Best Personal Loan Rates in Las Vegas, Nevada (NV) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Las Vegas, Nevada include: Baxter Credit UnionBaxter Credit Union2716 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, USAAUSAA3773 Howard Hughes Pkwy, Las Vegas, NV, 89169A+5.0 ★Texas Ratio: 0.00% offering VA purchase loan at 6.49% APR, America First Federal Credit UnionAmerica First Federal Credit Union2699 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 7.26% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, Mountain America Federal Credit UnionMountain America Federal Credit Union7280 W Lake Mead Blvd, Las Vegas, NV, 89128 8301A5.0 ★Texas Ratio: 10.12% offering Construction One- or two-step close Loan at 7.09% APR, and Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit Union9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004A+5.0 ★Texas Ratio: 3.22% offering Personal Term Loan - 12 months at 7.99% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Las Vegas has 10 local institutions in our database, with personal loan rates as low as 4.50% APR from Baxter Credit Union at 2716 N Tenaya Way, Las Vegas, NV, 89128. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Las Vegas, Nevada.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Las Vegas, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
Las Vegas Personal Loan Rates
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Fixed
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
This APR will vary with the market based on the dividend rate.
No additional details available.
No additional details available.
As Low As
As Low As; Model Year New - 2025
As Low As; Model Year 2024 - 2021
As Low As; Model Year New - 2025
As Low As; Loan Term: 24-84 Months
As Low As; Model Year New - 2025
As Low As; Model Year 2024 - 2021
As Low As
As Low As; Model Year 2024 - 2021
No additional details available.
As Low As; Model Year 2020 - 2016
As Low As; Model Year 2020 - 2016
No additional details available.
No additional details available.
As Low As
As Low As; Model Year 2020 - 2016
As Low As; Model Year New - 2025
No additional details available.
No additional details available.
As Low As; Model Year 2024 - 2021
No additional details available.
No additional details available.
As Low As; Model Year 2020 - 2016
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; As low as 12.99% APR
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; As low as 15.74% APR
No additional details available.
As Low As; As low as 15.49% APR
No additional details available.
No additional details available.
Las Vegas Personal Loan Rates
As Low As
As Low As
As Low As; Fixed
As Low As
No additional details available.
No additional details available.
As Low As
Las Vegas Debt Consolidation Loan Rates
No additional details available.
As Low As
Las Vegas Signature Loan Rates
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; As low as 12.99% APR
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; As low as 15.74% APR
No additional details available.
As Low As; As low as 15.49% APR
No additional details available.
Las Vegas, NV Personal Loan Rate Trends
Compare local Las Vegas, NV personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada personal loan rates fell 0.006 points over the past 7 days to 12.508% APR.
Nevada signature loan rates rose 0.042 points over the past 7 days to 12.053% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Las Vegas, Nevada personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Las Vegas, Nevada directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Las Vegas, Nevada. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NV.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Nevada?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nevada?
Are credit unions or banks better for personal loans in Las Vegas, Nevada?
What are the best personal loan rates in Las Vegas, Nevada?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- USAA: 6.49% (VA purchase loan)
- America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
- Mountain America Federal Credit Union: 7.09% (Construction One- or two-step close Loan)
- Aloha Pacific Federal Credit Union: 7.99% (Personal Term Loan - 12 months)
Personal Loan Calculators
