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Best Personal Loan Rates in Las Vegas, Nevada (NV) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nevada borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: April 6, 2026

Current personal loan options available to borrowers in Las Vegas, Nevada include: Baxter Credit UnionBaxter Credit Union2716 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Silver State Schools Credit UnionSilver State Schools Credit Union9302 S Eastern Ave, Las Vegas, NV, 89123A+5.0 ★Texas Ratio: 3.65% offering Classroom Supply Loan2 at 4.99% APR, USAAUSAA3773 Howard Hughes Pkwy, Las Vegas, NV, 89169A+5.0 ★Texas Ratio: 0.00% offering VA Interest Rate Reduction Refinance Loan (IRRRL) at 6.13% APR, America First Federal Credit UnionAmerica First Federal Credit Union2699 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 8.12% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, and Mountain America Federal Credit UnionMountain America Federal Credit Union7280 W Lake Mead Blvd, Las Vegas, NV, 89128 8301A5.0 ★Texas Ratio: 11.38% offering Construction loan at 7.25% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.

Las Vegas has 12 local institutions in our database, with personal loan rates as low as 4.50% APR from Baxter Credit Union at 2716 N Tenaya Way, Las Vegas, NV, 89128. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Las Vegas, Nevada.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Las Vegas, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedApril 8, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedApril 8, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Classroom Supply Loan2
4.99%
View
▼
APR4.99%
Last UpdatedApril 8, 2026
Details

No additional details available.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
VA Interest Rate Reduction Refinance Loan (IRRRL)
6.13%
View
▼
APR6.13%
Last UpdatedApril 8, 2026
Details

Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
VA Interest Rate Reduction Refinance Loan, or IRRRL
6.13%
View
▼
APR6.13%
Last UpdatedApril 8, 2026
Details

No additional details available.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
VA purchase loan
6.35%
View
▼
APR6.35%
Last UpdatedApril 8, 2026
Details

No additional details available.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
VA cash-out refinance loan
6.47%
View
▼
APR6.47%
Last UpdatedApril 8, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Lot Loan- 20/5YR Balloon Variable
6.82%
View
▼
APR6.82%
Last UpdatedApril 8, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 8, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Advanced Curriculum Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 8, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Educator Loan3
6.99%
View
▼
APR6.99%
Last UpdatedApril 8, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Lot Loan- 10 Year Variable
7.01%
View
▼
APR7.01%
Last UpdatedApril 8, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Lot Loan- 30/5YR Balloon Variable
7.05%
View
▼
APR7.05%
Last UpdatedApril 8, 2026
Details

As Low As

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
Low down payment purchase loan
7.11%
View
▼
APR7.11%
Last UpdatedApril 8, 2026
Details

No additional details available.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
7280 W Lake Mead Blvd, Las Vegas, NV, 89128 8301
Construction loan
7.25%
View
▼
APR7.25%
Last UpdatedApril 8, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Lot Loan- 20/5YR Balloon Fixed
7.28%
View
▼
APR7.28%
Last UpdatedApril 8, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Lot Loan- 10 Year Fixed
7.48%
View
▼
APR7.48%
Last UpdatedApril 8, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Lot Loan- 30/5YR Balloon Fixed
7.48%
View
▼
APR7.48%
Last UpdatedApril 8, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 12 months
7.99%
View
▼
APR7.99%
Last UpdatedApril 8, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Power Sport Loans
7.99%
View
▼
APR7.99%
Last UpdatedApril 8, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Retirement Credits Personal Loan
8.49%
View
▼
APR8.49%
Last UpdatedApril 8, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 24 months
8.50%
View
▼
APR8.50%
Last UpdatedApril 8, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 36 months
8.75%
View
▼
APR8.75%
Last UpdatedApril 8, 2026
Details

As Low As

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Land Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 8, 2026
Details

As Low As

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Construction Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 8, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 48 months
9.00%
View
▼
APR9.00%
Last UpdatedApril 8, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
Renovation Loan
9.31%
View
▼
APR9.31%
Last UpdatedApril 8, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 60 months
9.50%
View
▼
APR9.50%
Last UpdatedApril 8, 2026
Details

As Low As

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
8360 S Durango Dr Ste 190, Las Vegas, NV, 89113 4444
Personal/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedApril 8, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedApril 8, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 72 months
11.00%
View
▼
APR11.00%
Last UpdatedApril 8, 2026
Details

As Low As

One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
2645 S Mojave Rd, Las Vegas, NV, 89121 1238
Signature Loan
11.75%
View
▼
APR11.75%
Last UpdatedApril 8, 2026
Details

Rate = Rates are determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ.

