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Best Personal Loan Rates in Texas (TX) - May 2026

Current personal loan options available to borrowers in Texas include: Houston Highway Credit UnionHouston Highway Credit Union8120 Washington Ave, Houston, TX, 77007A+5.0 ★Texas Ratio: 1.00% offering Credit Builder Step-Up Loan Process STEP 5 at 4.00% APR, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union5953 Fairmont Pkwy, Pasadena, TX, 77505A+5.0 ★Texas Ratio: 3.85% offering Title Loan at 4.49% APR, Baxter Credit UnionBaxter Credit Union7034 Alamo Downs Pkwy, San Antonio, TX, 78238A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Victoria City County Employees Federal Credit UnionVictoria City County Employees Federal Credit Union205 N Bridge St Ste 111, Victoria, TX, 77901A+5.0 ★Texas Ratio: 0.81% offering Recreational/Title Loans at 4.67% APR, and Amoco Federal Credit UnionAmoco Federal Credit Union2300 Texas Ave, Texas City, TX, 77590A5.0 ★Texas Ratio: 6.48% offering Unsecured Loan at 4.90% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare personal loan rates across Texas side-by-side. Texas personal loan rates currently start as low as 4.00% APR from Houston Highway Credit Union at 8120 Washington Ave, Houston, TX, 77007. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Texas.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 5
4.00%
APR4.00%
Last UpdatedMay 3, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
4.49%
APR4.49%
Last UpdatedMay 3, 2026
Details

As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 4
4.50%
APR4.50%
Last UpdatedMay 3, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedMay 3, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Refinance Loan
4.64%
APR4.64%
Last UpdatedMay 3, 2026
Details

As Low As

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Recreational/Title Loans
4.67%
APR4.67%
Last UpdatedMay 3, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
4.74%
APR4.74%
Last UpdatedMay 3, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedMay 3, 2026
Details

As Low As

Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
2300 Texas Ave, Texas City, TX, 77590
Unsecured Loan
4.90%
APR4.90%
Last UpdatedMay 3, 2026
Details

As Low As

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
4.99%
APR4.99%
Last UpdatedMay 3, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3301 Airport Fwy Ste 175, Bedford, TX, 76021 6123
Fire Station Loans
4.99%
APR4.99%
Last UpdatedMay 3, 2026
Details

No additional details available.

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 3
5.00%
APR5.00%
Last UpdatedMay 3, 2026
Details

No additional details available.

Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
114 E huntland dr, austin, TX, 78752
Used & Refinanced Loans
5.24%
APR5.24%
Last UpdatedMay 3, 2026
Details

As Low As; Subject to credit approval

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Other Collateral Loans
5.25%
APR5.25%
Last UpdatedMay 3, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
5.49%
APR5.49%
Last UpdatedMay 3, 2026
Details

As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 2
5.50%
APR5.50%
Last UpdatedMay 3, 2026
Details

No additional details available.

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Other Collateral Loans
5.50%
APR5.50%
Last UpdatedMay 3, 2026
Details

No additional details available.

Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2105 W Grande Blvd, Tyler, TX, 75703 0551
PERSONAL LOAN
5.79%
APR5.79%
Last UpdatedMay 3, 2026
Details

No additional details available.

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA Interest Rate Reduction Refinance Loan, or IRRRL
5.91%
APR5.91%
Last UpdatedMay 3, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
5 Year Equity Loan-to-Value up to 80%
5.94%
APR5.94%
Last UpdatedMay 3, 2026
Details

As Low As

Alpine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
111 N 2nd St, Alpine, TX, 79830
New Construction Loans
5.99%
APR5.99%
Last UpdatedMay 3, 2026
Details

No additional details available.

Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
Signature
6.00%
APR6.00%
Last UpdatedMay 3, 2026
Details

Months

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 1
6.00%
APR6.00%
Last UpdatedMay 3, 2026
Details

No additional details available.

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loans
6.00%
APR6.00%
Last UpdatedMay 3, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA purchase loan
6.12%
APR6.12%
Last UpdatedMay 3, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
10 Year Equity Loan-to-Value up to 80%
6.14%
APR6.14%
Last UpdatedMay 3, 2026
Details

As Low As

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
6.24%
APR6.24%
Last UpdatedMay 3, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA cash-out refinance loan
6.39%
APR6.39%
Last UpdatedMay 3, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
APR6.44%
Last UpdatedMay 3, 2026
Details

As Low As

Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3301 S Loop 256, Palestine, TX, 75801
Recreational Equipment Loans
6.50%
APR6.50%
Last UpdatedMay 3, 2026
Details

No additional details available.

