Best Personal Loan Rates in Austin, Texas (TX) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Texas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Austin, Texas include: Star Of Texas Credit UnionStar Of Texas Credit Union114 E huntland dr, austin, TX, 78752A+5.0 ★Texas Ratio: 2.44% offering Used & Refinanced Loans at 5.24% APR, Austin Federal Credit UnionAustin Federal Credit Union1900 Woodward St, Austin, TX, 78741A+5.0 ★Texas Ratio: 5.39% offering Holiday Loan at 5.90% APR, Texas DPS Credit UnionTexas DPS Credit Union621 W Saint Johns Ave, Austin, TX, 78752 2315A+5.0 ★Texas Ratio: 3.51% offering Credit (Re)Builder Loan at 6.00% APR, Capitol Credit UnionCapitol Credit Union11920 Alterra Pkwy, Austin, TX, 78758A+5.0 ★Texas Ratio: 1.34% offering Other Collateralized Loan at 6.59% APR, and Members Choice Credit UnionMembers Choice Credit Union4100 Smith School Rd # 1, Austin, TX, 78744 3205A5.0 ★Texas Ratio: 8.54% offering Unsecured / Signature Personal at 7.24% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Austin has 16 local institutions in our database, with personal loan rates as low as 5.24% APR from Star Of Texas Credit Union at 114 E huntland dr, austin, TX, 78752. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Austin, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Austin, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
114 E huntland dr, austin, TX, 78752
Used & Refinanced Loans
5.24%
▼
APR5.24%
Last UpdatedApril 11, 2026
Details
As Low As; Subject to credit approval
Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Holiday Loan
5.90%
▼
APR5.90%
Last UpdatedApril 11, 2026
Details
As Low As; Minimum holiday loan amount $350, maximum determined by credit qualifications up to $15,000.
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Credit (Re)Builder Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
Loan rate of 6% is effective January 1, 2021. Must have an open established Membership Savings Account in good standing. Must be able to provide two paystubs and have at least 1-year of job history.
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
6.59%
▼
APR6.59%
Last UpdatedApril 11, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
7.09%
▼
APR7.09%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
7.24%
▼
APR7.24%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured Signature Loans
7.24%
▼
APR7.24%
Last UpdatedApril 11, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX, 78759
Personal /Signature Loan - from to $75,000
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
$1,001; As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX, 78759
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
7.59%
▼
APR7.59%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As; Select "Debt Consolidation" on your application.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As; Other terms available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
8.09%
▼
APR8.09%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX, 78759
Premier Loan - from to $250,000
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
$75,001; As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
8.59%
▼
APR8.59%
Last UpdatedApril 11, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX, 78759
Low Doc Loan
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
Up to $25,000; Flat Rate
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As; Rates and terms to fit all credit tiers and budgets
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX, 78701 2448
Solar mart Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
Loan Amount: $7,500.00 - $50,000.00; Effective Date: 04/01/2026
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
9.24%
▼
APR9.24%
Last UpdatedApril 11, 2026
Details
As Low As
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1402 W Stassney LN, Austin, TX, 78745 2948
A+ Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
AAA Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
9.70%
▼
APR9.70%
Last UpdatedApril 11, 2026
Details
As Low As
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
8929 Shoal Creek Blvd, Austin, TX, 78757
Signature
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As; Up to 60 Months
Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
Excellent Credit
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
10.15%
▼
APR10.15%
Last UpdatedApril 11, 2026
Details
As Low As
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
10.24%
▼
APR10.24%
Last UpdatedApril 11, 2026
Details
As Low As
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
705 E 12th St, Austin, TX, 78701 1909
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 11, 2026
Details
As Low As
Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
2800 Esperanza Xing Bldg 2, Austin, TX, 78758 3772
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 11, 2026
Details
As Low As
Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
Good Credit
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loans
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
12319 N Mopac Expy, Austin, TX, 78758
Emergency Loans
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
11.15%
▼
APR11.15%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Ready Credit Loan
11.50%
▼
APR11.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
114 E huntland dr, austin, TX, 78752
Signature/Personal Loans
11.90%
▼
APR11.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
Good Credit
