Best Personal Loan Rates in Reno, Nevada (NV) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nevada borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Reno, Nevada include: Great Basin Federal Credit UnionGreat Basin Federal Credit Union9770 S Virginia St, Reno, NV, 89511 5941A5.0 ★Texas Ratio: 8.76% offering Loan Amount / Term to $14,999 at 4.25% APR, Farm Bureau Bank FSBFarm Bureau Bank FSB10345 Professional Cir, Reno, NV, 89521A+5.0 ★Texas Ratio: 2.42% offering Equipment Loans at 6.70% APR, Greater Nevada Credit UnionGreater Nevada Credit Union6745 Sierra Center Pkwy, Reno, NV, 89511F1.0 ★Texas Ratio: 83.06% offering Land Loan at 7.50% APR, Sierra Pacific Federal Credit UnionSierra Pacific Federal Credit Union6100 Neil Rd Ste 150, Reno, NV, 89511A+5.0 ★Texas Ratio: 1.56% offering Personal/Unsecured at 9.99% APR, and Weststar Credit UnionWeststar Credit Union394 E Moana Ln, Reno, NV, 89502A+5.0 ★Texas Ratio: 4.17% offering Signature Loan at 12.49% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Reno has 5 local institutions in our database, with personal loan rates as low as 4.25% APR from Great Basin Federal Credit Union at 9770 S Virginia St, Reno, NV, 89511 5941. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Reno, Nevada.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Reno, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $14,999
4.25%
▼
APR4.25%
Last UpdatedApril 19, 2026
Details
$10,000; Max. Term 60 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $9,999
4.25%
▼
APR4.25%
Last UpdatedApril 19, 2026
Details
$5,000; Max. Term 48 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $14,999
4.75%
▼
APR4.75%
Last UpdatedApril 19, 2026
Details
$10,000; Max. Term 60 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $9,999
4.75%
▼
APR4.75%
Last UpdatedApril 19, 2026
Details
$5,000; Max. Term 48 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $24,999
6.00%
▼
APR6.00%
Last UpdatedApril 19, 2026
Details
$15,000; Max. Term 72 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $24,999
6.25%
▼
APR6.25%
Last UpdatedApril 19, 2026
Details
$15,000; Max. Term 72 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term
6.50%
▼
APR6.50%
Last UpdatedApril 19, 2026
Details
Over $25,000; Max. Term 84 Months
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Equipment Loans
6.70%
▼
APR6.70%
Last UpdatedApril 19, 2026
Details
As Low As
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term
6.75%
▼
APR6.75%
Last UpdatedApril 19, 2026
Details
Over $25,000; Max. Term 84 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $14,999
6.75%
▼
APR6.75%
Last UpdatedApril 19, 2026
Details
$10,000; Max. Term 60 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $9,999
6.75%
▼
APR6.75%
Last UpdatedApril 19, 2026
Details
$5,000; Max. Term 48 Months
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
6745 Sierra Center Pkwy, Reno, NV, 89511
Land Loan
7.50%
▼
APR7.50%
Last UpdatedApril 19, 2026
Details
As Low As
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $24,999
8.25%
▼
APR8.25%
Last UpdatedApril 19, 2026
Details
$15,000; Max. Term 72 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
Over $25,000; Max. Term 84 Months
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
6100 Neil Rd Ste 150, Reno, NV, 89511
Personal/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $14,999
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
$10,000; Max. Term 60 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $9,999
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
$5,000; Max. Term 48 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Energy Saver Loan
11.89%
▼
APR11.89%
Last UpdatedApril 19, 2026
Details
No additional details available.
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $24,999
12.25%
▼
APR12.25%
Last UpdatedApril 19, 2026
Details
$15,000; Max. Term 72 Months
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
394 E Moana Ln, Reno, NV, 89502
Signature Loan
12.49%
▼
APR12.49%
Last UpdatedApril 19, 2026
Details
As Low As
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Lifestyle Loans
12.89%
▼
APR12.89%
Last UpdatedApril 19, 2026
Details
No additional details available.
