Best Personal Loan Rates in Stroudsburg, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Stroudsburg, Pennsylvania include: Citizens BankCitizens Bank814 Main St, Stroudsburg, PA, 18360A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Utilities Employees Credit UnionUtilities Employees Credit Union337 Clay Ave, Stroudsburg, PA, 18360A+5.0 ★Texas Ratio: 3.66% offering Unsecured Loan at 8.49% APR, Polish And Slavic Federal Credit UnionPolish And Slavic Federal Credit Union334 N 9th St, Stroudsburg, PA, 18360 1804A+5.0 ★Texas Ratio: 2.61% offering Personal Loan at 11.49% APR, First Northern Bank and Trust CompanyFirst Northern Bank and Trust Company101 Park Ave, Stroudsburg, PA, 18360A+5.0 ★Texas Ratio: 5.59% offering Personal Loans at 12.15% APR, and Freedom Credit UnionFreedom Credit UnionA+5.0 ★Texas Ratio: 3.12% offering Personal Loan at 3.99% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Stroudsburg has 4 local institutions in our database, with personal loan rates as low as 5.45% APR from Citizens Bank at 814 Main St, Stroudsburg, PA, 18360. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Stroudsburg, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Stroudsburg, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As; APR=Annual Percentage Rate. Lowest quoted rate is based upon an evaluation of credit-worthiness criteria and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rate quoted for a 36-month term; your actual rate may differ. Rates range from 9.99% APR to 17.99% APR. Offer may be discontinued at any time without prior notice.
Fixed rates
Variable rates
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As; Up to 5 years
No additional details available.
As Low As
up to $10,000.00
$10,000
As Low As
No additional details available.
$50,000
$10,000
No additional details available.
$50,000
3% over CD APR
$10,000
up to $10,000.00
Payment example per $1,000 borrowed for 36 months at 4.50% APR = $29.75
UP TO 72 MONTHS
$10,000
No additional details available.
No additional details available.
up to $10,000.00
As Low As; To Fund an IRA
As Low As; Up to 10 Years
$50,000
As Low As
As Low As
No additional details available.
As Low As
As Low As; up to $3,000 for 12 months
No additional details available.
As Low As; Maximum Loan $5,000
up to 12 months
$10,000
$50,000
As Low As
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
As Low As
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As
No additional details available.
No additional details available.
$10,000
As Low As
As Low As
As Low As
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
up to $2,500.00; As Low As
Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
90% of home value less encumbrances/liens
As Low As; $2,000 maximum. New loan only - no refinance
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
As Low As
As Low As; Funds must be payable to Tax Collector, State, or Federal.
As Low As
As Low As; w/ Auto Pay Discount
As Low As
Limit up to $10,000.00
As Low As
As Low As; Offer ends April 20, 2026.
As Low As
As Low As
up to $75,000
As Low As
As Low As
No additional details available.
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
Up to 75 % approved stocks
up to $5,000.00
for well qualified borrowers
As Low As; Special fixed up to 15 months!
As Low As
As Low As; Rates as low as 5.625% (6.508% APR)
As Low As
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
No additional details available.
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
PRD/ACH 8.00% CASH (Eligible with up to 4 impediments)
8.00% CASH (Eligible with up to 4 impediments)
As Low As
$7,500.00
As Low As
Up to $4,000
Special Rate for First-time Borrowers
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As
60 month
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As
Max Amount: $12,500
No additional details available.
As Low As
No additional details available.
As Low As
Maximum $30,000.00
As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.
As Low As
As Low As
No additional details available.
Min. $1,000.00 / Max. $10,000.00
As Low As
730+ FICO
PRD/ACH 9.95% CASH (Eligible with up to 4 impediments)
9.95% CASH (Eligible with up to 4 impediments
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
As Low As; ...
As Low As
No additional details available.
As Low As; APR=Annual Percentage Rate. Lowest quoted rate is based upon an evaluation of credit-worthiness criteria and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rate quoted for a 36-month term; your actual rate may differ. Rates range from 9.99% APR to 17.99% APR. Offer may be discontinued at any time without prior notice.
As Low As; Up to 5 years
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
up to $75,000
As Low As
As Low As; Special fixed up to 15 months!
As Low As
up to $5,000.00
No additional details available.
As Low As
Special Rate for First-time Borrowers
Up to $4,000
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As
60 month
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; Fixed up to 36 months
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
No additional details available.
Max Amount: $12,500
As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.
730+ FICO
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As; ...
No additional details available.
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
As Low As; * For Qualified Buyer
No additional details available.
As Low As
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Offer ends April 20, 2026.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
Stroudsburg, PA Personal Loan Rate Trends
Compare local Stroudsburg, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates rose 0.956 points over the past 7 days to 10.905% APR.
Pennsylvania signature loan rates fell 1.184 points over the past 7 days to 11.067% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Stroudsburg, Pennsylvania?
What are the best personal loan rates in Stroudsburg, Pennsylvania?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Utilities Employees Credit Union: 8.49% (Unsecured Loan)
- Polish And Slavic Federal Credit Union: 11.49% (Personal Loan)
- First Northern Bank and Trust Company: 12.15% (Personal Loans)
- Freedom Credit Union: 3.99% (Personal Loan)
Personal Loan Calculators