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loans
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
12.15%
▼
APR12.15%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
12.24%
▼
APR12.24%
Last UpdatedApril 11, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
12.90%
▼
APR12.90%
Last UpdatedApril 11, 2026
Details
Excellent
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
Average Credit
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loans
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
As Low As
Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
2800 Esperanza Xing Bldg 2, Austin, TX, 78758 3772
Personal Lines of Credit
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
As Low As
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
12319 N Mopac Expy, Austin, TX, 78758
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
As Low As
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedApril 11, 2026
Details
Average Credit
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
14.90%
▼
APR14.90%
Last UpdatedApril 11, 2026
Details
Good
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
14.99%
▼
APR14.99%
Last UpdatedApril 11, 2026
Details
Fair Credit
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
15.49%
▼
APR15.49%
Last UpdatedApril 11, 2026
Details
Fair Credit
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
15.99%
▼
APR15.99%
Last UpdatedApril 11, 2026
Details
Fair Credit
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
16.90%
▼
APR16.90%
Last UpdatedApril 11, 2026
Details
Average
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
16.99%
▼
APR16.99%
Last UpdatedApril 11, 2026
Details
Marginal Credit
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
17.49%
▼
APR17.49%
Last UpdatedApril 11, 2026
Details
Marginal Credit
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
17.90%
▼
APR17.90%
Last UpdatedApril 11, 2026
Details
Fair
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
17.99%
▼
APR17.99%
Last UpdatedApril 11, 2026
Details
Poor Credit
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Storm Shelter Loan
3.99%
▼
APR3.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
Starter Loans
4.00%
▼
APR4.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Signature Unsecured Loan
4.25%
▼
APR4.25%
Last UpdatedApril 11, 2026
Details
As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
Credit Builder Loan
4.35%
▼
APR4.35%
Last UpdatedApril 11, 2026
Details
$500 for 12 months at 4.35% APR = $42.65 monthly payment
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
4.49%
▼
APR4.49%
Last UpdatedApril 11, 2026
Details
As Low As
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Recreational Loans
4.50%
▼
APR4.50%
Last UpdatedApril 11, 2026
Details
As Low As; No pay for 90 days; Easy financing
APR4.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR4.59%
Last UpdatedApril 11, 2026
Details
As Low As; Restrictions Apply
APR4.64%
Last UpdatedApril 11, 2026
Details
As Low As
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Recreational/Title Loans
4.67%
▼
APR4.67%
Last UpdatedApril 11, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
4.74%
▼
APR4.74%
Last UpdatedApril 11, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
4.75%
▼
APR4.75%
Last UpdatedApril 11, 2026
Details
balance $20,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 11, 2026
Details
As Low As
APR4.90%
Last UpdatedApril 11, 2026
Details
As Low As; Months
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
LAND LOANS
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loan
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Recreational Equipment Loans
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
As Low As
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
A+ rating
McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
COLLATERAL LOANS NEW
5.24%
▼
APR5.24%
Last UpdatedApril 11, 2026
Details
48 TO 72 MOS*SAME AS NEW CARS
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
PERSONAL LOAN
5.24%
▼
APR5.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Land Loans
5.25%
▼
APR5.25%
Last UpdatedApril 11, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.25%
▼
APR5.25%
Last UpdatedApril 11, 2026
Details
balance $75,000
APR5.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR5.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
5.49%
▼
APR5.49%
Last UpdatedApril 11, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
5.49%
▼
APR5.49%
Last UpdatedApril 11, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.50%
▼
APR5.50%
Last UpdatedApril 11, 2026
Details
balance $75,000
APR5.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedApril 11, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
Various operating loans and lines of credit
5.50%
▼
APR5.50%
Last UpdatedApril 11, 2026
Details
As Low As; must be secured by adequate collateral. See loan officer for more details
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Loan Special
5.50%
▼
APR5.50%
Last UpdatedApril 11, 2026
Details
As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
5.65%
▼
APR5.65%
Last UpdatedApril 11, 2026
Details
As Low As
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Land Loans
5.75%
▼
APR5.75%
Last UpdatedApril 11, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.75%
▼
APR5.75%
Last UpdatedApril 11, 2026
Details
balance $75,000
APR5.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR5.91%
