Best Personal Loan Rates in Pennsylvania (PA) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Pennsylvania borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Pennsylvania include: Freedom Credit UnionFreedom Credit Union626 Jacksonville Rd, Warminster, PA, 18974 4862A+5.0 ★Texas Ratio: 3.12% offering Personal Loan at 3.99% APR, Allentown Federal Credit UnionAllentown Federal Credit Union1325 Oxford Dr, Allentown, PA, 18103A5.0 ★Texas Ratio: 9.11% offering Shares Pledged Loans at 4.00% APR, P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit Union2859 SR 309 HWY, Dallas, PA, 18612A+5.0 ★Texas Ratio: 0.90% offering Fuel Loan at 4.00% APR, USXUSXPO Box 1728, Cranberry Twp, PA, 16066 0728A+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR, and MERCK SHARP and DOHMEMERCK SHARP and DOHME335 W Butler Ave, Chalfont, PA, 18914A+5.0 ★Texas Ratio: 1.04% offering Undergraduate Loans at 4.24% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Pennsylvania side-by-side. Pennsylvania personal loan rates currently start as low as 3.99% APR from Freedom Credit Union at 626 Jacksonville Rd, Warminster, PA, 18974 4862. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA, 18974 4862
Personal Loan
3.99%
▼
APR3.99%
Last UpdatedApril 28, 2026
Details
As Low As
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
1325 Oxford Dr, Allentown, PA, 18103
Shares Pledged Loans
4.00%
▼
APR4.00%
Last UpdatedApril 28, 2026
Details
up to $10,000.00
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2859 SR 309 HWY, Dallas, PA, 18612
Fuel Loan
4.00%
▼
APR4.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedApril 28, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedApril 28, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedApril 28, 2026
Details
$10,000
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA, 18914
Undergraduate Loans
4.24%
▼
APR4.24%
Last UpdatedApril 28, 2026
Details
No additional details available.
Reliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
Certificate of Deposit Loans
4.30%
▼
APR4.30%
Last UpdatedApril 28, 2026
Details
3% over CD APR
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedApril 28, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedApril 28, 2026
Details
$10,000
Reading Berks School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
4641 Pottsville Pike, Reading, PA, 19605
Pledged Share Loan
4.50%
▼
APR4.50%
Last UpdatedApril 28, 2026
Details
UP TO 72 MONTHS
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
1325 Oxford Dr, Allentown, PA, 18103
Shares Pledged Loans
4.50%
▼
APR4.50%
Last UpdatedApril 28, 2026
Details
up to $10,000.00
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedApril 28, 2026
Details
$10,000
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA, 19107 2404
Pledge Loan
4.99%
▼
APR4.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
1325 Oxford Dr, Allentown, PA, 18103
Shares Pledged Loans
4.99%
▼
APR4.99%
Last UpdatedApril 28, 2026
Details
up to $10,000.00
I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
962 W 20TH ST, Erie, PA, 16502 2401
Loan Special
4.99%
▼
APR4.99%
Last UpdatedApril 28, 2026
Details
As Low As; Borrow $500 - $2,500
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Loan Special
4.99%
▼
APR4.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedApril 28, 2026
Details
$50,000
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1550 Medical Dr, Pottstown, PA, 19464 3225
61 to 72 Months (Minimum Loan Amount
5.24%
▼
APR5.24%
Last UpdatedApril 28, 2026
Details
$15,000; As Low As
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
935 5th Ave, Ford City, PA, 16226
10 Year Loan
5.28%
▼
APR5.28%
Last UpdatedApril 28, 2026
Details
No additional details available.
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA, 18810 1707
Solar Loan
5.49%
▼
APR5.49%
Last UpdatedApril 28, 2026
Details
Rates as low as
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA, 18914
Collateralized Loan
5.49%
▼
APR5.49%
Last UpdatedApril 28, 2026
Details
Auto title to a 'free and clear' vehicle, seven years old or newer
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
377 Wyoming Ave, Wyoming, PA, 18644
Loan
5.49%
▼
APR5.49%
Last UpdatedApril 28, 2026
Details
As Low As
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA, 18914
Graduate Loan
5.49%
▼
APR5.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
1410 Bywood Ave, Upper Darby, PA, 19082
Vacation Loan
5.50%
▼
APR5.50%
Last UpdatedApril 28, 2026
Details
up to 12 months
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA, 18914
Undergraduate Loans
5.50%
▼
APR5.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
201 Beram Ave, Bridgeville, PA, 15017 2941
Loan Special
5.50%
▼
APR5.50%
Last UpdatedApril 28, 2026
Details
Maximum Loan $5,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Second Lien Position Loan to $49,999
5.54%
▼
APR5.54%
Last UpdatedApril 28, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedApril 28, 2026
Details
$50,000
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA, 19422
Credit Builder Loan
5.74%
▼
APR5.74%
Last UpdatedApril 28, 2026
Details
As Low As; Proof of Income is required.
