Best Personal Loan Rates in Great Falls, Montana (MT) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Great Falls, Montana include: Montana Federal Credit UnionMontana Federal Credit Union15 14th St S, Great Falls, MT, 59401 3800A+5.0 ★Texas Ratio: 1.84% offering Power Sports Loans at 5.49% APR, Billings Federal Credit UnionBillings Federal Credit Union501 Park Dr S, Great Falls, MT, 59405 1879A5.0 ★Texas Ratio: 8.01% offering Personal at 8.24% APR, The Family First Federal Credit UnionThe Family First Federal Credit Union2901 11th Ave s, Great Falls, MT, 59405 5301A-5.0 ★Texas Ratio: 14.94% offering Personal Loan Options at 8.49% APR, 1st Liberty Federal Credit Union1st Liberty Federal Credit Union6200 3rd Ave N, Great Falls, MT, 59405 1528A+5.0 ★Texas Ratio: 1.23% offering 70th Anniversary Special Signature Loan at 8.70% APR, and Horizon Credit UnionHorizon Credit Union1915 10th Ave S, Great Falls, MT, 59405A+5.0 ★Texas Ratio: 1.53% offering Personal Unsecured Loan at 11.90% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Great Falls has 5 local institutions in our database, with personal loan rates as low as 5.49% APR from Montana Federal Credit Union at 15 14th St S, Great Falls, MT, 59401 3800. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Great Falls, Montana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Great Falls, Montana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
As Low As; 2023 and newer (mileage limitations)**
As Low As; 2023 and newer (mileage limitations)**
As Low As; 2016 to 2022 (mileage limitations)***
No additional details available.
As Low As; 2016 to 2022 (mileage limitations)***
As Low As; 2023 and newer (mileage limitations)**
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
No additional details available.
As Low As; 2016 to 2022 (mileage limitations)***
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
As Low As
As Low As; 2015 or older or high mileage
As Low As
As Low As; Interest rates are currently available as low as 8.49% for well qualified borrowers.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; *Fixed rate, terms up to 60 months available depending on credit score and amount financed. Rate shown applies to Personal Unsecured, Autos, Boats and RVs 2016 or older model year vehicles or vehicles valued at under $10,000 and Cycle Products 2021 or older model year vehicles. OAC. APR = Annual Percentage Rate. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance, and your credit history. Secured and Unsecured Loans are available. Qualified borrowers can receive financing for personal loan needs including Dental, Vision, Cosmetics Procedures, Computers, Lawn Tractors, Older Autos, Snowmobiles, ATVs, Boats and RVs.
As Low As
As Low As
This Recreation Vehicle Loan Rate applies to current and previous year.
This Recreation Vehicle Loan Rate applies to current and previous year.
This includes all recreational vehicles two to seven years old.
This includes all recreational vehicles older than 7 years.
This includes all recreational vehicles two to seven years old.
This Recreation Vehicle Loan Rate applies to current and previous year and must exceed $20,000.
This includes all recreational vehicles two to seven years old.
As Low As
This includes all recreational vehicles two to seven years old
As Low As
$65.00 Administrative Fee; Loan closings completed electronically via DocuSign
This includes all recreational vehicles two to seven years old Must exceed $20,000.
As Low As
As Low As
Variable
1 year payback period
As Low As
No additional details available.
Variable
As Low As
As Low As
No additional details available.
As Low As
As Low As; (36 months)
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; fixed rate
As Low As
As Low As
Effective May 1, 2006
No additional details available.
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
No additional details available.
No additional details available.
No additional details available.
As Low As; (60 months)
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
As Low As
As Low As; Interest rates are currently available as low as 8.49% for well qualified borrowers.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; (36 months)
No additional details available.
No additional details available.
As Low As; fixed rate
As Low As
As Low As
No additional details available.
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
As Low As; (60 months)
No additional details available.
No additional details available.
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
Great Falls, MT Personal Loan Rate Trends
Compare local Great Falls, MT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Montana personal loan rates rose 0.368 points over the past 7 days to 11.064% APR.
Montana signature loan rates fell 0.099 points over the past 7 days to 11.067% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Montana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Montana?
Are credit unions or banks better for personal loans in Great Falls, Montana?
What are the best personal loan rates in Great Falls, Montana?
- Montana Federal Credit Union: 5.49% (Power Sports Loans)
- Billings Federal Credit Union: 8.24% (Personal)
- The Family First Federal Credit Union: 8.49% (Personal Loan Options)
- 1st Liberty Federal Credit Union: 8.70% (70th Anniversary Special Signature Loan)
- Horizon Credit Union: 11.90% (Personal Unsecured Loan)
Personal Loan Calculators
