Best Personal Loan Rates in Virginia (VA) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Virginia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Virginia include: Baxter Credit UnionBaxter Credit Union1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Baylands Family Credit UnionBaylands Family Credit Union7031 Richmond Rd, Williamsburg, VA, 23188 7214A5.0 ★Texas Ratio: 7.17% offering Credit Builder Loan at 5.00% APR, United Southeast Federal Credit UnionUnited Southeast Federal Credit Union2555 Lee Highway, Bristol, VA, 24201 1625A+5.0 ★Texas Ratio: 2.52% offering Personal Loans at 5.15% APR, Central Virginia Federal Credit UnionCentral Virginia Federal Credit Union1638 Mount Athos Rd, Lynchburg, VA, 24504 5429A5.0 ★Texas Ratio: 8.27% offering Personal Loan Promotion at 5.49% APR, and FRONT ROYALFRONT ROYAL230 N Royal Ave, Front Royal, VA, 22630 2616A+5.0 ★Texas Ratio: 0.00% offering Spring Loan Special at 5.99% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Virginia side-by-side. Virginia personal loan rates currently start as low as 4.50% APR from Baxter Credit Union at 1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedApril 28, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 28, 2026
Details
As Low As
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedApril 28, 2026
Details
above dividend rate earned by 12 Month Share Certificate
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedApril 28, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedApril 28, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedApril 28, 2026
Details
As Low As; Annual Percentage Rate
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Recreational Loans
5.70%
▼
APR5.70%
Last UpdatedApril 28, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Equity Loans
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
As Low As; Annual Percentage Rate
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
5 Year Equity Loan Promotion
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
60 month fixed rate. Offer available for a limited time. Up to 80% Loan to Value.
FRONT ROYAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Spring Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
Loan Special
6.00%
▼
APR6.00%
Last UpdatedApril 28, 2026
Details
$1,500
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Campus Bookstore Loan
6.15%
▼
APR6.15%
Last UpdatedApril 28, 2026
Details
As Low As; Maximum $3,000
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
MITRE Building 2, McLean, VA, 22102
VA Loans
6.30%
▼
APR6.30%
Last UpdatedApril 28, 2026
Details
30-Year Rates As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
10 Year Equity Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
120 month fixed rate. Offer available for a limited time. Up to 90% Loan to Value.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
As Low As; Special fixed up to 15 months!
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA, 23606
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Equipment Loan
6.65%
▼
APR6.65%
Last UpdatedApril 28, 2026
Details
As Low As; Regular APR: 10.090%
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedApril 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 28, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 28, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6222 Little River Tpke, Alexandria, VA, 22312 1714
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
As Low As
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
702 Elm St, Hopewell, VA, 23860
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
As Low As; Payment Per $1000 Borrowed: $31.05
Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA, 22314
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 28, 2026
Details
As Low As
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Signature Loans
7.15%
▼
APR7.15%
Last UpdatedApril 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA, 22827 3628
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 28, 2026
Details
As Low As; Loan amount $10,000 - $400,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As; Fixed up to 36 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Personal Loan
7.79%
▼
APR7.79%
Last UpdatedApril 28, 2026
Details
As Low As; Planning Some Home Renovations! We Can Help!
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 28, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As; Consolidate Those Holiday Bills
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As; $50,000 maximum loan amount
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
4495 Crossings Blvd, Prince George, VA, 23875
Lifestyle Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
Balance Transfer Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
360 Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As; Lowest rate available with qualifying credit. Your rate is based on creditworthiness.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Lifestyle Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA, 22303 1871
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA, 22303 1871
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As; Amount Financed up to $20,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA, 22314
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Park View Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
Variable Rate Solar Loan
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
$75,000 max loan amount; No penalty for early repayment; Total Loan Term is 15 years
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA, 23707
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Unsecured Optionline Tier 1
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
Learn More
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
APR as low as
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Personal Loan
8.45%
▼
APR8.45%
Last UpdatedApril 28, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, VA, 22314 2763
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, VA, 22314 2763
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As
RVA Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1700 Robin Hood Rd, Richmond, VA, 23220
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 28, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.79%
▼
APR8.79%
Last UpdatedApril 28, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 28, 2026
Details
As Low As; Loan Amount $500-$40,000
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 28, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 28, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 28, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA, 23860
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
As Low As; Payment Per $1000 Borrowed: $25.07
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
As Low As; $50,000 maximum loan amount
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA, 24022
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 28, 2026
Details
(ATVs, Dirt Bikes, Personal Watercraft) Up To 84 Month Term
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 28, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 28, 2026
Details
As Low As; Payment Per $1000 Borrowed: $21.04
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA, 23851
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 28, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 28, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, VA, 22314 2763
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedApril 28, 2026
Details
As Low As
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
723 5th St NE, Roanoke, VA, 24016 2123
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 28, 2026
Details
As Low As; Fixed up to 60 months
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 28, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Vacation Loans
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Appy Assist Loans
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
As Low As
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
Signature
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
As Low As
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As; $50,000 maximum loan amount
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As low as
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As; 9.99%
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
$50,000
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
10800 Main St, Fairfax, VA, 22030
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
35 Dupont Rd, Martinsville, VA, 24112 4618
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As
Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
4201 Members Way, Fairfax, VA, 22030
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
Unsecured Loans
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
Amount Financed: $21,000.00; Rate based on evaluation of credit history.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Oak Farms Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
10301 Democracy Ln Ste 410, Fairfax, VA, 22030 2545
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA, 23707
Personal Loans 36 to 60 Months A
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
Hampton Roads Educator\'s Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2130 Cunningham Dr, Hampton, VA, 23666
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA, 22312
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
11651 Alliance Cir, Chester, VA, 23831 1451
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 28, 2026
Details
As Low As
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 28, 2026
Details
As Low As; Amount: $500 - $15,001; Term: Up to 36 months
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 28, 2026
Details
No additional details available.