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Signature Loan
11.99%
View
▼
APR11.99%
Last UpdatedApril 8, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
2699 N Tenaya Way, Las Vegas, NV, 89128
PERSONAL
12.49%
View
▼
APR12.49%
Last UpdatedApril 8, 2026
Details

As Low As; Fixed

Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV, 89113
Signature Loan
12.49%
View
▼
APR12.49%
Last UpdatedApril 8, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Personal Lines of Credit
13.74%
View
▼
APR13.74%
Last UpdatedApril 8, 2026
Details

As Low As

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5812 S Durango Dr, Las Vegas, NV, 89113
Unsecured Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 8, 2026
Details

As Low As; Unsecured terms up to 72 months

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedApril 8, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 8, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedApril 8, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedApril 8, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
4.25%
View
▼
APR4.25%
Last UpdatedApril 8, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
4.25%
View
▼
APR4.25%
Last UpdatedApril 8, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
4.75%
View
▼
APR4.75%
Last UpdatedApril 8, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
4.75%
View
▼
APR4.75%
Last UpdatedApril 8, 2026
Details

$5,000; Max. Term 48 Months

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
View
▼
APR5.00%
Last UpdatedApril 8, 2026
Details

This APR will vary with the market based on the dividend rate.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
6.00%
View
▼
APR6.00%
Last UpdatedApril 8, 2026
Details

$15,000; Max. Term 72 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
6.25%
View
▼
APR6.25%
Last UpdatedApril 8, 2026
Details

$15,000; Max. Term 72 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
6.50%
View
▼
APR6.50%
Last UpdatedApril 8, 2026
Details

Over $25,000; Max. Term 84 Months

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment Loans
6.70%
View
▼
APR6.70%
Last UpdatedApril 8, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
6.75%
View
▼
APR6.75%
Last UpdatedApril 8, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
6.75%
View
▼
APR6.75%
Last UpdatedApril 8, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
6.75%
View
▼
APR6.75%
Last UpdatedApril 8, 2026
Details

$10,000; Max. Term 60 Months

Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Recreational Loans
7.25%
View
▼
APR7.25%
Last UpdatedApril 8, 2026
Details

As Low As; Loan Term: 24-84 Months

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
Land Loan
7.50%
View
▼
APR7.50%
Last UpdatedApril 8, 2026
Details

As Low As

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Signature Loans
8.00%
View
▼
APR8.00%
Last UpdatedApril 8, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
8.25%
View
▼
APR8.25%
Last UpdatedApril 8, 2026
Details

$15,000; Max. Term 72 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedApril 8, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.25%
View
▼
APR8.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.25%
View
▼
APR8.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.50%
View
▼
APR8.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.50%
View
▼
APR8.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.75%
View
▼
APR8.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
8.75%
View
▼
APR8.75%
Last UpdatedApril 8, 2026
Details

Over $25,000; Max. Term 84 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.75%
View
▼
APR8.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.50%
View
▼
APR9.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.50%
View
▼
APR9.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.75%
View
▼
APR9.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.75%
View
▼
APR9.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
10.75%
View
▼
APR10.75%
Last UpdatedApril 8, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
10.75%
View
▼
APR10.75%
Last UpdatedApril 8, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Energy Saver Loan
11.89%
View
▼
APR11.89%
Last UpdatedApril 8, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
12.25%
View
▼
APR12.25%
Last UpdatedApril 8, 2026
Details

$15,000; Max. Term 72 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Lifestyle Loans
12.89%
View
▼
APR12.89%
Last UpdatedApril 8, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loans
12.99%
View
▼
APR12.99%
Last UpdatedApril 8, 2026
Details

As Low As; Flexible terms available.; No collateral required.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
13.25%
View
▼
APR13.25%
Last UpdatedApril 8, 2026
Details

Over $25,000; Max. Term 84 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.25%
View
▼
APR13.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedApril 8, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.50%
View
▼
APR13.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.75%
View
▼
APR13.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.00%
View
▼
APR14.00%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.25%
View
▼
APR14.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
View
▼
APR14.48%
Last UpdatedApril 8, 2026
Details

As Low As; As low as 12.99% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.25%
View
▼
APR15.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.50%
View
▼
APR15.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.75%
View
▼
APR15.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
15.75%
View
▼
APR15.75%
Last UpdatedApril 8, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
15.75%
View
▼
APR15.75%
Last UpdatedApril 8, 2026
Details

$10,000; Max. Term 60 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.00%
View
▼
APR16.00%
Last UpdatedApril 8, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
View
▼
APR16.20%
Last UpdatedApril 8, 2026
Details