Last UpdatedApril 11, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
5 Year Equity Loan-to-Value up to 80%
5.94%
▼
APR5.94%
Last UpdatedApril 11, 2026
Details
As Low As
APR5.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR5.99%
Last UpdatedApril 11, 2026
Details
As Low As; Up to 70%
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Credit Builder Loans
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
above TSC rate
APR6.00%
Last UpdatedApril 11, 2026
Details
Months
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA Interest Rate Reduction Refinance Loan (IRRRL)
6.13%
▼
APR6.13%
Last UpdatedApril 11, 2026
Details
Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA Interest Rate Reduction Refinance Loan, or IRRRL
6.13%
▼
APR6.13%
Last UpdatedApril 11, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
10 Year Equity Loan-to-Value up to 80%
6.14%
▼
APR6.14%
Last UpdatedApril 11, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Refi Loan
6.20%
▼
APR6.20%
Last UpdatedApril 11, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
6.24%
▼
APR6.24%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA purchase loan
6.35%
▼
APR6.35%
Last UpdatedApril 11, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
▼
APR6.44%
Last UpdatedApril 11, 2026
Details
As Low As
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA cash-out refinance loan
6.47%
▼
APR6.47%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.49%
Last UpdatedApril 11, 2026
Details
As Low As
McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
COLLATERAL LOANS USED
6.49%
▼
APR6.49%
Last UpdatedApril 11, 2026
Details
48 TO 60 MOS*SAME AS USED CARS
APR6.50%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.50%
Last UpdatedApril 11, 2026
Details
As Low As
Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Recreational Equipment Loans
6.50%
▼
APR6.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.51%
Last UpdatedApril 11, 2026
Details
As Low As; Rates as low as 5.625% (6.508% APR)
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Land Loan (10 years and below)
6.59%
▼
APR6.59%
Last UpdatedApril 11, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
Adventure Loans
6.59%
▼
APR6.59%
Last UpdatedApril 11, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedApril 11, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
▼
APR6.64%
Last UpdatedApril 11, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
6.69%
▼
APR6.69%
Last UpdatedApril 11, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.70%
▼
APR6.70%
Last UpdatedApril 11, 2026
Details
No additional details available.
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loan
6.70%
▼
APR6.70%
Last UpdatedApril 11, 2026
Details
up to $5,000.00 maximum with approved credit
APR6.70%
Last UpdatedApril 11, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Photovoltaic System Loan*
6.74%
▼
APR6.74%
Last UpdatedApril 11, 2026
Details
As Low As
Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Back on Track Loans
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Matagorda County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Unsecured Loans
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
As Low As
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Instant Cash Loans
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.79%
Last UpdatedApril 11, 2026
Details
No additional details available.
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Land Loan (7 years and below)
6.79%
▼
APR6.79%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 11, 2026
Details
As Low As
Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
Construction Loan
6.88%
▼
APR6.88%
Last UpdatedApril 11, 2026
Details
As Low As
Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
Land Loan 10 Year Fixed
6.88%
▼
APR6.88%
Last UpdatedApril 11, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedApril 11, 2026
Details
No additional details available.
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.92%
▼
APR6.92%
Last UpdatedApril 11, 2026
Details
No additional details available.
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Personal/Longevity
6.95%
▼
APR6.95%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As; 71% to 80%
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Land Loan 5-year Fixed
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
up to $5,000; As Low As
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Lifestyle Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Summer/Holiday Loan
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 11, 2026
Details
As Low As
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
Low down payment purchase loan
7.11%
▼
APR7.11%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR7.14%
Last UpdatedApril 11, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedApril 11, 2026
Details
As Low As; months or less
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Land Loan (5 years and below)
7.17%
▼
APR7.17%
Last UpdatedApril 11, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
7.19%
▼
APR7.19%
Last UpdatedApril 11, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Vacant Land Loan
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Recreational Loans
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Education Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
New Teacher Loan Unsecured
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.29%
Last UpdatedApril 11, 2026
Details
No additional details available.
Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Residential Lot Loans
7.35%
▼
APR7.35%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.39%
Last UpdatedApril 11, 2026
Details
As Low As; WITH NO PAYMENTS FOR 60 DAYS! Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.
APR7.39%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR7.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR7.49%
Last UpdatedApril 11, 2026
Details
As Low As; 81% to 90%
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Land Loan 10-year Fixed
7.49%
▼
APR7.49%
Last UpdatedApril 11, 2026
Details
As Low As
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Property NEW
7.50%
▼
APR7.50%
Last UpdatedApril 11, 2026
Details
UP TO 48 MONTHS
MTCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Collateral Loans New or Used (Non Purchase)
7.51%
▼
APR7.51%
Last UpdatedApril 11, 2026
Details
As Low As
Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Residential Lot Loans
7.58%
▼
APR7.58%
Last UpdatedApril 11, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedApril 11, 2026
Details
As Low As; months
APR7.71%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.79%
Last UpdatedApril 11, 2026
Details
No additional details available.
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
7.80%
▼
APR7.80%
Last UpdatedApril 11, 2026
Details
10% Down
APR7.82%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.84%
Last UpdatedApril 11, 2026
Details
As Low As
Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
Unsecured Personal Loan
7.89%
▼
APR7.89%
Last UpdatedApril 11, 2026
Details
As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Signature Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Signature Loans 12 months
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
10% Down
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
up to 60 months
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 11, 2026
Details
As Low As
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Any Time, Any Day Loan
7.95%
▼
APR7.95%
Last UpdatedApril 11, 2026
Details
No additional details available.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Anytime Any Day Loans
7.95%
▼
APR7.95%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.95%
Last UpdatedApril 11, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted is lowest possible for qualified borrowers. APR quoted represents up to a 36-month term for a personal loan. Estimated monthly payment of $86.30 per $1,000 borrowed for 12-month term. Your rate may vary. Qualifications based on credit history, debt and ability to repay. Loan amounts $1,000 - $25,000. Refinancing of existing Mesquite Credit Union loan is not permitted.
Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Residential Lot Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Personal/Unsecured
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
(Fixed)
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX, 78759
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX, 78701 2448
Solar mart Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
Loan Amount: $7,500.00 - $50,000.00; Effective Date: 04/01/2026
A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1402 W Stassney LN, Austin, TX, 78745 2948
A+ Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
Excellent Credit
Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
705 E 12th St, Austin, TX, 78701 1909
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 11, 2026
Details
As Low As
Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
2800 Esperanza Xing Bldg 2, Austin, TX, 78758 3772
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 11, 2026
Details
As Low As
Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
Good Credit
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
114 E huntland dr, austin, TX, 78752
Signature/Personal Loans
11.90%
▼
APR11.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
Good Credit
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
Average Credit
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
12319 N Mopac Expy, Austin, TX, 78758
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
As Low As
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedApril 11, 2026
Details
Average Credit
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
14.99%
▼
APR14.99%
Last UpdatedApril 11, 2026
Details
Fair Credit
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
15.49%
▼
APR15.49%
Last UpdatedApril 11, 2026
Details
Fair Credit
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
15.99%
▼
APR15.99%
Last UpdatedApril 11, 2026
Details
Fair Credit
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
16.99%
▼
APR16.99%
Last UpdatedApril 11, 2026
Details
Marginal Credit
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
17.49%
▼
APR17.49%
Last UpdatedApril 11, 2026
Details
Marginal Credit
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
17.99%
▼
APR17.99%
Last UpdatedApril 11, 2026
Details
Poor Credit
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
A+ rating
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
PERSONAL LOAN
5.24%
▼
APR5.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loan
6.70%
▼
APR6.70%
Last UpdatedApril 11, 2026
Details
up to $5,000.00 maximum with approved credit
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.70%
▼
APR6.70%
Last UpdatedApril 11, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 11, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.14%
Last UpdatedApril 11, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedApril 11, 2026