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA, 23851
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedApril 28, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
1040 Tax Loan
10.40%
▼
APR10.40%
Last UpdatedApril 28, 2026
Details
Ends April 28; Borrow Up to $10,400
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedApril 28, 2026
Details
As Low As; 10.49%
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Personal Loan - 24 months
10.49%
▼
APR10.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Personal Loan - 36 months
10.49%
▼
APR10.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Personal Loan - 48 months
10.49%
▼
APR10.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 28, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
PERSONAL LOANS
10.50%
▼
APR10.50%
Last UpdatedApril 28, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA, 23462
Unsecured Optionline Tier 2
10.50%
▼
APR10.50%
Last UpdatedApril 28, 2026
Details
Learn More
KEMBA ROANOKE
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
2812 W MAIN ST, SALEM, VA, 24153
Personal Loans
10.55%
▼
APR10.55%
Last UpdatedApril 28, 2026
Details
As Low As; RATE BASED ON CREDITWORTHINESS, TERM OF LOAN, loan to value, and age of collateral. All applicants may not qualify for lowest rates. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 28, 2026
Details
As Low As
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 28, 2026
Details
As Low As; Amount: $500 - $15,002; Term: Up to 48 months
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Personal Loans 36 Months
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
As Low As
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
Unsecured Loans
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
Amount Financed: $15,000.00; Rate based on evaluation of credit history.
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
$50,000
FRONT ROYAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Unsecured Loans
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
As Low As; 10.99%
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
As Low As; $50,000 maximum loan amount
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 28, 2026
Details
As Low As
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 28, 2026
Details
As Low As; Amount: $30,000 - $50,000; Term: Up to 60 months
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
5288 Providence Rd, Virginia Beach, VA, 23464 4204
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 28, 2026
Details
No additional details available.
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 28, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 28, 2026
Details
As Low As; Payment Per $1000 Borrowed: $19.34
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
As Low As; 11.49%
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
As Low As; 11.49%
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Personal Loan - 60 months
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
As Low As; $50,000 maximum loan amount; $20,000 minimum loan amount for 61-72 month term
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 28, 2026
Details
As Low As; Payment Per $1000 Borrowed: $17.56
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedApril 28, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedApril 28, 2026
Details
As Low As; Annual Percentage Rate
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
5.49%
▼
APR5.49%
Last UpdatedApril 28, 2026
Details
As Low As
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
6.49%
▼
APR6.49%
Last UpdatedApril 28, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
As Low As; Special fixed up to 15 months!
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA, 23606
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedApril 28, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 28, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6222 Little River Tpke, Alexandria, VA, 22312 1714
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
As Low As; Payment Per $1000 Borrowed: $31.05
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 28, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As; Fixed up to 36 months
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Personal Loan
7.79%
▼
APR7.79%
Last UpdatedApril 28, 2026
Details
As Low As; Planning Some Home Renovations! We Can Help!
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 28, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA, 22314
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As; Consolidate Those Holiday Bills
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As; $50,000 maximum loan amount
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA, 23707
Personal Loans Up to 36 Months A
8.00%
▼
APR8.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 28, 2026
Details
APR as low as
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Personal Loan
8.45%
▼
APR8.45%
Last UpdatedApril 28, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, VA, 22314 2763
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, VA, 22314 2763
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As
RVA Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1700 Robin Hood Rd, Richmond, VA, 23220
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 28, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 28, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 28, 2026
Details
As Low As; Loan Amount $500-$40,000
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 28, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 28, 2026
Details
As Low As
Beach Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
4164 Virginia Beach Blvd, Virginia Beach, VA, 23452
Unsecured Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 28, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
As Low As; $50,000 maximum loan amount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
As Low As; Payment Per $1000 Borrowed: $25.07
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA, 24022
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 28, 2026
Details
(ATVs, Dirt Bikes, Personal Watercraft) Up To 84 Month Term
Baylands Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA, 23851
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 28, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 28, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 28, 2026
Details
As Low As; Payment Per $1000 Borrowed: $21.04
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 28, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, VA, 22314 2763
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedApril 28, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 28, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA, 24502
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 28, 2026
Details
As Low As; Fixed up to 60 months
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA, 24273
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
As Low As
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
As Low As
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
$50,000
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As; $50,000 maximum loan amount
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As; 9.99%
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As; Amount: $500 - $15,000; Term: Up to 24 months
ValleyStar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
35 Dupont Rd, Martinsville, VA, 24112 4618
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As
Oak Farms Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
10301 Democracy Ln Ste 410, Fairfax, VA, 22030 2545
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Summit Hampton Roads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
3636 High St, Portsmouth, VA, 23707
Personal Loans 36 to 60 Months A
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA, 22305
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
Hampton Roads Educator\'s Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2130 Cunningham Dr, Hampton, VA, 23666
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
No additional details available.
