Track current and weekly average personal loan rates in Virginia, view interactive rate trend charts, and compare local VA aprs against the national average.
Personal Loan rates in Virginia fell 0.585 this week to 10.968%, down from 11.553% last week.
At 10.968%, Virginia’s average sits 0.068 above the current national average of 10.900%. This above-average spread may reflect local market conditions or regional lender competition in VA.
The Virginia personal loan rate averages on this page are calculated from 270 verified personal loan rate quotes collected across 84 banks and credit unions actively operating in Virginia. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Virginia personal loan rate averages compiled from 270 current rate quotes across 84 banks and credit unions operating in VA — updated daily.
As of Apr 8, 2026 • Data provided by MonitorBankRates.com