Best Personal Loan Rates in Omaha, Nebraska (NE) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nebraska borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Omaha, Nebraska include: Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit Union7301 Pacific St # 7305, Omaha, NE, 68114A+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Liberty First Credit UnionLiberty First Credit Union5011 S 108th St, Omaha, NE, 68137A5.0 ★Texas Ratio: 7.80% offering Fixed, 80% Loan to Value at 5.75% APR, Gallup Federal Credit UnionGallup Federal Credit Union1001 Gallup Dr, Omaha, NE, 68102A+5.0 ★Texas Ratio: 0.55% offering Personal Loan at 8.99% APR, Roberts Dairy Employees Federal Credit UnionRoberts Dairy Employees Federal Credit Union2901 Cuming St, Omaha, NE, 68131A+5.0 ★Texas Ratio: 1.68% offering Signature Loans at 9.00% APR, and Omaha Federal Credit UnionOmaha Federal Credit Union3001 S 82ND AVE, OMAHA, NE, 68124A+5.0 ★Texas Ratio: 2.22% offering Unsecured Loan at 9.24% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Omaha has 7 local institutions in our database, with personal loan rates as low as 5.00% APR from Greenwich Municipal Employees Federal Credit Union at 7301 Pacific St # 7305, Omaha, NE, 68114. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Omaha, Nebraska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Omaha, Nebraska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE, 68114
Share Pledge Loans
5.00%
▼
APR5.00%
Last UpdatedApril 30, 2026
Details
Use the money in your account as Collateral for a loan
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE, 68137
Fixed, 80% Loan to Value
5.75%
▼
APR5.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE, 68137
Fixed, 80% Loan to Value
6.25%
▼
APR6.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE, 68137
Personal Loans
7.68%
▼
APR7.68%
Last UpdatedApril 30, 2026
Details
As Low As
Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE, 68102
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
Loan rates listed above available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type.
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2901 Cuming St, Omaha, NE, 68131
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE, 68114
Personal Lines Of Credit
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
Qualifying balance up to $20,000.00
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE, 68124
Unsecured Loan
9.24%
▼
APR9.24%
Last UpdatedApril 30, 2026
Details
As Low As; ($10,000 Maximum)
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.49%
▼
APR9.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.24%
▼
APR11.24%
Last UpdatedApril 30, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.49%
▼
APR11.49%
Last UpdatedApril 30, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.74%
▼
APR11.74%
Last UpdatedApril 30, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
12.24%
▼
APR12.24%
Last UpdatedApril 30, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE, 68114
Personal Lines Of Credit
17.00%
▼
APR17.00%
Last UpdatedApril 30, 2026
Details
$0.00-$20,000.00
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
Recreational Loan
5.50%
▼
APR5.50%
Last UpdatedApril 30, 2026
Details
APR as low as
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
5.75%
▼
APR5.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
4-H Loans
5.75%
▼
APR5.75%
Last UpdatedApril 30, 2026
Details
Up To $4000.00
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Personal/Unsecured
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
(Fixed)
Central Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedApril 30, 2026
Details
Maximum Limit $5000.00; As Low As
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Unsecured
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
Credit Score Ranking A & B
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan max)
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
$7000
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
40% Debt Ratio - 24 Months
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
$2,500
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
30% Debt Ratio - 36 Months
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
$4,000
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
20% Debt Ratio - 36 Months
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
$5,000
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
APR as low as
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan max)
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
$7000
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
Personal (Unsecured)
10.25%
▼
APR10.25%
Last UpdatedApril 30, 2026
Details
$5,000 Max
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Personal Loan For 2 Years
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
2 Years (24 Months)
University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.77%
Personal Installment
11.50%
▼
APR11.50%
Last UpdatedApril 30, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Unsecured Loan (740 & up)
11.99%
▼
APR11.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
APR12.00%
Last UpdatedApril 30, 2026
Details
As Low As
APR12.00%
Last UpdatedApril 30, 2026
Details
As Low As
Meadow Grove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
Up to 2 months gross salary with B credit
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
12.75%
▼
APR12.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Unsecured
