Best Personal Loan Rates in Reno, Nevada (NV) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Reno, Nevada include: Farm Bureau Bank FSBFarm Bureau Bank FSB10345 Professional Cir, Reno, NV, 89521A+5.0 ★Texas Ratio: 2.42% offering Equipment Loans at 6.70% APR, Mountain America Federal Credit UnionMountain America Federal Credit Union1181 Steamboat Pkwy, Reno, NV, 89521 6285A5.0 ★Texas Ratio: 10.12% offering Construction One- or two-step close Loan at 7.09% APR, Greater Nevada Credit UnionGreater Nevada Credit Union6745 Sierra Center Pkwy, Reno, NV, 89511F1.0 ★Texas Ratio: 66.75% offering Land Loan at 7.50% APR, Sierra Pacific Federal Credit UnionSierra Pacific Federal Credit Union6100 Neil Rd Ste 150, Reno, NV, 89511A+5.0 ★Texas Ratio: 1.48% offering Personal/Unsecured at 9.99% APR, and Great Basin Federal Credit UnionGreat Basin Federal Credit Union9770 S Virginia St, Reno, NV, 89511 5941A5.0 ★Texas Ratio: 7.89% offering Energy Saver Loan at 11.89% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Reno has 6 local institutions in our database, with personal loan rates as low as 6.70% APR from Farm Bureau Bank FSB at 10345 Professional Cir, Reno, NV, 89521. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Reno, Nevada.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Reno, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
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Reno, NV Personal Loan Rate Trends
Compare local Reno, NV personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada personal loan rates fell 0.006 points over the past 7 days to 12.508% APR.
Nevada signature loan rates rose 0.042 points over the past 7 days to 12.053% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Reno, Nevada personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Reno, Nevada directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Reno, Nevada. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NV.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Nevada?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nevada?
Are credit unions or banks better for personal loans in Reno, Nevada?
What are the best personal loan rates in Reno, Nevada?
- Farm Bureau Bank FSB: 6.70% (Equipment Loans)
- Mountain America Federal Credit Union: 7.09% (Construction One- or two-step close Loan)
- Greater Nevada Credit Union: 7.50% (Land Loan)
- Sierra Pacific Federal Credit Union: 9.99% (Personal/Unsecured)
- Great Basin Federal Credit Union: 11.89% (Energy Saver Loan)
Personal Loan Calculators
