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Texas Personal Loan Rate Trends

Track current and weekly average personal loan rates in Texas, view interactive rate trend charts, and compare local TX aprs against the national average.

Personal Loan
10.859%
▲ 0.552 this week
As of Apr 11, 2026
Debt Consolidation
10.573%
▲ 0.301 this week
As of Apr 11, 2026

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Current Texas Personal Loan Rate Trends

Personal Loan rates in Texas rose 0.552 this week, pushing the Personal Loan average to 10.859%, up from 10.308% last week.

At 10.859%, Texas’s average sits 0.045 below the current national average of 10.904%. TX borrowers may have a competitive advantage relative to the national market.

The Texas personal loan rate averages on this page are calculated from 779 verified personal loan rate quotes collected across 250 banks and credit unions actively operating in Texas. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Texas Personal Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Texas personal loan rate averages compiled from 779 current rate quotes across 250 banks and credit unions operating in TX — updated daily.

As of Apr 11, 2026 • Data provided by MonitorBankRates.com

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About This Widget

Free embeddable iframe widget displaying live weekly average Texas personal loan rates. Updates automatically each week. Compatible with any CMS or website builder.