12.99%
▼
APR12.99%
Last UpdatedApril 30, 2026
Details
Credit Score Ranking C & D
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Unsecured Loan (680-739)
12.99%
▼
APR12.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedApril 30, 2026
Details
As Low As
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal - (36 Month Term)
14.00%
▼
APR14.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Debt Consolidation Loan K Limit
14.40%
▼
APR14.40%
Last UpdatedApril 30, 2026
Details
$10; Payroll deduction or ACH
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Unsecured Loan (640-679)
14.49%
▼
APR14.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.68%
Unsecured Loan
15.25%
▼
APR15.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Debt Consolidation Loan K Limit
15.40%
▼
APR15.40%
Last UpdatedApril 30, 2026
Details
$10
Meadow Grove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Unsecured
16.00%
▼
APR16.00%
Last UpdatedApril 30, 2026
Details
Up to 2 months gross salary with B credit
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Unsecured Loan (600-639)
16.99%
▼
APR16.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Short-Term Unsecured
18.00%
▼
APR18.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Unsecured Loan (550-599)
18.00%
▼
APR18.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Emergency Loan
28.00%
▼
APR28.00%
Last UpdatedApril 30, 2026
Details
(Fixed)
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE, 68137
Personal Loans
7.68%
▼
APR7.68%
Last UpdatedApril 30, 2026
Details
As Low As
Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE, 68102
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
Loan rates listed above available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.24%
▼
APR11.24%
Last UpdatedApril 30, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.49%
▼
APR11.49%
Last UpdatedApril 30, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.74%
▼
APR11.74%
Last UpdatedApril 30, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
12.24%
▼
APR12.24%
Last UpdatedApril 30, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
4.75%
▼
APR4.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
5.75%
▼
APR5.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan max)
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
$7000
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
APR as low as
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Loan max)
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
$7000
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Personal Loan For 2 Years
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
2 Years (24 Months)
University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
APR12.00%
Last UpdatedApril 30, 2026
Details
As Low As
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Personal Loans
12.75%
▼
APR12.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
20% Debt Ratio - 36 Months
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
$5,000
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
30% Debt Ratio - 36 Months
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
$4,000
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
40% Debt Ratio - 24 Months
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
$2,500
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Debt Consolidation Loan K Limit
14.40%
▼
APR14.40%
Last UpdatedApril 30, 2026
Details
$10; Payroll deduction or ACH
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
Debt Consolidation Loan K Limit
15.40%
▼
APR15.40%
Last UpdatedApril 30, 2026
Details
$10
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2901 Cuming St, Omaha, NE, 68131
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.49%
▼
APR9.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedApril 30, 2026
Details
As Low As
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MonitorBankRates
No home improvement personal loan rates found in Omaha, NE currently.
Omaha, NE Personal Loan Rate Trends
Compare local Omaha, NE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — NE Avg
10.858%
▼ 0.033 vs 7 days ago
Nebraska personal loan rates fell 0.033 points over the past 7 days to 10.858% APR.
Signature Loan — NE Avg
11.168%
▼ 0.052 vs 7 days ago
Nebraska signature loan rates fell 0.052 points over the past 7 days to 11.168% APR.
As of Apr 30, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions
What credit score do I need for a personal loan in Nebraska?
Most lenders in Omaha, Nebraska require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nebraska often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Omaha, Nebraska require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Nebraska?
Yes. Debt consolidation is one of the most common uses of personal loans in Omaha, Nebraska. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Omaha, Nebraska?
Credit unions in Omaha, Nebraska often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Omaha, Nebraska?
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- Liberty First Credit Union: 5.75% (Fixed, 80% Loan to Value)
- Gallup Federal Credit Union: 8.99% (Personal Loan)
- Roberts Dairy Employees Federal Credit Union: 9.00% (Signature Loans)
- Omaha Federal Credit Union: 9.24% (Unsecured Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Omaha, Nebraska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.
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