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
4255 E Main St, Belleville, PA, 17004
Loan-to-Value 80% or below
5.87%
▼
APR5.87%
Last UpdatedApril 28, 2026
Details
No additional details available.
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
Sewer Project Loan Special
5.90%
▼
APR5.90%
Last UpdatedApril 28, 2026
Details
No additional details available.
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA, 17110
5 Year Equity Loan-to-Value up to 80%
5.94%
▼
APR5.94%
Last UpdatedApril 28, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Second Lien Position Loan to $49,999
5.94%
▼
APR5.94%
Last UpdatedApril 28, 2026
Details
$10,000
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA, 15601
90% Loan to Value
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
90% of home value less encumbrances/liens
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
235 Pittsburgh St, Uniontown, PA, 15401 2751
Fast Cash Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
As Low As; $2,000 maximum. New loan only - no refinance
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3001 6th Ave, Altoona, PA, 16602 1918
One Year Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3001 6th Ave, Altoona, PA, 16602 1918
Signature - 12 months
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
up to $2,500.00; As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
Spring/Summer Signature Loan special
6.00%
▼
APR6.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
2317 Easton Ave, Bethlehem, PA, 18017 5009
Loans for Computers, Smart Phones
6.00%
▼
APR6.00%
Last UpdatedApril 28, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA, 17110
10 Year Equity Loan-to-Value up to 80%
6.14%
▼
APR6.14%
Last UpdatedApril 28, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Organization Signature Loan
6.24%
▼
APR6.24%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loan
6.24%
▼
APR6.24%
Last UpdatedApril 28, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loans
6.24%
▼
APR6.24%
Last UpdatedApril 28, 2026
Details
As Low As
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
377 Wyoming Ave, Wyoming, PA, 18644
Loan
6.24%
▼
APR6.24%
Last UpdatedApril 28, 2026
Details
As Low As
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1550 Medical Dr, Pottstown, PA, 19464 3225
73 to 84 Months (Minimum Loan Amount
6.24%
▼
APR6.24%
Last UpdatedApril 28, 2026
Details
$25,000; As Low As
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
335 Commerce Dr, Fort Washington, PA, 19034 2701
First Credit Loan
6.25%
▼
APR6.25%
Last UpdatedApril 28, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
6.39%
▼
APR6.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
539 E Main St, Carnegie, PA, 15106
Signature
6.39%
▼
APR6.39%
Last UpdatedApril 28, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA, 17110
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
▼
APR6.44%
Last UpdatedApril 28, 2026
Details
As Low As
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3503 Peach St, Erie, PA, 16508
EZ Personal Loan (Unsecured Loan)
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3503 Peach St, Erie, PA, 16508
PERSONAL LOAN
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As
White Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3498 Industrial Hwy, York, PA, 17402 9050
Signature Loan
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As; Offer ends April 20, 2026.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA, 18914
Personal Loan Specials
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
up to $75,000
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 6.39%
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA, 18810 1707
Solar Loan
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
Rates as low as
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
832 PITTSBURGH ST, SPRINGDALE, PA, 15144 1623
Promotional Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
$5,000.00 for 48 months.
IRON WORKERS
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
SPRING LOAN SPECIAL
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
for well qualified borrowers
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Stock Pledge Loans
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
Up to 75 % approved stocks
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA, 19406 2902
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
As Low As; Special fixed up to 15 months!
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
4255 E Main St, Belleville, PA, 17004
Loan-to-Value 80.01% - 90%
6.63%
▼
APR6.63%
Last UpdatedApril 28, 2026
Details
No additional details available.
