
APR17.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS, 39440 4239
Pick Your Payment Loan
17.57%
▼
APR17.57%
Last UpdatedMay 25, 2026
Details
$2,000; APR means Annual Percentage Rate. Underwriting guidelines do apply. Rates and specials subject to change at any time.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
No Credit Check Xmas Loan
18.00%
▼
APR18.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
18.00%
▼
APR18.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Mississippi Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS, 38732 2106
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 25, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 17.97%
1026 E Broad St, Monticello, MS, 39654
Personal Loans
7.24%
▼
APR7.24%
Last UpdatedMay 25, 2026
Details
As Low As
Pearl Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2420 Old Brandon Rd, Pearl, MS, 39208 4601
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMay 25, 2026
Details
As Low As
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
1604 Cherry St, Vicksburg, MS, 39180
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS, 39440 4239
Personal Loan
8.80%
▼
APR8.80%
Last UpdatedMay 25, 2026
Details
As Low As; Individual - Up to 72 Months; $500 - $20,000
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
4305 14th St, GULFPORT, MS, 39501
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 25, 2026
Details
As Low As
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 25, 2026
Details
No additional details available.
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 25, 2026
Details
As Low As
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS, 39503
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 25, 2026
Details
No additional details available.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 25, 2026
Details
No additional details available.
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS, 39567 4353
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 25, 2026
Details
As Low As
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 25, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMay 25, 2026
Details
As Low As
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3182 Tupelo Cmns, Tupelo, MS, 38804 9513
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 25, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS, 38606
Personal Loans
13.30%
▼
APR13.30%
Last UpdatedMay 25, 2026
Details
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 25, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Mississippi Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 25, 2026
Details
As Low As
Powered by
MonitorBankRates
Mississippi Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
6.50%
▼
APR6.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS, 39208 5917
Signature Loans
6.50%
▼
APR6.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
107 Thalweg Dr, Vicksburg, MS, 39183
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMay 25, 2026
Details
As Low As
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 17.97%
1026 E Broad St, Monticello, MS, 39654
Signature Loans
7.24%
▼
APR7.24%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
7.50%
▼
APR7.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
809 26th Ave, Meridian, MS, 39301
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature) Loan
8.75%
▼
APR8.75%
Last UpdatedMay 25, 2026
Details
A+ Category = or > 725
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature) Loan
9.75%
▼
APR9.75%
Last UpdatedMay 25, 2026
Details
A Category 660 - 724
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Signature loan
9.99%
▼
APR9.99%
Last UpdatedMay 25, 2026
Details
As Low As; up to 4 years
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Signature/Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS, 39307
Closed-End Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Signature Loans Up to 24 Months
10.25%
▼
APR10.25%
Last UpdatedMay 25, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedMay 25, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Signature Loan
10.45%
▼
APR10.45%
Last UpdatedMay 25, 2026
Details
No additional details available.
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
2602 Pass Rd, Biloxi, MS, 39531 2728
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
Personal Signature Loan
10.95%
▼
APR10.95%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months Loan
11.00%
▼
APR11.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months Loan
11.50%
▼
APR11.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature) Loan
11.75%
▼
APR11.75%
Last UpdatedMay 25, 2026
Details
B Category 620 - 659
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS, 38834 9043
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedMay 25, 2026
Details
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Signature Loans Up to 36 Months
12.25%
▼
APR12.25%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Signature Loans Up to 48 Months
12.99%
▼
APR12.99%
Last UpdatedMay 25, 2026
Details
As Low As
Delta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2339 HIGHWAY 1 S, Greenville, MS, 38701 8337
Signature Loans
13.00%
▼
APR13.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months Loan
13.50%
▼
APR13.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Signature Loans Up to 60 Months
13.75%
▼
APR13.75%
Last UpdatedMay 25, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS, 39232 8861
Signature Loan
15.50%
▼
APR15.50%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
Unsecured (Signature) Loan
16.25%
▼
APR16.25%
Last UpdatedMay 25, 2026
Details
C Category 600 - 619
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
17.00%
▼
APR17.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
Signature 0-60 Months Loan
17.00%
▼
APR17.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS, 39201 5506
Signature Loan
18.00%
▼
APR18.00%
Last UpdatedMay 25, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Mississippi Personal Loan Rate Trends
Compare local Mississippi personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MS Avg
9.907%
▲ 0.224 vs 7 days ago
Mississippi personal loan rates rose 0.224 points over the past 7 days to 9.907% APR.
Signature Loan — MS Avg
11.000%
▼ 0.155 vs 7 days ago
Mississippi signature loan rates fell 0.155 points over the past 7 days to 11.000% APR.
As of May 25, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mississippi personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Mississippi directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Mississippi. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MS.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Mississippi?
Most lenders in Mississippi require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Mississippi often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Mississippi require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Mississippi?
Yes. Debt consolidation is one of the most common uses of personal loans in Mississippi. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Mississippi?
Credit unions in Mississippi often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Mississippi?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Rivertrust Federal Credit Union: 4.50% (New and Used Tractor Loans)
- Mississippi National Guard Federal Credit Union: 4.99% (Collateral Loans)
- AMPOT Federal Credit Union: 5.00% (Unsecured Loan A)
- 1st Mississippi Federal Credit Union: 5.49% (Improved Real Estate Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mississippi. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 23, 2026.