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
6.59%
APR6.59%
Last UpdatedMay 3, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
APR6.59%
Last UpdatedMay 3, 2026
Details

No additional details available.

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loans
6.60%
APR6.60%
Last UpdatedMay 3, 2026
Details

CCTFCU offers a variety of consumer financing and personal loans to help with everything from medical bills to Christmas presents.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
APR6.64%
Last UpdatedMay 3, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Equipment Loan
6.65%
APR6.65%
Last UpdatedMay 3, 2026
Details

As Low As; Regular APR: 10.090%

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
Low down payment purchase loan
6.70%
APR6.70%
Last UpdatedMay 3, 2026
Details

No additional details available.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Equipment Loans
6.70%
APR6.70%
Last UpdatedMay 3, 2026
Details

As Low As

Matagorda County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
3700 Avenue F, Bay City, TX, 77414
Unsecured Loans
6.75%
APR6.75%
Last UpdatedMay 3, 2026
Details

As Low As

Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
701 Harvey Rd, College Station, TX, 77840
Back on Track Loans
6.75%
APR6.75%
Last UpdatedMay 3, 2026
Details

No additional details available.

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
409 E Loop 281, Longview, TX, 75605 7916
Instant Cash Loans
6.75%
APR6.75%
Last UpdatedMay 3, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
APR6.79%
Last UpdatedMay 3, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
APR6.84%
Last UpdatedMay 3, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
APR6.89%
Last UpdatedMay 3, 2026
Details

No additional details available.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Signature Loans
6.92%
APR6.92%
Last UpdatedMay 3, 2026
Details

No additional details available.

Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1618 Main St, Dallas, TX, 75201 4720
Personal/Longevity
6.95%
APR6.95%
Last UpdatedMay 3, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
APR6.99%
Last UpdatedMay 3, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
Land Loan
6.99%
APR6.99%
Last UpdatedMay 3, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 3, 2026
Details

As Low As

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
3001 JIMMY JOHNSON BLVD, PORT ARTHUR, TX, 77642
Annual Loan
7.00%
APR7.00%
Last UpdatedMay 3, 2026
Details

As Low As; Apply For A Loan External Website

Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
7.00%
APR7.00%
Last UpdatedMay 3, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
APR7.09%
Last UpdatedMay 3, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
7.09%
APR7.09%
Last UpdatedMay 3, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.14%
APR7.14%
Last UpdatedMay 3, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
7.24%
APR7.24%
Last UpdatedMay 3, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured Signature Loans
7.24%
APR7.24%
Last UpdatedMay 3, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Personal Loans
7.25%
APR7.25%
Last UpdatedMay 3, 2026
Details

As Low As; Personal Loans

Texas Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3131 HOLLY RD, CORPUS CHRISTI, TX, 78415
50/50 LOAN
7.25%
APR7.25%
Last UpdatedMay 3, 2026
Details

As Low As

Education Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
4400 W Interstate 40, Amarillo, TX, 79106 5940
New Teacher Loan Unsecured
7.25%
APR7.25%
Last UpdatedMay 3, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Personal /Signature Loan
7.25%
APR7.25%
Last UpdatedMay 3, 2026
Details

Starting as low as 7.25%

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
2421 Westport Pkwy Ste 1300, Fort Worth, TX, 76177 5311
Land Loans* 10 years
7.25%
APR7.25%
Last UpdatedMay 3, 2026
Details

No additional details available.

Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
5213 Lake Shore Dr, Waco, TX, 76710 1732
Recreational Loans
7.25%
APR7.25%
Last UpdatedMay 3, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
APR7.29%
Last UpdatedMay 3, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
APR7.39%
Last UpdatedMay 3, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
Land Loan
7.49%
APR7.49%
Last UpdatedMay 3, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
APR7.49%
Last UpdatedMay 3, 2026
Details

No additional details available.

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Hot Tub/Sauna Loans
7.50%
APR7.50%
Last UpdatedMay 3, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Pool Loans
7.50%
APR7.50%
Last UpdatedMay 3, 2026
Details

As Low As

Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
9978 FM 3129, Queen City, TX, 75572
Special Occasion Loans
7.50%
APR7.50%
Last UpdatedMay 3, 2026
Details

No additional details available.

ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1001 BUTCHER RD, WAXAHACHIE, TX, 75165
Personal Property NEW
7.50%
APR7.50%
Last UpdatedMay 3, 2026
Details

UP TO 48 MONTHS

MTCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1505 N Midland Dr, Midland, TX, 79703
Collateral Loans New or Used (Non Purchase)
7.51%
APR7.51%
Last UpdatedMay 3, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
7.59%
APR7.59%
Last UpdatedMay 3, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.64%
APR7.64%
Last UpdatedMay 3, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
APR7.74%
Last UpdatedMay 3, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Pool Loans
7.75%
APR7.75%
Last UpdatedMay 3, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Hot Tub/Sauna Loans
7.75%
APR7.75%
Last UpdatedMay 3, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
APR7.79%
Last UpdatedMay 3, 2026
Details

No additional details available.

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
7.80%
APR7.80%
Last UpdatedMay 3, 2026
Details

10% Down

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
5725 Spohn Dr, Corpus Christi, TX, 78414 4117
Land - Lot Loan
7.82%
APR7.82%
Last UpdatedMay 3, 2026
Details

As Low As

Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
Personal Loans
7.84%
APR7.84%
Last UpdatedMay 3, 2026
Details

As Low As

Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
1424 W Southwest Loop 323, Tyler, TX, 75701 9347
Unsecured Personal Loan
7.89%
APR7.89%
Last UpdatedMay 3, 2026
Details

As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
7.90%
APR7.90%
Last UpdatedMay 3, 2026
Details

10% Down

Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
12930 Northwest Fwy, Houston, TX, 77040 6304
Personal Loan
7.90%
APR7.90%
Last UpdatedMay 3, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature min)
7.90%
APR7.90%
Last UpdatedMay 3, 2026
Details

$500; APR range: 7.90% to 17.90%

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.94%
APR7.94%
Last UpdatedMay 3, 2026
Details

As Low As

Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
Vacation Loan
7.95%
APR7.95%
Last UpdatedMay 3, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted is lowest possible for qualified borrowers. APR quoted represents up to a 36-month term for a personal loan. Estimated monthly payment of $86.30 per $1,000 borrowed for 12-month term. Your rate may vary. Qualifications based on credit history, debt and ability to repay. Loan amounts $1,000 - $25,000. Refinancing of existing Mesquite Credit Union loan is not permitted.

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
Any Time, Any Day Loan
7.95%
APR7.95%
Last UpdatedMay 3, 2026
Details

7.95% - 11.45% APR

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
Anytime Any Day Loans
7.95%
APR7.95%
Last UpdatedMay 3, 2026
Details

Low interest rates start at 7.95% APR*; No collateral needed; Easy online application; Allowed two Skip-A-Pays per calendar year

MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.98%
APR7.98%
Last UpdatedMay 3, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
Land Loan
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
2501 S State Highway 121 BUS, Lewisville, TX, 75067 4394
Personal/Unsecured
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

(Fixed)

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Unsecured Signature Loan
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

No additional details available.

Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
1024 SW Alsbury Blvd, Burleson, TX, 76028
Signature Loans
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loans
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As; Other terms available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loan
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As; Select "Debt Consolidation" on your application.

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Pool Loans
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

As Low As

BELTON
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
400 N Wall St, Belton, TX, 76513
Personal/Unsecured Loans
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

Rate, amount and length of payout set according to credit rating). May be renewed every 6 months if there have been no delinquencies on BFCU loans

Union Square Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
1401 Holliday St, Wichita Falls, TX, 76301 7108
Flex Line Loan (12 - 60 Mo.)
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

No additional details available.

Union Square Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
1401 Holliday St, Wichita Falls, TX, 76301 7108
Flex Line Loan
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

No additional details available.

Southwest Research Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7215 Culebra Rd, San Antonio, TX, 78251 1305
Signature
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
Signature Loans
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

up to $5,000; As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Hot Tub/Sauna Loans
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Personal Loan **
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

up to $15,000

Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3301 S Loop 256, Palestine, TX, 75801
Signature Loans
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

No additional details available.

United Credit Union Tyler, TX
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
4901 Old Jacksonville Hwy, Tyler, TX, 75703 3373
Personal Loans
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

As Low As

United Credit Union Tyler, TX
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
4901 Old Jacksonville Hwy, Tyler, TX, 75703 3373
Personal Loan
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

As Low As

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
8.05%
APR8.05%
Last UpdatedMay 3, 2026
Details

5% Down

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
8.09%
APR8.09%
Last UpdatedMay 3, 2026
Details

As Low As

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
8.15%
APR8.15%
Last UpdatedMay 3, 2026
Details

