Best Personal Loan Rates in Webster, New York (NY) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Webster, New York include: Finger Lakes Federal Credit UnionFinger Lakes Federal Credit Union815 Ridge Rd, Webster, NY, 14580 2410A+5.0 ★Texas Ratio: 0.86% offering Personal Unsecured at 6.95% APR, Ukrainian Federal Credit UnionUkrainian Federal Credit Union900 Holt Rd, Webster, NY, 14580A5.0 ★Texas Ratio: 10.45% offering Personal Loan at 7.99% APR, Kinecta Federal Credit UnionKinecta Federal Credit Union189 W Main St, Webster, NY, 14580A+5.0 ★Texas Ratio: 4.14% offering Loan at 9.74% APR, GPO Federal Credit UnionGPO Federal Credit UnionA+5.0 ★Texas Ratio: 2.06% offering Save & Boost Credit Loan at 3.99% APR, and TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Webster has 3 local institutions in our database, with personal loan rates as low as 6.95% APR from Finger Lakes Federal Credit Union at 815 Ridge Rd, Webster, NY, 14580 2410. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Webster, New York.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Webster, New York. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
As Low As
As Low As
As Low As; Working on a project? Need to make a purchase? We can help!
As Low As
No additional details available.
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As Low As
As Low As
As Low As; 3.99% APR*
As Low As; Intro rate as low as 3.99% APR*
No additional details available.
No additional details available.
No additional details available.
As Low As
Actual rate offered may vary.
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Secured by Shares
As Low As
No additional details available.
As Low As
Actual rate offered may vary.
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As Low As
seasonal
As Low As; 4.99% APR*
As Low As; 4.99% APR*
As Low As; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown. All Loan Rates are stated in terms of Annual Percentage Rate (APR). Loan Rates are for qualified members.
No additional details available.
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$50,000; As Low As
As Low As; 5.49% APR*
As Low As; 5.49% APR*
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As Low As; New car for the used car price
As Low As; 5.74% APR*
Primary 1-2 Family Homes, Primary Condominiums & Coops
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; 5.99% APR*
As Low As; 5.99% APR*
As Low As
As Low As
No additional details available.
$3,000 available October 15- December 29
As Low As; With 1st National Deposit Account as Collateral
Primary 1 & 2 Family Homes, Primary Condominiums & Coops
No additional details available.
As Low As; Rates are based on credit history and term
No additional details available.
No additional details available.
Primary 1 & 2 Family Homes, Primary Condominiums & Coops
As Low As; w/ Auto Pay Discount
As Low As
As Low As; 6.49% APR*
As Low As; 6.49% APR*
As Low As; w/ Auto Pay Discount: as low as 6.39%
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Special fixed up to 15 months!
As Low As; 6.74% APR*
As Low As
No additional details available.
As Low As
$4,999
No additional details available.
No additional details available.
As Low As
As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
As Low As; Rates are based on credit history and term
No additional details available.
No additional details available.
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No additional details available.
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No additional details available.
Investment Property 1- to 4-Family & Primary 3- to 4-Family Homes & Investment Condominiums
No additional details available.
As Low As
new rates require a minimum advance of $1,000.00
As Low As
No additional details available.
As Low As; 6.99% APR*
As Low As
Secured by Share Certificate
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
No additional details available.
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As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; 7.24% APR*
No additional details available.
As Low As; Up to 60 months
No additional details available.
$8,000 - $10,000
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Investment Property 1- to 4-Family & Primary 3- to 4-Family Homes & Investment Condominiums
As Low As; w/ Auto Pay Discount
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As Low As
$300 - $25,000; As Low As
As Low As
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As; Starting at 7.49%
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
As Low As
As Low As
No additional details available.
No additional details available.
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As Low As
As Low As
As Low As; Fixed up to 36 months
No additional details available.
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
$15
No additional details available.
No additional details available.
As Low As; Rates are based on credit history and term
As Low As
As Low As
No additional details available.
No additional details available.
FIXED APR WITH AUTO PAY
No additional details available.
As Low As
As Low As
As Low As; Working on a project? Need to make a purchase? We can help!
Secured by Shares
As Low As
No additional details available.
As Low As; New car for the used car price
As Low As; With 1st National Deposit Account as Collateral
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As; Special fixed up to 15 months!
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
As Low As
Secured by Share Certificate
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; w/ Auto Pay Discount
As Low As
As Low As
$300 - $25,000; As Low As
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As; Starting at 7.49%
No additional details available.
As Low As
As Low As; Fixed up to 36 months
No additional details available.
No additional details available.
FIXED APR WITH AUTO PAY
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As Low As
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No additional details available.
As Low As; Borrow up to $10,000.00, Delay first payment for 60 days
No additional details available.
No additional details available.
No additional details available.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
No additional details available.
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
As Low As; 10.50%
No additional details available.
No additional details available.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
As Low As; 11.50%
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
No additional details available.
discount with direct deposit
No additional details available.
$4,999
new rates require a minimum advance of $1,000.00
As Low As
As Low As
$8,000 - $10,000
As Low As
As Low As
No additional details available.
No additional details available.
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
$25,000 maximum credit 680 and higher; $35,000 maximum credit 700 and higher; $50,000 maximum credit 720 and higher
Webster, NY Personal Loan Rate Trends
Compare local Webster, NY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York personal loan rates rose 0.932 points over the past 7 days to 10.711% APR.
New York signature loan rates rose 1.321 points over the past 7 days to 11.168% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New York?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New York?
Are credit unions or banks better for personal loans in Webster, New York?
What are the best personal loan rates in Webster, New York?
- Finger Lakes Federal Credit Union: 6.95% (Personal Unsecured)
- Ukrainian Federal Credit Union: 7.99% (Personal Loan)
- Kinecta Federal Credit Union: 9.74% (Loan)
- GPO Federal Credit Union: 3.99% (Save & Boost Credit Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
Personal Loan Calculators
