Best Personal Loan Rates in York, Pennsylvania (PA) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Pennsylvania borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in York, Pennsylvania include: Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union2010 Pennsylvania Ave, York, PA, 17404 1791A+5.0 ★Texas Ratio: 5.69% offering 5 Year Equity Loan-to-Value up to 80% at 5.94% APR, White Rose Credit UnionWhite Rose Credit Union3498 Industrial Hwy, York, PA, 17402 9050A+5.0 ★Texas Ratio: 3.14% offering Signature Loan at 6.49% APR, York Educational Federal Credit UnionYork Educational Federal Credit Union1601 S Queen St, York, PA, 17403 4630A+5.0 ★Texas Ratio: 0.07% offering Personal Loans at 6.50% APR, Fulton BankFulton Bank30 S George St, York, PA, 17401A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, and First Capital Federal Credit UnionFirst Capital Federal Credit Union1601 Kenneth Rd, York, PA, 17408 2228A+5.0 ★Texas Ratio: 1.35% offering Personal Loan at 8.74% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
York has 8 local institutions in our database, with personal loan rates as low as 5.94% APR from Pennsylvania State Employees Credit Union at 2010 Pennsylvania Ave, York, PA, 17404 1791. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in York, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in York, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
5 Year Equity Loan-to-Value up to 80%
5.94%
▼
APR5.94%
Last UpdatedApril 28, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
10 Year Equity Loan-to-Value up to 80%
6.14%
▼
APR6.14%
Last UpdatedApril 28, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
▼
APR6.44%
Last UpdatedApril 28, 2026
Details
As Low As
White Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3498 Industrial Hwy, York, PA, 17402 9050
Signature Loan
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As; Offer ends April 20, 2026.
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
▼
APR6.64%
Last UpdatedApril 28, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Holiday Promotional Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
30 S George St, York, PA, 17401
Unsecured Optionline Tier 1
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
Learn More
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 28, 2026
Details
No additional details available.
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Signature
9.10%
▼
APR9.10%
Last UpdatedApril 28, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Signature
9.35%
▼
APR9.35%
Last UpdatedApril 28, 2026
Details
As Low As
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA, 17401
Signature Line-Of-Credit (LOC)
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As; Based upon individual credit score and term
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA, 17401
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As; Based upon individual credit score and term
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 15.90%
2400 Pleasant Valley Rd, York, PA, 17402 9624
Unsecured Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 28, 2026
Details
As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
2145 White St, York, PA, 17404
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 28, 2026
Details
Rates As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
30 S George St, York, PA, 17401
Unsecured Optionline Tier 2
10.50%
▼
APR10.50%
Last UpdatedApril 28, 2026
Details
Learn More
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
2145 White St, York, PA, 17404
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 28, 2026
Details
Rates As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
2145 White St, York, PA, 17404
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
Rates As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
30 S George St, York, PA, 17401
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 28, 2026
Details
Learn More
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
2145 White St, York, PA, 17404
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 28, 2026
Details
Rates As Low As
APR3.99%
Last UpdatedApril 28, 2026
Details
As Low As
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Fuel Loan
4.00%
▼
APR4.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedApril 28, 2026
Details
$10,000
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.00%
▼
APR4.00%
Last UpdatedApril 28, 2026
Details
up to $10,000.00
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedApril 28, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedApril 28, 2026
Details
$10,000
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Undergraduate Loans
4.24%
▼
APR4.24%
Last UpdatedApril 28, 2026
Details
No additional details available.
Reliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.80%
Certificate of Deposit Loans
4.30%
▼
APR4.30%
Last UpdatedApril 28, 2026
Details
3% over CD APR
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedApril 28, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedApril 28, 2026
Details
$10,000
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.50%
▼
APR4.50%
Last UpdatedApril 28, 2026
Details
up to $10,000.00
Reading Berks School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Pledged Share Loan
4.50%
▼
APR4.50%
Last UpdatedApril 28, 2026
Details
UP TO 72 MONTHS
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedApril 28, 2026
Details
$10,000
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Pledge Loan
4.99%
▼
APR4.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.99%
▼
APR4.99%
Last UpdatedApril 28, 2026
Details
up to $10,000.00
APR4.99%
Last UpdatedApril 28, 2026
Details
As Low As; Borrow $500 - $2,500
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Loan Special
4.99%
▼
APR4.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedApril 28, 2026
Details
$50,000
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
61 to 72 Months (Minimum Loan Amount
5.24%
▼
APR5.24%
Last UpdatedApril 28, 2026
Details
$15,000; As Low As
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
10 Year Loan
5.28%
▼
APR5.28%
Last UpdatedApril 28, 2026
Details
No additional details available.