5% Down

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
8.24%
APR8.24%
Last UpdatedMay 3, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.24%
APR8.24%
Last UpdatedMay 3, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
6701 Burlington Blvd, Fort Worth, TX, 76131
Signature & Lifestyle Loans
8.24%
APR8.24%
Last UpdatedMay 3, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX, 77338 4090
Personal Loans
8.24%
APR8.24%
Last UpdatedMay 3, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Personal Loan **
8.25%
APR8.25%
Last UpdatedMay 3, 2026
Details

up to $15,000

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Pool Loans
8.25%
APR8.25%
Last UpdatedMay 3, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Premier Loan
8.25%
APR8.25%
Last UpdatedMay 3, 2026
Details

Starting as low as 8.25%

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Equipment Loans 12 to 36 Months
8.25%
APR8.25%
Last UpdatedMay 3, 2026
Details

A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
8.30%
APR8.30%
Last UpdatedMay 3, 2026
Details

0% Down

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
8.35%
APR8.35%
Last UpdatedMay 3, 2026
Details

10% Down

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
8.40%
APR8.40%
Last UpdatedMay 3, 2026
Details

0% Down

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Signature Loans
8.40%
APR8.40%
Last UpdatedMay 3, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Personal Loan
8.45%
APR8.45%
Last UpdatedMay 3, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 3, 2026
Details

As Low As

City Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
901 S LINCOLN ST, AMARILLO, TX, 79101 3637
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 3, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
Signature
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

No additional details available.

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Pool Loans
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1322 E San Benito St, Rio Grande City, TX, 78582
Signature Loan
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

As Low As

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Miscellaneous Equipment Loan
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

As Low As; Maximum Loan Discount: 0.75%

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1322 E San Benito St, Rio Grande City, TX, 78582
Personal Loans
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

As Low As

Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
2300 Texas Ave, Texas City, TX, 77590
12 Months 1 Payment Loan
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

No additional details available.

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Personal Loan **
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

up to $15,000

Tex Mex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1420 Cedar Ave, Laredo, TX, 78040 7956
Unsecured Loan
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

Credit Grade: A

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
8.55%
APR8.55%
Last UpdatedMay 3, 2026
Details

0% Down

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
8.59%
APR8.59%
Last UpdatedMay 3, 2026
Details

As Low As

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
8.60%
APR8.60%
Last UpdatedMay 3, 2026
Details

5% Down

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
Signature
8.74%
APR8.74%
Last UpdatedMay 3, 2026
Details

No additional details available.

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
Personal Loan
8.74%
APR8.74%
Last UpdatedMay 3, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3301 Airport Fwy Ste 175, Bedford, TX, 76021 6123
Signature Loans
8.74%
APR8.74%
Last UpdatedMay 3, 2026
Details

No additional details available.

West Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.61%
1001 N Lee Ave, Odessa, TX, 79761 3948
Personal Loans
8.74%
APR8.74%
Last UpdatedMay 3, 2026
Details

As Low As

Midwestern State University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
3410 Taft Blvd, Wichita Falls, TX, 76308
Personal Loan
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

As Low As

Members Choice of Central Texas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
4631 W Waco Dr, Waco, TX, 76710
Personal Loans
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

As Low As

Ben E Keith Company Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 E 7th St, Fort Worth, TX, 76102 5501
Signature Loans
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

As Low As

Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
4301 Barnett Rd, Wichita Falls, TX, 76310
Signature
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

No additional details available.

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Personal Loan **
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

up to $15,000

Communities Of Abilene Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3661 N 6th St, Abilene, TX, 79603
SIGNATURE LOANS
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

As Low As; Apply Now

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loan
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

As Low As; * APR

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2105 W Grande Blvd, Tyler, TX, 75703 0551
PERSONAL LOAN
5.79%
APR5.79%
Last UpdatedMay 3, 2026
Details

No additional details available.

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loans
6.00%
APR6.00%
Last UpdatedMay 3, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loans
6.60%
APR6.60%
Last UpdatedMay 3, 2026
Details

CCTFCU offers a variety of consumer financing and personal loans to help with everything from medical bills to Christmas presents.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
APR6.84%
Last UpdatedMay 3, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 3, 2026
Details

As Low As

Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
7.00%
APR7.00%
Last UpdatedMay 3, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
APR7.09%
Last UpdatedMay 3, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.14%
APR7.14%
Last UpdatedMay 3, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Personal Loans
7.25%
APR7.25%
Last UpdatedMay 3, 2026
Details

As Low As; Personal Loans

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.64%
APR7.64%
Last UpdatedMay 3, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
APR7.74%
Last UpdatedMay 3, 2026
Details

As Low As

Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
Personal Loans
7.84%
APR7.84%
Last UpdatedMay 3, 2026
Details

As Low As

Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
1424 W Southwest Loop 323, Tyler, TX, 75701 9347
Unsecured Personal Loan
7.89%
APR7.89%
Last UpdatedMay 3, 2026
Details