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term
13.25%
▼
APR13.25%
Last UpdatedApril 19, 2026
Details
Over $25,000; Max. Term 84 Months
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
6745 Sierra Center Pkwy, Reno, NV, 89511
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedApril 19, 2026
Details
As Low As
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $14,999
15.75%
▼
APR15.75%
Last UpdatedApril 19, 2026
Details
$10,000; Max. Term 60 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $9,999
15.75%
▼
APR15.75%
Last UpdatedApril 19, 2026
Details
$5,000; Max. Term 48 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term
16.25%
▼
APR16.25%
Last UpdatedApril 19, 2026
Details
Over $25,000; Max. Term 84 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $24,999
16.25%
▼
APR16.25%
Last UpdatedApril 19, 2026
Details
$15,000; Max. Term 72 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $14,999
16.75%
▼
APR16.75%
Last UpdatedApril 19, 2026
Details
$10,000; Max. Term 60 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $9,999
16.75%
▼
APR16.75%
Last UpdatedApril 19, 2026
Details
$5,000; Max. Term 48 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term
17.25%
▼
APR17.25%
Last UpdatedApril 19, 2026
Details
Over $25,000; Max. Term 84 Months
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Loan Amount / Term to $24,999
17.25%
▼
APR17.25%
Last UpdatedApril 19, 2026
Details
$15,000; Max. Term 72 Months
APR4.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 19, 2026
Details
This APR will vary with the market based on the dividend rate.
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
VA Interest Rate Reduction Refinance Loan, or IRRRL
5.73%
▼
APR5.73%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR5.93%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR6.08%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR6.57%
Last UpdatedApril 19, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Variable
6.82%
▼
APR6.82%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Variable
7.01%
▼
APR7.01%
Last UpdatedApril 19, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Variable
7.05%
▼
APR7.05%
Last UpdatedApril 19, 2026
Details
As Low As
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Recreational Loans
7.25%
▼
APR7.25%
Last UpdatedApril 19, 2026
Details
As Low As; Loan Term: 24-84 Months
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Fixed
7.28%
▼
APR7.28%
Last UpdatedApril 19, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 19, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 19, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 12 months
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 19, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.25%
▼
APR8.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.25%
▼
APR8.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 24 months
8.50%
▼
APR8.50%
Last UpdatedApril 19, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.50%
▼
APR8.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.50%
▼
APR8.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 36 months
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 48 months
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.00%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.00%
Last UpdatedApril 19, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 60 months
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Personal Term Loan - 72 months
11.00%
▼
APR11.00%
Last UpdatedApril 19, 2026
Details
As Low As
APR11.99%
Last UpdatedApril 19, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
PERSONAL
12.49%
▼
APR12.49%
Last UpdatedApril 19, 2026
Details
As Low As; Fixed
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.25%
▼
APR13.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.50%
▼
APR13.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 19, 2026
Details
As Low As
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Lines of Credit
13.74%
▼
APR13.74%
Last UpdatedApril 19, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.75%
▼
APR13.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.00%
▼
APR14.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.25%
▼
APR14.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 12.99% APR
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 19, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.25%
▼
APR15.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.50%
▼
APR15.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.75%
▼
APR15.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.00%
▼
APR16.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 15.74% APR
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.25%
▼
APR16.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 15.49% APR
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan E
17.50%
▼
APR17.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
6745 Sierra Center Pkwy, Reno, NV, 89511
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 19, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 19, 2026
Details
As Low As
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
394 E Moana Ln, Reno, NV, 89502
Signature Loan
12.49%
▼
APR12.49%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 19, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.25%
▼
APR8.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.25%
▼
APR8.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.50%
▼
APR8.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.50%
▼
APR8.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan A
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan B
9.75%
▼
APR9.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR11.99%
Last UpdatedApril 19, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.25%
▼
APR13.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.50%
▼
APR13.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
13.75%
▼
APR13.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.00%
▼
APR14.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan C
14.25%
▼
APR14.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 12.99% APR
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.25%
▼
APR15.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.50%
▼
APR15.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
15.75%
▼
APR15.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.00%
▼
APR16.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 15.74% APR
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan D
16.25%
▼
APR16.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 15.49% APR
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Signature Loan E
17.50%
▼
APR17.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Reno, NV currently.
Reno, NV Personal Loan Rate Trends
Compare local Reno, NV personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — NV Avg
12.381%
▲ 0.751 vs 7 days ago
Nevada personal loan rates rose 0.751 points over the past 7 days to 12.381% APR.
Signature Loan — NV Avg
12.011%
▼ 0.008 vs 7 days ago
Nevada signature loan rates fell 0.008 points over the past 7 days to 12.011% APR.
As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Nevada?
Most lenders in Reno, Nevada require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nevada often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Reno, Nevada require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Nevada?
Yes. Debt consolidation is one of the most common uses of personal loans in Reno, Nevada. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Reno, Nevada?
Credit unions in Reno, Nevada often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Reno, Nevada?
- Great Basin Federal Credit Union: 4.25% (Loan Amount / Term to $14,999)
- Farm Bureau Bank FSB: 6.70% (Equipment Loans)
- Greater Nevada Credit Union: 7.50% (Land Loan)
- Sierra Pacific Federal Credit Union: 9.99% (Personal/Unsecured)
- Weststar Credit Union: 12.49% (Signature Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Reno, Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.
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