Best Personal Loan Rates in Allentown, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Allentown, Pennsylvania include: Allentown Federal Credit UnionAllentown Federal Credit Union1325 Oxford Dr, Allentown, PA, 18103A5.0 ★Texas Ratio: 9.11% offering Shares Pledged Loans at 4.00% APR, Firstrust Savings BankFirstrust Savings Bank1403 N Cedar Crest Blvd, Allentown, PA, 18104A+5.0 ★Texas Ratio: 4.70% offering 5 Year Loan at 6.24% APR, Community BankCommunity Bank1701 Chew St, Allentown, PA, 18104A+5.0 ★Texas Ratio: 3.23% offering Unsecured personal loan at 7.89% APR, Lehigh County Employees Federal Credit UnionLehigh County Employees Federal Credit Union501 Hamilton St, Allentown, PA, 18101A+5.0 ★Texas Ratio: 0.00% offering Personal Unsecured at 7.95% APR, and TD BankTD Bank5980 Hamilton Blvd, Allentown, PA, 18106A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Allentown has 14 local institutions in our database, with personal loan rates as low as 4.00% APR from Allentown Federal Credit Union at 1325 Oxford Dr, Allentown, PA, 18103. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Allentown, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Allentown, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026
up to $10,000.00
up to $10,000.00
up to $10,000.00
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.
Min. $1,000.00 / Max. $10,000.00
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
No additional details available.
No additional details available.
As Low As; Qualifying balance up to $2,500
No additional details available.
No additional details available.
As Low As; Low Fixed-Rate; Terms up to 60 months
No additional details available.
No additional details available.
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No additional details available.
As Low As; w/Auto Deduct
No additional details available.
As Low As
As Low As; w/o Auto Deduct
As Low As; w/o Auto Deduct
As Low As
$10,000
As Low As
No additional details available.
$50,000
$10,000
No additional details available.
$50,000
3% over CD APR
$10,000
Payment example per $1,000 borrowed for 36 months at 4.50% APR = $29.75
UP TO 72 MONTHS
$10,000
No additional details available.
No additional details available.
As Low As; Up to 10 Years
As Low As; To Fund an IRA
$50,000
Fixed rates
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
up to 12 months
As Low As; Maximum Loan $5,000
As Low As; up to $3,000 for 12 months
Your interest rate and monthly payments can fluctuate during the repayment period.
Variable rates
$10,000
$50,000
As Low As
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
As Low As
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As
No additional details available.
No additional details available.
As Low As
$10,000
As Low As
As Low As
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
up to $2,500.00; As Low As
Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
90% of home value less encumbrances/liens
As Low As; $2,000 maximum. New loan only - no refinance
As Low As
No additional details available.
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No additional details available.
As Low As
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
As Low As
As Low As; Funds must be payable to Tax Collector, State, or Federal.
As Low As
As Low As; w/ Auto Pay Discount
As Low As
Limit up to $10,000.00
As Low As
As Low As
up to $75,000
As Low As; Offer ends April 20, 2026.
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Special fixed up to 15 months!
As Low As
Up to 75 % approved stocks
for well qualified borrowers
up to $5,000.00
As Low As; Rates as low as 5.625% (6.508% APR)
As Low As
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
PRD/ACH 8.00% CASH (Eligible with up to 4 impediments)
As Low As
$7,500.00
As Low As
Up to $4,000
Special Rate for First-time Borrowers
As Low As
No additional details available.
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No additional details available.
No additional details available.
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No additional details available.
As Low As
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As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As
60 month
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As; Fixed up to 36 months
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No additional details available.
Max Amount: $12,500
No additional details available.
Maximum $30,000.00
As Low As
As Low As
No additional details available.
PRD/ACH 9.95% CASH (Eligible with up to 4 impediments)
As Low As
730+ FICO
9.95% CASH (Eligible with up to 4 impediments
As Low As
As Low As; ...
As Low As
No additional details available.
As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
No additional details available.
As Low As; Low Fixed-Rate; Terms up to 60 months
As Low As
No additional details available.
No additional details available.
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As Low As
No additional details available.
As Low As
As Low As
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No additional details available.
As Low As; w/Auto Deduct
As Low As; w/o Auto Deduct
As Low As; w/o Auto Deduct
As Low As
As Low As
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As Low As
As Low As; w/ Auto Pay Discount
As Low As
up to $75,000
No additional details available.
As Low As
As Low As
As Low As; Special fixed up to 15 months!
up to $5,000.00
No additional details available.
As Low As
Special Rate for First-time Borrowers
Up to $4,000
As Low As
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
60 month
As Low As
As Low As
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As; Fixed up to 36 months
As Low As
As Low As
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As Low As
No additional details available.
Max Amount: $12,500
730+ FICO
As Low As; ...
No additional details available.
No additional details available.
As Low As
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
As Low As; * For Qualified Buyer
No additional details available.
No additional details available.
No additional details available.
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Offer ends April 20, 2026.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
Allentown, PA Personal Loan Rate Trends
Compare local Allentown, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates currently average 10.340% APR.
Pennsylvania signature loan rates fell 0.924 points over the past 7 days to 11.190% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Allentown, Pennsylvania?
What are the best personal loan rates in Allentown, Pennsylvania?
- Allentown Federal Credit Union: 4.00% (Shares Pledged Loans)
- Firstrust Savings Bank: 6.24% (5 Year Loan)
- Community Bank: 7.89% (Unsecured personal loan)
- Lehigh County Employees Federal Credit Union: 7.95% (Personal Unsecured)
- TD Bank: 7.99% (Personal Loan)
Personal Loan Calculators