As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available

Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
12930 Northwest Fwy, Houston, TX, 77040 6304
Personal Loan
7.90%
APR7.90%
Last UpdatedMay 3, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.94%
APR7.94%
Last UpdatedMay 3, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.98%
APR7.98%
Last UpdatedMay 3, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As

United Credit Union Tyler, TX
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
4901 Old Jacksonville Hwy, Tyler, TX, 75703 3373
Personal Loan
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

As Low As

United Credit Union Tyler, TX
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
4901 Old Jacksonville Hwy, Tyler, TX, 75703 3373
Personal Loans
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Personal Loan **
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

up to $15,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.24%
APR8.24%
Last UpdatedMay 3, 2026
Details

As Low As

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX, 77338 4090
Personal Loans
8.24%
APR8.24%
Last UpdatedMay 3, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Personal Loan **
8.25%
APR8.25%
Last UpdatedMay 3, 2026
Details

up to $15,000

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Personal Loan
8.45%
APR8.45%
Last UpdatedMay 3, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 3, 2026
Details

As Low As

City Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
901 S LINCOLN ST, AMARILLO, TX, 79101 3637
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 3, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Personal Loan **
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

up to $15,000

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1322 E San Benito St, Rio Grande City, TX, 78582
Personal Loans
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

As Low As

West Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.61%
1001 N Lee Ave, Odessa, TX, 79761 3948
Personal Loans
8.74%
APR8.74%
Last UpdatedMay 3, 2026
Details

As Low As

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
Personal Loan
8.74%
APR8.74%
Last UpdatedMay 3, 2026
Details

No additional details available.

Midwestern State University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
3410 Taft Blvd, Wichita Falls, TX, 76308
Personal Loan
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

As Low As

Members Choice of Central Texas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
4631 W Waco Dr, Waco, TX, 76710
Personal Loans
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Personal Loan **
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

up to $15,000

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loan
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As; Select "Debt Consolidation" on your application.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loans
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As; Other terms available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
8.99%
APR8.99%
Last UpdatedMay 3, 2026
Details

As Low As

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Debt Consolidation Loans
8.99%
APR8.99%
Last UpdatedMay 3, 2026
Details

As Low As

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
9.75%
APR9.75%
Last UpdatedMay 3, 2026
Details

No additional details available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
9.99%
APR9.99%
Last UpdatedMay 3, 2026
Details

As Low As

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
10.00%
APR10.00%
Last UpdatedMay 3, 2026
Details

No additional details available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
10.99%
APR10.99%
Last UpdatedMay 3, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
Debt Consolidation
10.99%
APR10.99%
Last UpdatedMay 3, 2026
Details

As Low As

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
11.00%
APR11.00%
Last UpdatedMay 3, 2026
Details

No additional details available.

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation
12.74%
APR12.74%
Last UpdatedMay 3, 2026
Details

No additional details available.

Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
2904 E Stan Schlueter loop Bldg A, Killeen, TX, 76542 4813
Debt Consolidation Loans
12.90%
APR12.90%
Last UpdatedMay 3, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6401 Bell St, Amarillo, TX, 79109
Debt Consolidation
13.99%
APR13.99%
Last UpdatedMay 3, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 3, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 3, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
Signature
6.00%
APR6.00%
Last UpdatedMay 3, 2026
Details

Months

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
APR6.59%
Last UpdatedMay 3, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
APR6.79%
Last UpdatedMay 3, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
APR6.89%
Last UpdatedMay 3, 2026
Details

No additional details available.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Signature Loans
6.92%
APR6.92%
Last UpdatedMay 3, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
APR6.99%
Last UpdatedMay 3, 2026
Details

No additional details available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
7.24%
APR7.24%
Last UpdatedMay 3, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured Signature Loans
7.24%
APR7.24%
Last UpdatedMay 3, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Personal /Signature Loan
7.25%
APR7.25%
Last UpdatedMay 3, 2026
Details

Starting as low as 7.25%

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
APR7.29%
Last UpdatedMay 3, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
APR7.39%
Last UpdatedMay 3, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
APR7.49%
Last UpdatedMay 3, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
APR7.79%
Last UpdatedMay 3, 2026
Details

No additional details available.

Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature min)
7.90%
APR7.90%
Last UpdatedMay 3, 2026
Details

$500; APR range: 7.90% to 17.90%

Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
1024 SW Alsbury Blvd, Burleson, TX, 76028
Signature Loans
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Unsecured Signature Loan
7.99%
APR7.99%
Last UpdatedMay 3, 2026
Details

No additional details available.

Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3301 S Loop 256, Palestine, TX, 75801
Signature Loans
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

No additional details available.

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
Signature Loans
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

up to $5,000; As Low As

Southwest Research Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7215 Culebra Rd, San Antonio, TX, 78251 1305
Signature
8.00%
APR8.00%
Last UpdatedMay 3, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
8.24%
APR8.24%
Last UpdatedMay 3, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
6701 Burlington Blvd, Fort Worth, TX, 76131
Signature & Lifestyle Loans
8.24%
APR8.24%
Last UpdatedMay 3, 2026
Details

No additional details available.

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Signature Loans
8.40%
APR8.40%
Last UpdatedMay 3, 2026
Details

No additional details available.

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1322 E San Benito St, Rio Grande City, TX, 78582
Signature Loan
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
Signature
8.50%
APR8.50%
Last UpdatedMay 3, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3301 Airport Fwy Ste 175, Bedford, TX, 76021 6123
Signature Loans
8.74%
APR8.74%
Last UpdatedMay 3, 2026
Details

No additional details available.

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
Signature
8.74%
APR8.74%
Last UpdatedMay 3, 2026
Details

No additional details available.

Ben E Keith Company Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 E 7th St, Fort Worth, TX, 76102 5501
Signature Loans
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

As Low As

Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
4301 Barnett Rd, Wichita Falls, TX, 76310
Signature
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

No additional details available.

Communities Of Abilene Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3661 N 6th St, Abilene, TX, 79603
SIGNATURE LOANS
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

As Low As; Apply Now

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loan
8.75%
APR8.75%
Last UpdatedMay 3, 2026
Details

As Low As; * APR

No home improvement personal loan rates found in Texas currently.

Texas Personal Loan Rate Trends

Compare local Texas personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Personal Loan Trends →
Personal Loan — TX Avg
10.579%
▲ 0.009 vs 7 days ago

Texas personal loan rates rose 0.009 points over the past 7 days to 10.579% APR.

Signature Loan — TX Avg
12.838%
▲ 0.986 vs 7 days ago

Texas signature loan rates rose 0.986 points over the past 7 days to 12.838% APR.

As of May 3, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Texas?

Most lenders in Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Texas?

Yes. Debt consolidation is one of the most common uses of personal loans in Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Texas?

Credit unions in Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Texas?

  • Houston Highway Credit Union: 4.00% (Credit Builder Step-Up Loan Process STEP 5)
  • Gulf Coast Educators Federal Credit Union: 4.49% (Title Loan)
  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Victoria City County Employees Federal Credit Union: 4.67% (Recreational/Title Loans)
  • Amoco Federal Credit Union: 4.90% (Unsecured Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026.