Details
As Low As; months or less
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedApril 11, 2026
Details
As Low As; months
APR7.71%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.84%
Last UpdatedApril 11, 2026
Details
As Low As
Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
Unsecured Personal Loan
7.89%
▼
APR7.89%
Last UpdatedApril 11, 2026
Details
As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As; Select "Debt Consolidation" on your application.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As; Other terms available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
Debt Consolidation Loans
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Debt Consolidation Loans
12.90%
▼
APR12.90%
Last UpdatedApril 11, 2026
Details
As Low As
Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Debt Consolidation
13.99%
▼
APR13.99%
Last UpdatedApril 11, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
7.24%
▼
APR7.24%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured Signature Loans
7.24%
▼
APR7.24%
Last UpdatedApril 11, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX, 78759
Personal /Signature Loan - from to $75,000
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
$1,001; As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As; Rates and terms to fit all credit tiers and budgets
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
9.24%
▼
APR9.24%
Last UpdatedApril 11, 2026
Details
As Low As
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
9.70%
▼
APR9.70%
Last UpdatedApril 11, 2026
Details
As Low As
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
8929 Shoal Creek Blvd, Austin, TX, 78757
Signature
9.90%
▼
APR9.90%
Last UpdatedApril 11, 2026
Details
As Low As; Up to 60 Months
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
10.15%
▼
APR10.15%
Last UpdatedApril 11, 2026
Details
As Low As
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
10.24%
▼
APR10.24%
Last UpdatedApril 11, 2026
Details
As Low As
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
11.15%
▼
APR11.15%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
114 E huntland dr, austin, TX, 78752
Signature/Personal Loans
11.90%
▼
APR11.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
12.15%
▼
APR12.15%
Last UpdatedApril 11, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
12.24%
▼
APR12.24%
Last UpdatedApril 11, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
12.90%
▼
APR12.90%
Last UpdatedApril 11, 2026
Details
Excellent
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
14.90%
▼
APR14.90%
Last UpdatedApril 11, 2026
Details
Good
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
16.90%
▼
APR16.90%
Last UpdatedApril 11, 2026
Details
Average
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
17.90%
▼
APR17.90%
Last UpdatedApril 11, 2026
Details
Fair
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Signature Unsecured Loan
4.25%
▼
APR4.25%
Last UpdatedApril 11, 2026
Details
As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedApril 11, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
APR6.00%
Last UpdatedApril 11, 2026
Details
Months
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.79%
Last UpdatedApril 11, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedApril 11, 2026
Details
No additional details available.
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.92%
▼
APR6.92%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
up to $5,000; As Low As
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As; With Approved Credit
Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Lifestyle Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.29%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR7.39%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR7.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR7.79%
Last UpdatedApril 11, 2026
Details
No additional details available.
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
up to 60 months
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Signature Loans
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Signature Loans 12 months
7.90%
▼
APR7.90%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Austin, TX currently.
Austin, TX Personal Loan Rate Trends
Compare local Austin, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — TX Avg
10.859%
▲ 0.552 vs 7 days ago
Texas personal loan rates rose 0.552 points over the past 7 days to 10.859% APR.
Signature Loan — TX Avg
12.504%
▼ 0.874 vs 7 days ago
Texas signature loan rates fell 0.874 points over the past 7 days to 12.504% APR.
As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
Most lenders in Austin, Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Austin, Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Texas?
Yes. Debt consolidation is one of the most common uses of personal loans in Austin, Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Austin, Texas?
Credit unions in Austin, Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Austin, Texas?
- Star Of Texas Credit Union: 5.24% (Used & Refinanced Loans)
- Austin Federal Credit Union: 5.90% (Holiday Loan)
- Texas DPS Credit Union: 6.00% (Credit (Re)Builder Loan)
- Capitol Credit Union: 6.59% (Other Collateralized Loan)
- Members Choice Credit Union: 7.24% (Unsecured / Signature Personal)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Austin, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026.
Personal Loan Calculators
Rate Assistant
MonitorBankRates.com · Live Data
Try asking