Best Personal Loan Rates in Reno, Nevada - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Reno, Nevada include: Farm Bureau Bank FSBFarm Bureau Bank FSB10345 Professional Cir, Reno, NV, 89521A+5.0 ★Texas Ratio: 2.42% offering and over Loan at 6.38% APR, Mountain America Federal Credit UnionMountain America Federal Credit Union1181 Steamboat Pkwy, Reno, NV, 89521 6285A5.0 ★Texas Ratio: 10.12% offering Construction One- or two-step close Loan at 7.25% APR, Great Basin Federal Credit UnionGreat Basin Federal Credit Union9770 S Virginia St, Reno, NV, 89511 5941A5.0 ★Texas Ratio: 7.89% offering Toy Loan at 10.20% APR, Weststar Credit UnionWeststar Credit Union394 E Moana Ln, Reno, NV, 89502A+5.0 ★Texas Ratio: 4.00% offering Signature Loan at 12.49% APR, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Reno has 4 local institutions in our database, with personal loan rates as low as 6.38% APR from Farm Bureau Bank FSB at 10345 Professional Cir, Reno, NV, 89521. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Reno, Nevada.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Reno, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Reno Personal Loan Rates
$150,000; quoted with 20% down payment
$100,000; quoted with 20% down payment
As Low As; *Rates disclosed as Annual Percentage Rate [APR] and; Annual Percentage Yield [APY] and may change at the bank's discretion. Loans are subject to underwriting approval.
Model Year New - 2025; Minimum to Finance: < $10K: Add 2.00% to applicable rate
$50,000; quoted with 20% down payment
Model Year 2024 - 2021; Minimum to Finance: < $10K: Add 2.00% to applicable rate
Model Year New - 2025
As Low As
$25,000; quoted with 20% down payment
Extended terms must meet credit & collateral qualifications. Model Year New - 2025
$10,000; quoted with 20% down payment
Model Year 2024 - 2021
Extended terms must meet credit & collateral qualifications. Model Year 2024 - 2021
Model Year 2020 - 2016; Minimum to Finance: < $10K: Add 2.00% to applicable rate
Model Year 2020 - 2016
Extended terms must meet credit & collateral qualifications. Model Year 2020 - 2016
Extended terms must meet credit & collateral qualifications. Model Year New - 2025
Extended terms must meet credit & collateral qualifications. Model Year 2024 - 2021
Extended terms must meet credit & collateral qualifications. Model Year 2020 - 2016
$5,000; quoted with 20% down payment; $5K - $9,999 loans require a 2.00% rate add-on
$5,000 to $14,999
$15,000 to $24,999
$25,000 to $49,999
Regular APR: 11.49%
No additional details available.
$5,000 to $14,999
$15,000 to $24,999
Regular APR: 12.49%
As Low As
$25,000 to $49,999
No additional details available.
Regular APR: 15.99%
No additional details available.
$5,000 to $14,999
No additional details available.
As Low As
As Low As
This APR will vary with the market based on the dividend rate.
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As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
As Low As
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
As Low As; Loan Term: 24-84 Months
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
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As Low As
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As Low As
As Low As
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As Low As; Loan Amount: Up to $50,000
As Low As
Fixed
No additional details available.
No additional details available.
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As Low As; Loan Amount: Up to $30,000
No additional details available.
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As Low As; As low as 12.99% APR
No additional details available.
As Low As
No additional details available.
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As Low As; As low as 15.74% APR
No additional details available.
As Low As; As low as 15.49% APR
No additional details available.
Reno Personal Loan Rates
As Low As
As Low As; Loan Amount: Up to $50,000
Fixed
No additional details available.
No additional details available.
As Low As; Loan Amount: Up to $30,000
Reno Debt Consolidation Loan Rates
No additional details available.
As Low As
Reno Signature Loan Rates
As Low As
No additional details available.
As Low As
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As Low As
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As Low As; As low as 12.99% APR
No additional details available.
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No additional details available.
As Low As; As low as 15.74% APR
No additional details available.
As Low As; As low as 15.49% APR
No additional details available.
Reno, NV Personal Loan Rate Trends
Compare local Reno, NV personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada personal loan rates fell 0.186 points over the past 7 days to 12.357% APR.
Nevada signature loan rates currently average 12.053% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Reno, Nevada personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Reno, Nevada directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Reno, Nevada. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NV.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Nevada?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nevada?
Are credit unions or banks better for personal loans in Reno, Nevada?
What are the best personal loan rates in Reno, Nevada?
- Farm Bureau Bank FSB: 6.38% (and over Loan)
- Mountain America Federal Credit Union: 7.25% (Construction One- or two-step close Loan)
- Great Basin Federal Credit Union: 10.20% (Toy Loan)
- Weststar Credit Union: 12.49% (Signature Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
Personal Loan Calculators