Cities in Texas

  • Abbott
  • Abernathy
  • Abilene
  • Ace
  • Ackerly
  • Addison
  • Adkins
  • Adrian
  • Afton
  • Agua Dulce
  • Aiken
  • Alamo
  • Alanreed
  • Alba
  • Albany
  • Aledo
  • Alice
  • Alief
  • Allen
  • Alleyton
  • Allison
  • Alpine
  • Altair
  • Alto
  • Alvarado
  • Alvin
  • Alvord
  • Amarillo
  • Amherst
  • Anahuac
  • Anderson
  • Andrews
  • Angleton
  • Angus
  • Anna
  • Annona
  • Anson
  • Anthony
  • Anton
  • Apple Springs
  • Aquilla
  • Aransas Pass
  • Archer City
  • Argyle
  • Arlington
  • Armstrong
  • Arp
  • Art
  • Artesia Wells
  • Arthur City
  • Asherton
  • Aspermont
  • Atascosa
  • Athens
  • Atlanta
  • Aubrey
  • Austin
  • Austwell
  • Avalon
  • Avery
  • Avinger
  • Avoca
  • Axtell
  • Azle
  • Bacliff
  • Bagwell
  • Bailey
  • Baird
  • Ballinger
  • Balmorhea
  • Bandera
  • Bangs
  • Banquete
  • Bardwell
  • Barker
  • Barksdale
  • Barnhart
  • Barry
  • Barstow
  • Bartlett
  • Bastrop
  • Batesville
  • Batson
  • Bay City
  • Bayside
  • Baytown
  • Beasley
  • Beaumont
  • Bebe
  • Beckville
  • Bedford
  • Bedias
  • Beeville
  • Bellaire
  • Bellevue
  • Bells
  • Bellville
  • Belmont
  • Belton
  • Ben Bolt
  • Ben Franklin
  • Ben Wheeler
  • Benavides
  • Bend
  • Benjamin
  • Berclair
  • Bergheim
  • Bertram
  • Big Lake
  • Big Sandy
  • Big Spring
  • Big Wells
  • Bigfoot
  • Bishop
  • Bivins
  • Blackwell
  • Blanco
  • Blanket
  • Bledsoe
  • Bleiblerville
  • Blessing
  • Bloomburg
  • Blooming Grove
  • Bloomington
  • Blossom
  • Blue Ridge
  • Bluegrove
  • Bluff Dale
  • Bluffton
  • Blum
  • Boerne
  • Bogata
  • Boling
  • Bon Wier
  • Bonham
  • Booker
  • Borger
  • Bovina
  • Bowie
  • Boyd
  • Boys Ranch
  • Brackettville
  • Brady
  • Brandon
  • Brashear
  • Brazoria
  • Breckenridge
  • Bremond
  • Brenham
  • Bridge City
  • Bridgeport
  • Briggs
  • Briscoe
  • Broaddus
  • Bronson
  • Bronte
  • Brookeland
  • Brookesmith
  • Brookshire
  • Brookston
  • Brownfield
  • Brownsboro
  • Brownsville
  • Brownwood
  • Bruceville
  • Bruni
  • Bryan
  • Bryson
  • Buchanan Dam
  • Buckholts
  • Buda
  • Buffalo
  • Buffalo Gap
  • Bula
  • Bullard
  • Bulverde
  • Buna
  • Burkburnett
  • Burkett
  • Burkeville
  • Burleson
  • Burlington
  • Burnet
  • Burton
  • Bushland
  • Byers
  • Bynum
  • Cactus
  • Caddo
  • Caddo Mills
  • Caldwell
  • Call
  • Calliham
  • Calvert
  • Camden
  • Cameron
  • Camp Wood
  • Campbell
  • Campbellton
  • Canadian
  • Canton
  • Canutillo
  • Canyon
  • Canyon Lake
  • Carbon
  • Carey
  • Carlsbad
  • Carlton
  • Carmine
  • Carrizo Springs
  • Carrollton
  • Carthage
  • Cason
  • Castell
  • Castroville
  • Cat Spring
  • Catarina
  • Cayuga
  • Cedar Creek
  • Cedar Hill
  • Cedar Lane
  • Cedar Park
  • Cee Vee
  • Celeste
  • Celina
  • Center
  • Center Point
  • Centerville
  • Centralia
  • Chalk
  • Chandler
  • Channelview
  • Channing
  • Chapman Ranch
  • Chappell Hill
  • Charlotte
  • Chatfield
  • Cherokee
  • Chester
  • Chico
  • Chicota
  • Childress
  • Chillicothe
  • Chilton
  • China
  • China Spring
  • Chireno
  • Chriesman
  • Christine
  • Christoval
  • Cibolo
  • Cisco
  • Clarendon
  • Clarksville
  • Claude
  • Clay
  • Clayton
  • Cleburne
  • Cleveland
  • Clifton
  • Clint
  • Clute
  • Clyde
  • Coahoma
  • Coldspring
  • Coleman
  • College Station
  • Collegeport
  • Colleyville
  • Collinsville
  • Colmesneil
  • Colorado City
  • Columbus
  • Comanche
  • Combes
  • Comfort
  • Commerce
  • Como
  • Comstock
  • Concan
  • Concepcion
  • Concord
  • Conroe
  • Converse
  • Cookville
  • Coolidge
  • Cooper
  • Copeville
  • Coppell
  • Copperas Cove
  • Corinth
  • Corpus Christi
  • Corrigan
  • Corsicana
  • Cost
  • Cotton Center
  • Cotulla
  • Coupland
  • Covington
  • Coyanosa
  • Crandall
  • Crane
  • Cranfills Gap
  • Crawford
  • Cresson
  • Crockett
  • Crosby
  • Crosbyton
  • Cross Plains
  • Crowell
  • Crowley
  • Crystal City
  • Cuero
  • Cumby
  • Cuney
  • Cunningham
  • Cushing
  • Cypress
  • D Hanis
  • Daingerfield
  • Daisetta
  • Dale
  • Dalhart
  • Dallardsville
  • Dallas
  • Damon
  • Danbury
  • Danciger
  • Danevang
  • Darrouzett
  • Davilla
  • Dawn
  • Dawson
  • Dayton
  • De Berry
  • De Kalb
  • De Leon
  • Deanville
  • Decatur
  • Deer Park
  • Del Rio
  • Del Valle
  • Dell City
  • Delmita
  • Denison
  • Dennis
  • Denton
  • Denver City
  • Deport
  • Desdemona
  • Desoto
  • Detroit
  • Devers
  • Devine
  • Deweyville
  • Diana
  • Diboll
  • Dickens
  • Dickinson
  • Dike
  • Dilley
  • Dime Box
  • Dimmitt
  • Dinero
  • Dobbin
  • Dodd City
  • Dodge
  • Dodson
  • Donie
  • Donna
  • Doole
  • Doss
  • Doucette
  • Dougherty
  • Douglass
  • Douglassville
  • Driftwood
  • Dripping Springs
  • Driscoll
  • Dryden
  • Dublin
  • Dumas
  • Dumont
  • Duncanville
  • Dunn
  • Eagle Lake
  • Eagle Pass
  • Early
  • Earth
  • East Bernard
  • Eastland
  • Easton
