Best Personal Loan Rates in Wakefield, Rhode Island (RI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Wakefield, Rhode Island include: Coastal1 Credit UnionCoastal1 Credit Union84 Old Tower Hill Rd, Wakefield, RI, 02879 3724A+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.71% APR, Washington Trust Company, of WesterlyWashington Trust Company, of Westerly730 Kingstown Rd, Wakefield, RI, 02879A5.0 ★Texas Ratio: 7.68% offering Land Loans (Buildable Land) at 8.24% APR, Navigant Credit UnionNavigant Credit Union172 Main St, Wakefield, RI, 02879 3568A+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR, The Peoples Credit UnionThe Peoples Credit Union150 Old Tower Hill Rd, Wakefield, RI, 02879A+5.0 ★Texas Ratio: 3.41% offering Any Purpose Loan at 9.99% APR, and Westerly Community Credit UnionWesterly Community Credit Union4979 Tower Hill Rd, Wakefield, RI, 02879 2283A+5.0 ★Texas Ratio: 1.26% offering Personal Loan at 9.99% APR. Personal loan rates as of April 12, 2026 according to verified data from MonitorBankRates.
Wakefield has 5 local institutions in our database, with personal loan rates as low as 6.71% APR from Coastal1 Credit Union at 84 Old Tower Hill Rd, Wakefield, RI, 02879 3724. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wakefield, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wakefield, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 12, 2026
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Loan amounts up to $10,000
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Loan amounts $10,001 - $15,000
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Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
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Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
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Wakefield, RI Personal Loan Rate Trends
Compare local Wakefield, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates currently average 11.471% APR.
Rhode Island signature loan rates fell 0.014 points over the past 7 days to 11.106% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Wakefield, Rhode Island?
What are the best personal loan rates in Wakefield, Rhode Island?
- Coastal1 Credit Union: 6.71% (Balloon Land Loans (Buildable Lot) 1/1)
- Washington Trust Company, of Westerly: 8.24% (Land Loans (Buildable Land))
- Navigant Credit Union: 9.24% (Personal Loans)
- The Peoples Credit Union: 9.99% (Any Purpose Loan)
- Westerly Community Credit Union: 9.99% (Personal Loan)
Personal Loan Calculators