As Low As; As low as 15.74% APR

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
16.25%
View
▼
APR16.25%
Last UpdatedApril 8, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
16.25%
View
▼
APR16.25%
Last UpdatedApril 8, 2026
Details

$15,000; Max. Term 72 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.25%
View
▼
APR16.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
View
▼
APR16.65%
Last UpdatedApril 8, 2026
Details

As Low As; As low as 15.49% APR

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $14,999
16.75%
View
▼
APR16.75%
Last UpdatedApril 8, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $9,999
16.75%
View
▼
APR16.75%
Last UpdatedApril 8, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term
17.25%
View
▼
APR17.25%
Last UpdatedApril 8, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
Loan Amount / Term to $24,999
17.25%
View
▼
APR17.25%
Last UpdatedApril 8, 2026
Details

$15,000; Max. Term 72 Months

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan E
17.50%
View
▼
APR17.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedApril 8, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Retirement Credits Personal Loan
8.49%
View
▼
APR8.49%
Last UpdatedApril 8, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedApril 8, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 8, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedApril 8, 2026
Details

As Low As

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5812 S Durango Dr, Las Vegas, NV, 89113
Unsecured Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedApril 8, 2026
Details

As Low As; Unsecured terms up to 72 months

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedApril 8, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedApril 8, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedApril 8, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
2645 S Mojave Rd, Las Vegas, NV, 89121 1238
Signature Loan
11.75%
View
▼
APR11.75%
Last UpdatedApril 8, 2026
Details

Rate = Rates are determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ.

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Signature Loan
11.99%
View
▼
APR11.99%
Last UpdatedApril 8, 2026
Details

As Low As

Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV, 89113
Signature Loan
12.49%
View
▼
APR12.49%
Last UpdatedApril 8, 2026
Details

As Low As

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Signature Loans
8.00%
View
▼
APR8.00%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedApril 8, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.25%
View
▼
APR8.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.25%
View
▼
APR8.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.50%
View
▼
APR8.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.50%
View
▼
APR8.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.75%
View
▼
APR8.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.75%
View
▼
APR8.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.50%
View
▼
APR9.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.50%
View
▼
APR9.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.75%
View
▼
APR9.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.75%
View
▼
APR9.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loans
12.99%
View
▼
APR12.99%
Last UpdatedApril 8, 2026
Details

As Low As; Flexible terms available.; No collateral required.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.25%
View
▼
APR13.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.50%
View
▼
APR13.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.75%
View
▼
APR13.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.00%
View
▼
APR14.00%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.25%
View
▼
APR14.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
View
▼
APR14.48%
Last UpdatedApril 8, 2026
Details

As Low As; As low as 12.99% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.25%
View
▼
APR15.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.50%
View
▼
APR15.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.75%
View
▼
APR15.75%
Last UpdatedApril 8, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.00%
View
▼
APR16.00%
Last UpdatedApril 8, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
View
▼
APR16.20%
Last UpdatedApril 8, 2026
Details

As Low As; As low as 15.74% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.25%
View
▼
APR16.25%
Last UpdatedApril 8, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
View
▼
APR16.65%
Last UpdatedApril 8, 2026
Details

As Low As; As low as 15.49% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan E
17.50%
View
▼
APR17.50%
Last UpdatedApril 8, 2026
Details

No additional details available.

No home improvement personal loan rates found in Las Vegas, NV currently.

Las Vegas, NV Personal Loan Rate Trends

Compare local Las Vegas, NV personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nevada Personal Loan Trends →
Personal Loan — NV Avg
11.630%
▼ 0.281 vs 7 days ago

Nevada personal loan rates fell 0.281 points over the past 7 days to 11.630% APR.

Signature Loan — NV Avg
12.019%
▼ 0.021 vs 7 days ago

Nevada signature loan rates fell 0.021 points over the past 7 days to 12.019% APR.

As of Apr 8, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Nevada?

Most lenders in Las Vegas, Nevada require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nevada often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Las Vegas, Nevada require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Nevada?

Yes. Debt consolidation is one of the most common uses of personal loans in Las Vegas, Nevada. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Las Vegas, Nevada?

Credit unions in Las Vegas, Nevada often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Las Vegas, Nevada?

  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Silver State Schools Credit Union: 4.99% (Classroom Supply Loan2)
  • USAA: 6.13% (VA Interest Rate Reduction Refinance Loan (IRRRL))
  • America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
  • Mountain America Federal Credit Union: 7.25% (Construction loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Las Vegas, Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 6, 2026.

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