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA, 17110
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
▼
APR6.64%
Last UpdatedApril 28, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Youth Credit Builder Loan
6.70%
▼
APR6.70%
Last UpdatedApril 28, 2026
Details
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA, 15601
90% Loan to Value
6.74%
▼
APR6.74%
Last UpdatedApril 28, 2026
Details
90% of home value less encumbrances/liens
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA, 15701
5 Year Land Loan
6.76%
▼
APR6.76%
Last UpdatedApril 28, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Organization Signature Loan
6.85%
▼
APR6.85%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA, 15701
10 Year Land Loan
6.89%
▼
APR6.89%
Last UpdatedApril 28, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA, 15701
3 Year Personal Loan
6.89%
▼
APR6.89%
Last UpdatedApril 28, 2026
Details
No additional details available.
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1431 Valley View Blvd, Altoona, PA, 16602
Pledge Loan
6.90%
▼
APR6.90%
Last UpdatedApril 28, 2026
Details
No additional details available.
FORGE
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1402 Bywood Ave, Upper Darby, PA, 19082
Back-to-School Loan: 7/15 - 9/30
6.90%
▼
APR6.90%
Last UpdatedApril 28, 2026
Details
No additional details available.
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Law and Finance Building, Pittsburgh, PA, 15219 1507
Multi-Year Loan Limits for New Members
6.95%
▼
APR6.95%
Last UpdatedApril 28, 2026
Details
8.00% CASH (Eligible with up to 4 impediments)
EQT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
603 Stanwix St Ste 1776, Pittsburgh, PA, 15222 1421
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
Special Rate for First-time Borrowers
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
As Low As; APR = Annual Percentage Rate
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA, 18810 1707
Watersports Loan
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
Rates as low as:
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
115 Clay St, North East, PA, 16428 1537
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA, 19123
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1812 Ligonier St, Latrobe, PA, 15650 2917
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
As Low As
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA, 15701
4 Year Personal Loan
7.11%
▼
APR7.11%
Last UpdatedApril 28, 2026
Details
No additional details available.
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
144 Holiday Inn Rd, Clarion, PA, 16214
Recreational Loans
7.24%
▼
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loans
7.24%
▼
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
Vacation/Holiday Loans Up to 12 Months
7.24%
▼
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1000 Fedex Dr, Moon Township, PA, 15108 9373
Land Loans* 10 years
7.25%
▼
APR7.25%
Last UpdatedApril 28, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA, 15701
5 Year Personal Loan
7.34%
▼
APR7.34%
Last UpdatedApril 28, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
7.39%
▼
APR7.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3503 Peach St, Erie, PA, 16508
EZ Personal Loan (Unsecured Loan)
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
101 Hazle St, Wilkes Barre, PA, 18702 4305
Loans
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA, 18914
Personal Loan Specials
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
60 month
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 7.39%
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Personal Loans 2 Years
7.50%
▼
APR7.50%
Last UpdatedApril 28, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Organization Signature Loan
7.60%
▼
APR7.60%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loans
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA, 19406 2902
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As; Fixed up to 36 months
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Personal Loans 3 Years
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
As Low As
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
405 Laurel St, Hughestown, PA, 18640
Signature Loan
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
Scores: 750-Above
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
115 Clay St, North East, PA, 16428 1537
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Collateral Loan
7.76%
▼
APR7.76%
Last UpdatedApril 28, 2026
Details
Maximum $30,000.00
Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
645 Washington Ave, Jermyn, PA, 18433
Unsecured Personal loan
7.89%
▼
APR7.89%
Last UpdatedApril 28, 2026
Details
FIXED APR WITH AUTO PAY
Penn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
3131 Walnut St, Philadelphia, PA, 19104 3415
Holiday Loans
7.90%
▼
APR7.90%
Last UpdatedApril 28, 2026
Details
As Low As
Penn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
3131 Walnut St, Philadelphia, PA, 19104 3415
Vacation Loans
7.90%
▼
APR7.90%
Last UpdatedApril 28, 2026
Details
As Low As
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2859 SR 309 HWY, Dallas, PA, 18612
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 28, 2026
Details
As Low As
Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Personal
7.95%
▼
APR7.95%
Last UpdatedApril 28, 2026
Details
As Low As
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Personal Unsecured
7.95%
▼
APR7.95%
Last UpdatedApril 28, 2026
Details
Min. $1,000.00 / Max. $10,000.00
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Law and Finance Building, Pittsburgh, PA, 15219 1507
Multi-Year Loan Limits for New Members
7.96%
▼
APR7.96%
Last UpdatedApril 28, 2026
Details
9.95% CASH (Eligible with up to 4 impediments
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
485 Buffalo St, Beaver, PA, 15009 2058
Personal Loan Special
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As; $24.85
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA, 18810 1707