  • Ecleto
  • Ector
  • Edcouch
  • Eddy
  • Eden
  • Edgewood
  • Edinburg
  • Edmonson
  • Edna
  • Edroy
  • Egypt
  • El Campo
  • El Indio
  • El Paso
  • Eldorado
  • Electra
  • Elgin
  • Elkhart
  • Ellinger
  • Elm Mott
  • Elmaton
  • Elmendorf
  • Elmo
  • Elsa
  • Elysian Fields
  • Emory
  • Encinal
  • Encino
  • Energy
  • Enloe
  • Ennis
  • Enochs
  • Eola
  • Era
  • Estelline
  • Etoile
  • Euless
  • Eustace
  • Evadale
  • Evant
  • Fabens
  • Fairfield
  • Falcon Heights
  • Falfurrias
  • Falls City
  • Fannin
  • Farmersville
  • Farnsworth
  • Farwell
  • Fate
  • Fayetteville
  • Fentress
  • Ferris
  • Fieldton
  • Fischer
  • Flat
  • Flatonia
  • Flint
  • Flomot
  • Florence
  • Floresville
  • Flower Mound
  • Floydada
  • Fluvanna
  • Flynn
  • Follett
  • Forestburg
  • Forney
  • Forreston
  • Forsan
  • Fort Davis
  • Fort Hancock
  • Fort McKavett
  • Fort Stockton
  • Fort Worth
  • Fowlerton
  • Francitas
  • Franklin
  • Frankston
  • Fred
  • Fredericksburg
  • Fredonia
  • Freeport
  • Freer
  • Fresno
  • Friendswood
  • Friona
  • Frisco
  • Fritch
  • Frost
  • Fruitvale
  • Fulshear
  • Fulton
  • Gail
  • Gainesville
  • Galena Park
  • Gallatin
  • Galveston
  • Ganado
  • Garciasville
  • Garden City
  • Gardendale
  • Garland
  • Garrison
  • Garwood
  • Gary
  • Gatesville
  • Gause
  • Geneva
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  • Rainbow
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  • Richards
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  • Richmond
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  • Sanderson
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  • Schertz
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  • Skidmore
  • Slaton
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  • Smiley
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  • Smyer
  • Snook
  • Snyder
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  • Sonora
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  • South Plains
  • Southlake
  • Southmayd
  • Spade
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  • Splendora
  • Spring
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  • Springlake
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  • Spur
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  • Stafford
  • Stamford
  • Stanton
  • Staples
  • Star
  • Stephenville
  • Sterling City
  • Stinnett
  • Stockdale
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  • Stowell
  • Stratford
  • Strawn
  • Streetman
  • Sublime
  • Sudan
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  • Sulphur Bluff
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  • Summerfield
  • Sumner
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  • Sweeny
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  • Sylvester
  • Taft
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  • Talco
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  • Tarzan
  • Tatum
  • Taylor
  • Teague
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  • Telegraph
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  • Telferner
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  • Tennyson
  • Terlingua
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  • Texarkana
  • Texas City
  • Texline
  • The Colony
  • Thicket
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  • Thornton
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  • Throckmorton
  • Tilden
  • Timpson
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  • Tomball
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  • Tow
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  • Trent
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  • Troup
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  • Van
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  • Vega
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  • Vernon
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  • Vidor
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  • Voca
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  • Voss
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  • Warda
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  • Weston
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  • Wheeler
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  • Wiergate
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  • Willis
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  • Wilmer
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  • Windom
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  • Wink
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  • Wolfforth
  • Woodlake
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  • Wortham
  • Wrightsboro
  • Wylie
  • Yancey
  • Yantis
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  • Yorktown
  • Zapata
  • Zavalla
  • Zephyr