Track current and weekly average personal loan rates in Pennsylvania, view interactive rate trend charts, and compare local PA aprs against the national average.
Personal Loan rates in Pennsylvania rose 0.038 this week, pushing the Personal Loan average to 10.372%, up from 10.334% last week.
At 10.372%, Pennsylvania’s average sits 0.528 below the current national average of 10.900%. PA borrowers may have a competitive advantage relative to the national market.
The Pennsylvania personal loan rate averages on this page are calculated from 674 verified personal loan rate quotes collected across 228 banks and credit unions actively operating in Pennsylvania. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Pennsylvania personal loan rate averages compiled from 674 current rate quotes across 228 banks and credit unions operating in PA — updated daily.
As of Apr 8, 2026 • Data provided by MonitorBankRates.com