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Solar Loan
5.49%
▼
APR5.49%
Last UpdatedApril 28, 2026
Details
Rates as low as
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Collateralized Loan
5.49%
▼
APR5.49%
Last UpdatedApril 28, 2026
Details
Auto title to a 'free and clear' vehicle, seven years old or newer
APR5.49%
Last UpdatedApril 28, 2026
Details
As Low As
APR5.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Vacation Loan
5.50%
▼
APR5.50%
Last UpdatedApril 28, 2026
Details
up to 12 months
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Undergraduate Loans
5.50%
▼
APR5.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Loan Special
5.50%
▼
APR5.50%
Last UpdatedApril 28, 2026
Details
Maximum Loan $5,000
APR5.54%
Last UpdatedApril 28, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedApril 28, 2026
Details
$50,000
APR5.74%
Last UpdatedApril 28, 2026
Details
As Low As; Proof of Income is required.
APR5.87%
Last UpdatedApril 28, 2026
Details
No additional details available.
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Sewer Project Loan Special
5.90%
▼
APR5.90%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR5.94%
Last UpdatedApril 28, 2026
Details
$10,000
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
90% Loan to Value
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
90% of home value less encumbrances/liens
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
Fast Cash Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
As Low As; $2,000 maximum. New loan only - no refinance
APR5.99%
Last UpdatedApril 28, 2026
Details
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
APR5.99%
Last UpdatedApril 28, 2026
Details
up to $2,500.00; As Low As
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Loans for Computers, Smart Phones
6.00%
▼
APR6.00%
Last UpdatedApril 28, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Spring/Summer Signature Loan special
6.00%
▼
APR6.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
73 to 84 Months (Minimum Loan Amount
6.24%
▼
APR6.24%
Last UpdatedApril 28, 2026
Details
$25,000; As Low As
APR6.24%
Last UpdatedApril 28, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 28, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 28, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.24%
▼
APR6.24%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
First Credit Loan
6.25%
▼
APR6.25%
Last UpdatedApril 28, 2026
Details
As Low As
PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Signature
6.39%
▼
APR6.39%
Last UpdatedApril 28, 2026
Details
As Low As
APR6.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 6.39%
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Solar Loan
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
Rates as low as
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
up to $75,000
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
As Low As; Special fixed up to 15 months!
APR6.50%
Last UpdatedApril 28, 2026
Details
Up to 75 % approved stocks
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Promotional Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
$5,000.00 for 48 months.
APR6.50%
Last UpdatedApril 28, 2026
Details
for well qualified borrowers
APR6.63%
Last UpdatedApril 28, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Youth Credit Builder Loan
6.70%
▼
APR6.70%
Last UpdatedApril 28, 2026
Details
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
90% Loan to Value
6.74%
▼
APR6.74%
Last UpdatedApril 28, 2026
Details
90% of home value less encumbrances/liens
APR6.76%
Last UpdatedApril 28, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.85%
▼
APR6.85%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
APR6.89%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR6.89%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR6.90%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR6.90%
Last UpdatedApril 28, 2026
Details
No additional details available.
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-Year Loan Limits for New Members
6.95%
▼
APR6.95%
Last UpdatedApril 28, 2026
Details
8.00% CASH (Eligible with up to 4 impediments)
APR6.99%
Last UpdatedApril 28, 2026
Details
Special Rate for First-time Borrowers
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
As Low As; APR = Annual Percentage Rate
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Watersports Loan
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
Rates as low as:
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR7.11%
Last UpdatedApril 28, 2026
Details
No additional details available.
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Recreational Loans
7.24%
▼
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Vacation/Holiday Loans Up to 12 Months
7.24%
▼
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans* 10 years
7.25%
▼
APR7.25%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR7.34%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR7.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
60 month
APR7.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 7.39%
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
Loans
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 2 Years
7.50%
▼
APR7.50%
Last UpdatedApril 28, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
7.60%
▼
APR7.60%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As; Fixed up to 36 months
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 3 Years
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
As Low As
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
Scores: 750-Above
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR7.76%
Last UpdatedApril 28, 2026
Details
Maximum $30,000.00
APR7.89%
Last UpdatedApril 28, 2026
Details
FIXED APR WITH AUTO PAY
APR7.90%
Last UpdatedApril 28, 2026
Details
As Low As
APR7.90%
Last UpdatedApril 28, 2026
Details
As Low As
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 28, 2026
Details
As Low As
APR7.95%
Last UpdatedApril 28, 2026
Details
As Low As
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Unsecured
7.95%
▼
APR7.95%
Last UpdatedApril 28, 2026
Details
Min. $1,000.00 / Max. $10,000.00
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-Year Loan Limits for New Members
7.96%
▼
APR7.96%
Last UpdatedApril 28, 2026
Details
9.95% CASH (Eligible with up to 4 impediments
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Tractor Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
Rates as low as:
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Solar Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
Rates as low as
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
Personal Loan Special
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As; $24.85
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
750+
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
As Low As; APR*
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
FICO Score 750+
Lebanon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Credit Builder Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
APR8.00%
Last UpdatedApril 28, 2026
Details
As Low As
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
As Low As
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
You Own It Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Consolidation Loan
8.20%
▼
APR8.20%
Last UpdatedApril 28, 2026
Details
up to 60 months
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
OMEGA
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Vacation/Holiday Loans Up to 24 Months
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As; Personal Loans
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
$20,000
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 4 Years
8.25%
▼
APR8.25%
Last UpdatedApril 28, 2026
Details
As Low As
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 28, 2026
Details
Scores: 750-Above
APR8.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Stock Loans to 75% of Value
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 8.39%
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As; Annual Percentage Rate
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Up to 60 Months
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
up to $12,000
Arize Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.83%
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
up to $10,000
Pocono Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Norwin Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
More Fantastic Than Plastic Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
Payment example per $1,000.00 borrowed at 8.5% APR* for 48 months is $24.67
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
FICO Score 750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
750+
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
You Own It Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
established direct deposit
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedApril 28, 2026
Details
up to $10,000
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 28, 2026
Details
No additional details available.
