Best Personal Loan Rates in Bristol, Rhode Island - June
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Bristol, Rhode Island include: The Peoples Credit UnionThe Peoples Credit Union50 Gooding Ave, Bristol, RI, 02809A+5.0 ★Texas Ratio: 3.35% offering 2023-2026 Loan at 5.10% APR, Greenwood Credit UnionGreenwood Credit UnionA+5.0 ★Texas Ratio: 3.39% offering 2024 - NEW Loan at 5.24% APR, Cumberland Municipal Employees Federal Credit UnionCumberland Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.27% offering Holiday Loan at 9.00% APR, Navigant Credit UnionNavigant Credit UnionA+5.0 ★Texas Ratio: 4.08% offering Personal Loans at 9.24% APR, and Cranston Municipal Employees Credit UnionCranston Municipal Employees Credit UnionA+5.0 ★Texas Ratio: 0.58% offering Personal Loans at 9.49% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Bristol has 1 local institution in our database, with personal loan rates as low as 5.10% APR from The Peoples Credit Union at 50 Gooding Ave, Bristol, RI, 02809. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bristol, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bristol, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Bristol Personal Loan Rates
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As Low As
Intro rate expires: 0.00%; Regular APR: 12.49%
Promotional APR for Purchases and Balance Transfers: 0.00%; Regular APR: 12.49% to 15.99%
Promotional APR for Purchases and Balance Transfers: 0.00%; Regular APR: 15.99% - 18.00%
Intro rate expires: 0.00%; Regular APR: 15.99%
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Prime minus .50% if qualifications met
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Up to $50,000
APR* as low as 9.49%
Up to $50,000
Up to $50,000
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As Low As; Borrow Up to $14,000
Rates as low as
Rates as low as
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Up to $50,000
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Up to $50,000
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depending on credit score
depending on credit score
depending on credit score
depending on credit score
depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
As Low As
depending on credit score
Loan Amount: Up to $1,020.00**
Loan Amount: Up to $1,020.00**
Loan Amount: Up to $1,020.00 **
Bristol Personal Loan Rates
Up to $50,000
APR* as low as 9.49%
Up to $50,000
Up to $50,000
As Low As; Borrow Up to $14,000
Up to $50,000
Up to $50,000
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depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
As Low As
depending on credit score
Bristol Debt Consolidation Loan Rates
Bristol Signature Loan Rates
Bristol, RI Personal Loan Rate Trends
Compare local Bristol, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates rose 0.046 points over the past 7 days to 10.722% APR.
Rhode Island signature loan rates fell 0.097 points over the past 7 days to 10.978% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bristol, Rhode Island personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Bristol, Rhode Island directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Bristol, Rhode Island. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in RI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Bristol, Rhode Island?
What are the best personal loan rates in Bristol, Rhode Island?
- The Peoples Credit Union: 5.10% (2023-2026 Loan)
- Greenwood Credit Union: 5.24% (2024 - NEW Loan)
- Cumberland Municipal Employees Federal Credit Union: 9.00% (Holiday Loan)
- Navigant Credit Union: 9.24% (Personal Loans)
- Cranston Municipal Employees Credit Union: 9.49% (Personal Loans)
Bristol, Rhode Island Rates & Resources
Personal Loan Calculators
