Best Personal Loan Rates in Oklahoma City, Oklahoma - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Oklahoma City, Oklahoma include: Department of Public Safety Federal Credit UnionDepartment of Public Safety Federal Credit Union3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223A+5.0 ★Texas Ratio: 0.68% offering Generator Loan at 3.99% APR, Teachers Credit Union Oklahoma City, OKTeachers Credit Union Oklahoma City, OK2300 NW 23rd St, Oklahoma CIty, OK, 73107A+5.0 ★Texas Ratio: 1.68% offering Shelter Loan at 4.99% APR, Energize Credit UnionEnergize Credit Union2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219A+5.0 ★Texas Ratio: 2.08% offering Emergency Generator Loan at 5.00% APR, Communication Federal Credit UnionCommunication Federal Credit Union427 NW 6th St, Oklahoma City, OK, 73102 2804A5.0 ★Texas Ratio: 7.00% offering Storm Shelter Loan at 5.99% APR, and WEOKIE Federal Credit UnionWEOKIE Federal Credit Union8100 W Reno Ave, Oklahoma City, OK, 73127 7229A+5.0 ★Texas Ratio: 3.51% offering Storm Shelter Loan at 7.99% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Oklahoma City has 12 local institutions in our database, with personal loan rates as low as 3.99% APR from Department of Public Safety Federal Credit Union at 3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Oklahoma City, Oklahoma.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Oklahoma City, Oklahoma. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Oklahoma City Personal Loan Rates
As Low As*
As Low As
No additional details available.
No additional details available.
Fixed
Members with minimum $10,000 WEOKIE Mortgage or Auto Loan
No additional details available.
As Low As*
No additional details available.
As Low As; APR* with specific terms.
No additional details available.
As Low As; Rates for Personal Loans
All Others
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
Fixed
Rate Type: Variable
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As
No additional details available.
No additional details available.
Up to $10,000; As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
$10,001-$15,000; As Low As
As Low As
No additional details available.
No additional details available.
$15,001-$25,000; As Low As
No additional details available.
$1,000
As Low As
Max $6,000; 1st Payment 45 Days
$25,001-$50,000; As Low As
No additional details available.
Value: 90%
Value: 80%
No additional details available.
Value: 90%
Value: 80%
No additional details available.
As low as
Rates subject to change. Please call for quote. Additional discounts may be available. As Low As
No additional details available.
As Low As
As Low As
Unsecured (but still good APR); No Prepayment Fees
Based on FICO Score; As Low As; Fixed
As Low As; Annual Percentage Rate
As low as
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As low as
No additional details available.
As Low As
As Low As; Up to 15% of gross annual income not to exceed $20,000.
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
As Low As
As Low As
No additional details available.
CREDIT BUILDER; Fixed
MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY; Fixed
No additional details available.
No additional details available.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As
Under $5,000
No additional details available.
As Low As
No additional details available.
No additional details available.
Oklahoma City Personal Loan Rates
As Low As*
As Low As; APR* with specific terms.
As Low As
As Low As; Rates for Personal Loans
No additional details available.
No additional details available.
Rates subject to change. Please call for quote. Additional discounts may be available. As Low As
As low as
As Low As
As Low As
As Low As
As Low As
No additional details available.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
Oklahoma City Debt Consolidation Loan Rates
MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY; Fixed
Oklahoma City Signature Loan Rates
As Low As
As Low As
No additional details available.
Fixed
No additional details available.
No additional details available.
As low as
As Low As
As Low As
Unsecured (but still good APR); No Prepayment Fees
Based on FICO Score; As Low As; Fixed
As Low As; Annual Percentage Rate
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As low as
As Low As; Up to 15% of gross annual income not to exceed $20,000.
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
As Low As
No additional details available.
Under $5,000
Oklahoma City, OK Personal Loan Rate Trends
Compare local Oklahoma City, OK personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oklahoma personal loan rates currently average 10.752% APR.
Oklahoma signature loan rates currently average 11.152% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oklahoma City, Oklahoma personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Oklahoma City, Oklahoma directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Oklahoma City, Oklahoma. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OK.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Oklahoma?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Oklahoma?
Are credit unions or banks better for personal loans in Oklahoma City, Oklahoma?
What are the best personal loan rates in Oklahoma City, Oklahoma?
- Department of Public Safety Federal Credit Union: 3.99% (Generator Loan)
- Teachers Credit Union Oklahoma City, OK: 4.99% (Shelter Loan)
- Energize Credit Union: 5.00% (Emergency Generator Loan)
- Communication Federal Credit Union: 5.99% (Storm Shelter Loan)
- WEOKIE Federal Credit Union: 7.99% (Storm Shelter Loan)
Oklahoma City, Oklahoma Rates & Resources
Personal Loan Calculators