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
2145 White St, York, PA, 17404
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 28, 2026
Details
Rates As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
2145 White St, York, PA, 17404
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 28, 2026
Details
Rates As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
2145 White St, York, PA, 17404
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
Rates As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
30 S George St, York, PA, 17401
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 28, 2026
Details
Learn More
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
2145 White St, York, PA, 17404
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 28, 2026
Details
Rates As Low As
APR3.99%
Last UpdatedApril 28, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 28, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 28, 2026
Details
As Low As
APR6.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 6.39%
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
up to $75,000
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
As Low As; Special fixed up to 15 months!
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Promotional Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
$5,000.00 for 48 months.
APR6.89%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 28, 2026
Details
Special Rate for First-time Borrowers
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
As Low As; APR = Annual Percentage Rate
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR7.11%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
APR7.34%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR7.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
APR7.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 7.39%
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
60 month
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
7.49%
▼
APR7.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 2 Years
7.50%
▼
APR7.50%
Last UpdatedApril 28, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As; Fixed up to 36 months
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 3 Years
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR7.89%
Last UpdatedApril 28, 2026
Details
FIXED APR WITH AUTO PAY
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
Personal Loan Special
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As; $24.85
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
FICO Score 750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
750+
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
As Low As
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As; Personal Loans
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
$20,000
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 4 Years
8.25%
▼
APR8.25%
Last UpdatedApril 28, 2026
Details
As Low As
APR8.39%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 8.39%
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As; Annual Percentage Rate
Arize Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.83%
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
As Low As
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
FICO Score 750+
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Debt Consolidation
12.49%
▼
APR12.49%
Last UpdatedApril 28, 2026
Details
As Low As; * For Qualified Buyer
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 28, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
White Rose Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3498 Industrial Hwy, York, PA, 17402 9050
Signature Loan
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As; Offer ends April 20, 2026.
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Signature
9.10%
▼
APR9.10%
Last UpdatedApril 28, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Signature
9.35%
▼
APR9.35%
Last UpdatedApril 28, 2026
Details
As Low As
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA, 17401
Signature Line-Of-Credit (LOC)
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As; Based upon individual credit score and term
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA, 17401
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As; Based upon individual credit score and term
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 15.90%
2400 Pleasant Valley Rd, York, PA, 17402 9624
Unsecured Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 28, 2026
Details
As Low As
APR5.99%
Last UpdatedApril 28, 2026
Details
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
APR5.99%
Last UpdatedApril 28, 2026
Details
up to $2,500.00; As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Spring/Summer Signature Loan special
6.00%
▼
APR6.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.24%
▼
APR6.24%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Signature
6.39%
▼
APR6.39%
Last UpdatedApril 28, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.85%
▼
APR6.85%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
7.60%
▼
APR7.60%
Last UpdatedApril 28, 2026
Details
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
7.75%
▼
APR7.75%
Last UpdatedApril 28, 2026
Details
Scores: 750-Above
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Signature Loan
7.90%
▼
APR7.90%
Last UpdatedApril 28, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
As Low As; APR*
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 28, 2026
Details
Scores: 750-Above
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
up to $10,000
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Pocono Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedApril 28, 2026
Details
up to $10,000
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MonitorBankRates
No home improvement personal loan rates found in York, PA currently.
York, PA Personal Loan Rate Trends
Compare local York, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — PA Avg
10.711%
▲ 0.272 vs 7 days ago
Pennsylvania personal loan rates rose 0.272 points over the past 7 days to 10.711% APR.
Signature Loan — PA Avg
11.168%
▼ 0.072 vs 7 days ago
Pennsylvania signature loan rates fell 0.072 points over the past 7 days to 11.168% APR.
As of Apr 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
Most lenders in York, Pennsylvania require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Pennsylvania often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in York, Pennsylvania require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Pennsylvania?
Yes. Debt consolidation is one of the most common uses of personal loans in York, Pennsylvania. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in York, Pennsylvania?
Credit unions in York, Pennsylvania often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in York, Pennsylvania?
- Pennsylvania State Employees Credit Union: 5.94% (5 Year Equity Loan-to-Value up to 80%)
- White Rose Credit Union: 6.49% (Signature Loan)
- York Educational Federal Credit Union: 6.50% (Personal Loans)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- First Capital Federal Credit Union: 8.74% (Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in York, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.
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