Tractor Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
Rates as low as:
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA, 18810 1707
Solar Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
Rates as low as
Kinzua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1770 Market St, Warren, PA, 16365 1242
Signature
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
SCU Select Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
235 Pittsburgh St, Uniontown, PA, 15401 2751
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
EQT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
603 Stanwix St Ste 1776, Pittsburgh, PA, 15222 1421
Summer Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA, 19123
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Holiday Promotional Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
You Own It Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
1301 Camp Hollow Rd, West Mifflin, PA, 15122
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
As Low As
Derry Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
160 E 1st Ave, Derry, PA, 15627 1926
Personal
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
As Low As
Lebanon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
300 Schneider Dr, Lebanon, PA, 17046
Credit Builder Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
Unsecured Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
Unsecured Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
FICO Score 750+
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
630 Mill St, Danville, PA, 17821
Unsecured Optionline Tier 1
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
Learn More
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
4415 5th Ave, Pittsburgh, PA, 15213
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
As Low As; APR*
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
1410 Bywood Ave, Upper Darby, PA, 19082
Consolidation Loan
8.20%
▼
APR8.20%
Last UpdatedApril 28, 2026
Details
up to 60 months
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As; Personal Loans
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Personal Loans max**
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
$20,000
OMEGA
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
206 Siebert Rd, Pittsburgh, PA, 15237
Vacation/Holiday Loans Up to 24 Months
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Personal Loans 4 Years
8.25%
▼
APR8.25%
Last UpdatedApril 28, 2026
Details
As Low As
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
405 Laurel St, Hughestown, PA, 18640
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 28, 2026
Details
Scores: 750-Above
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
8.39%
▼
APR8.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As; Annual Percentage Rate
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
Personal Up to 60 Months
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
up to $12,000
Arize Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.83%
650 Science Park Rd, State College, PA, 16803
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 8.39%
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
335 Commerce Dr, Fort Washington, PA, 19034 2701
Stock Loans to 75% of Value
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3503 Peach St, Erie, PA, 16508
EZ Personal Loan (Unsecured Loan)
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
You Own It Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
established direct deposit
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
1301 Camp Hollow Rd, West Mifflin, PA, 15122
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
As Low As
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
Unsecured Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
FICO Score 750+
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
193 Edison St, Uniontown, PA, 15401
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
up to $10,000
FORGE
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1402 Bywood Ave, Upper Darby, PA, 19082
Personal Signature
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Norwin Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
183 Clay Pike, North Huntingdon, PA, 15642
More Fantastic Than Plastic Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
Payment example per $1,000.00 borrowed at 8.5% APR* for 48 months is $24.67
Pocono Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
206 E Brown St, East Stroudsburg, PA, 18301
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
193 Edison St, Uniontown, PA, 15401
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedApril 28, 2026
Details
up to $10,000
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA, 18974 4862
Personal Loan
3.99%
▼
APR3.99%
Last UpdatedApril 28, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loan
6.24%
▼
APR6.24%
Last UpdatedApril 28, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loans
6.24%
▼
APR6.24%
Last UpdatedApril 28, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
6.39%
▼
APR6.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3503 Peach St, Erie, PA, 16508
EZ Personal Loan (Unsecured Loan)
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3503 Peach St, Erie, PA, 16508
PERSONAL LOAN
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA, 18914
Personal Loan Specials
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
up to $75,000
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 6.39%
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA, 19406 2902
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
As Low As; Special fixed up to 15 months!
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
As Low As
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
832 PITTSBURGH ST, SPRINGDALE, PA, 15144 1623
Promotional Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
$5,000.00 for 48 months.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA, 15701
3 Year Personal Loan
6.89%
▼
APR6.89%
Last UpdatedApril 28, 2026
Details
No additional details available.