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA, 22312
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 28, 2026
Details
As Low As
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 28, 2026
Details
As Low As; Amount: $500 - $15,001; Term: Up to 36 months
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
11651 Alliance Cir, Chester, VA, 23831 1451
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 28, 2026
Details
As Low As
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA, 23851
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedApril 28, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 28, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Personal Loan - 36 months
10.49%
▼
APR10.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Personal Loan - 48 months
10.49%
▼
APR10.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Personal Loan - 24 months
10.49%
▼
APR10.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedApril 28, 2026
Details
As Low As; 10.49%
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 28, 2026
Details
As Low As
Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
PERSONAL LOANS
10.50%
▼
APR10.50%
Last UpdatedApril 28, 2026
Details
As Low As; **Loan rate starting at..., based on credit score.
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
KEMBA ROANOKE
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
2812 W MAIN ST, SALEM, VA, 24153
Personal Loans
10.55%
▼
APR10.55%
Last UpdatedApril 28, 2026
Details
As Low As; RATE BASED ON CREDITWORTHINESS, TERM OF LOAN, loan to value, and age of collateral. All applicants may not qualify for lowest rates. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA, 22304 4886
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 28, 2026
Details
As Low As
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 28, 2026
Details
As Low As; Amount: $500 - $15,002; Term: Up to 48 months
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
Unsecured - Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Personal Loans 36 Months
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Personal Loan Promotion
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
As Low As; $50,000 maximum loan amount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
As Low As; 10.99%
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
$50,000
TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 28, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 28, 2026
Details
As Low As
Loudoun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 28, 2026
Details
As Low As; Amount: $30,000 - $50,000; Term: Up to 60 months
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
5288 Providence Rd, Virginia Beach, VA, 23464 4204
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 28, 2026
Details
No additional details available.
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
Unsecured Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 28, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 28, 2026
Details
As Low As; Payment Per $1000 Borrowed: $19.34
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
As Low As; 11.49%
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407, Midlothian, VA, 23112
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
As Low As; 11.49%
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
2130 N Glebe Rd, Arlington, VA, 22207
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
304 Maryland Ave, Shenandoah, VA, 22849
Personal Loan - 60 months
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedApril 28, 2026
Details
As Low As; $50,000 maximum loan amount; $20,000 minimum loan amount for 61-72 month term
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 28, 2026
Details
As Low As; Payment Per $1000 Borrowed: $17.56
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA, 23510 2107
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 28, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2 Commercial Pl, Norfolk, VA, 23510 2107
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 28, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 28, 2026
Details
As Low As
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
702 Elm St, Hopewell, VA, 23860
Signature Loans
6.99%
▼
APR6.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Richmond Virginia Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
900 Hermitage Rd, Richmond, VA, 23220 2001
Signature Loans
7.15%
▼
APR7.15%
Last UpdatedApril 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 28, 2026
Details
As Low As
Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA, 22303 1871
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As; Amount Financed up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA, 22303 1871
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 28, 2026
Details
As Low As
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.79%
▼
APR8.79%
Last UpdatedApril 28, 2026
Details
No additional details available.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
723 5th St NE, Roanoke, VA, 24016 2123
Unsecured / Signature Loan
9.50%
▼
APR9.50%
Last UpdatedApril 28, 2026
Details
No additional details available.
PWC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
Signature
9.75%
▼
APR9.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
4201 Members Way, Fairfax, VA, 22030
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
10800 Main St, Fairfax, VA, 22030
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As Low As
VIRGINIA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3401 Boisseau St, South Chesterfield, VA, 23803 2021
Signature (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
No additional details available.
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 28, 2026
Details
As low as
NAE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 28, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Virginia currently.
Virginia Personal Loan Rate Trends
Compare local Virginia personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — VA Avg
10.512%
▲ 0.090 vs 7 days ago
Virginia personal loan rates rose 0.090 points over the past 7 days to 10.512% APR.
Signature Loan — VA Avg
9.399%
▼ 0.324 vs 7 days ago
Virginia signature loan rates fell 0.324 points over the past 7 days to 9.399% APR.
As of Apr 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Virginia?
Most lenders in Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Virginia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Virginia?
Yes. Debt consolidation is one of the most common uses of personal loans in Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Virginia?
Credit unions in Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Virginia?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Baylands Family Credit Union: 5.00% (Credit Builder Loan)
- United Southeast Federal Credit Union: 5.15% (Personal Loans)
- Central Virginia Federal Credit Union: 5.49% (Personal Loan Promotion)
- FRONT ROYAL: 5.99% (Spring Loan Special)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.