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
As Low As; APR = Annual Percentage Rate
EQT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
603 Stanwix St Ste 1776, Pittsburgh, PA, 15222 1421
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
Special Rate for First-time Borrowers
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
115 Clay St, North East, PA, 16428 1537
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA, 15701
4 Year Personal Loan
7.11%
▼
APR7.11%
Last UpdatedApril 28, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loans
7.24%
▼
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA, 15701
5 Year Personal Loan
7.34%
▼
APR7.34%
Last UpdatedApril 28, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
7.39%
▼
APR7.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3503 Peach St, Erie, PA, 16508
EZ Personal Loan (Unsecured Loan)
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA, 18914
Personal Loan Specials
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
60 month
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 7.39%
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Personal Loans 2 Years
7.50%
▼
APR7.50%
Last UpdatedApril 28, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loans
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA, 19406 2902
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As; Fixed up to 36 months
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Personal Loans 3 Years
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
115 Clay St, North East, PA, 16428 1537
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
645 Washington Ave, Jermyn, PA, 18433
Unsecured Personal loan
7.89%
▼
APR7.89%
Last UpdatedApril 28, 2026
Details
FIXED APR WITH AUTO PAY
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA, 19123
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
235 Pittsburgh St, Uniontown, PA, 15401 2751
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
485 Buffalo St, Beaver, PA, 15009 2058
Personal Loan Special
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As; $24.85
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
1301 Camp Hollow Rd, West Mifflin, PA, 15122
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
Unsecured Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
Unsecured Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
FICO Score 750+
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Personal Loans max**
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
$20,000
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As; Personal Loans
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
Personal Loans 4 Years
8.25%
▼
APR8.25%
Last UpdatedApril 28, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
8.39%
▼
APR8.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
3503 Peach St, Erie, PA, 16508
EZ Personal Loan (Unsecured Loan)
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 8.39%
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As; Annual Percentage Rate
Arize Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.83%
650 Science Park Rd, State College, PA, 16803
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
1301 Camp Hollow Rd, West Mifflin, PA, 15122
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
As Low As
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
Unsecured Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
FICO Score 750+
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
Debt Consolidation
12.49%
▼
APR12.49%
Last UpdatedApril 28, 2026
Details
As Low As; * For Qualified Buyer
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA, 18101
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA, 18101
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 28, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3001 6th Ave, Altoona, PA, 16602 1918
One Year Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3001 6th Ave, Altoona, PA, 16602 1918
Signature - 12 months
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
up to $2,500.00; As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
Spring/Summer Signature Loan special
6.00%
▼
APR6.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Organization Signature Loan
6.24%
▼
APR6.24%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
539 E Main St, Carnegie, PA, 15106
Signature
6.39%
▼
APR6.39%
Last UpdatedApril 28, 2026
Details
As Low As
White Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3498 Industrial Hwy, York, PA, 17402 9050
Signature Loan
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As; Offer ends April 20, 2026.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Organization Signature Loan
6.85%
▼
APR6.85%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1812 Ligonier St, Latrobe, PA, 15650 2917
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Organization Signature Loan
7.60%
▼
APR7.60%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
405 Laurel St, Hughestown, PA, 18640
Signature Loan
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
Scores: 750-Above
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
2859 SR 309 HWY, Dallas, PA, 18612
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 28, 2026
Details
As Low As
Kinzua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1770 Market St, Warren, PA, 16365 1242
Signature
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
4415 5th Ave, Pittsburgh, PA, 15213
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
As Low As; APR*
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
405 Laurel St, Hughestown, PA, 18640
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 28, 2026
Details
Scores: 750-Above
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
193 Edison St, Uniontown, PA, 15401
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
up to $10,000
FORGE
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1402 Bywood Ave, Upper Darby, PA, 19082
Personal Signature
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Pocono Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
206 E Brown St, East Stroudsburg, PA, 18301
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
193 Edison St, Uniontown, PA, 15401
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedApril 28, 2026
Details
up to $10,000
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MonitorBankRates
No home improvement personal loan rates found in Pennsylvania currently.
Pennsylvania Personal Loan Rate Trends
Compare local Pennsylvania personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — PA Avg
10.711%
▲ 0.272 vs 7 days ago
Pennsylvania personal loan rates rose 0.272 points over the past 7 days to 10.711% APR.
Signature Loan — PA Avg
11.168%
▼ 0.072 vs 7 days ago
Pennsylvania signature loan rates fell 0.072 points over the past 7 days to 11.168% APR.
As of Apr 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
Most lenders in Pennsylvania require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Pennsylvania often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Pennsylvania require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Pennsylvania?
Yes. Debt consolidation is one of the most common uses of personal loans in Pennsylvania. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Pennsylvania?
Credit unions in Pennsylvania often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Pennsylvania?
- Freedom Credit Union: 3.99% (Personal Loan)
- Allentown Federal Credit Union: 4.00% (Shares Pledged Loans)
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
- USX: 4.00% (Second Lien Position Loans to $49,999)
- MERCK SHARP and DOHME: 4.24% (Undergraduate Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.
