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Alabama Savings Rate Trends

Daphne, Alabama (AL) Savings Rates - March 2026

The best savings rates for Daphne, Alabama and the surrounding area include PNC BankPNC Bank2211 Us Highway 98, Daphne, AL 36526A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Hancock Whitney BankHancock Whitney Bank1712 Us Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, Family Security Credit UnionFamily Security Credit Union28651 US Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 1.42% Share Account at 2.12% APY, All In Credit UnionAll In Credit Union28720 US Highway 98, Daphne, AL 36526A5.0 ★Texas Ratio: 11.52% Share Account at 0.70% APY, and Navigator Credit UnionNavigator Credit Union28520 US Highway 98, Daphne, AL 36526 7066A+5.0 ★Texas Ratio: 2.50% Premium Savings Money Market at 0.70% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Daphne, Alabama, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Daphne, Alabama (AL) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Daphne, Alabama and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Daphne, Alabama & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2211 Us Highway 98, Daphne, AL 36526
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1712 Us Highway 98, Daphne, AL 36526
Freestyle Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1712 Us Highway 98, Daphne, AL 36526
Freestyle Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1712 Us Highway 98, Daphne, AL 36526
Freestyle Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
28651 US Highway 98, Daphne, AL 36526
Share Account
2.12%
$25
Rate2.10%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
28651 US Highway 98, Daphne, AL 36526
Share Savings Account
2.12%
$25
Rate2.10%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL 36526
Share Account
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
28720 US Highway 98, Daphne, AL 36526
PFA Savings Rate
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
28520 US Highway 98, Daphne, AL 36526 7066
Premium Savings Money Market
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
28520 US Highway 98, Daphne, AL 36526 7066
Premium Savings Money Market
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
28520 US Highway 98, Daphne, AL 36526 7066
Premium Savings Money Market
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
28520 US Highway 98, Daphne, AL 36526 7066
Premium Savings Money Market
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
28520 US Highway 98, Daphne, AL 36526 7066
Premium Savings Money Market
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
28520 US Highway 98, Daphne, AL 36526 7066
Christmas Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL 36526 9532
IRA Share Accounts
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
28651 US Highway 98, Daphne, AL 36526
Share Savings Account
0.40%
$25
Rate0.40%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Community Bank of Mississippi
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
23797 Alabama Highway 98, Daphne, AL 36526
Make Cents Savings
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CB matches 5% of rounded-up savings quarterly

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
7028 US HIGHWAY 90, DAPHNE, AL 36526 9532
Savings
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

minimum balance of $25 required to have any other account

Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
28509 US Highway 98, Daphne, AL 36526 7189
SHARE SAVINGS
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
28509 US Highway 98, Daphne, AL 36526 7189
SPECIAL SAVINGS
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

New Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL 36526 4825
IRA Share Accounts
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
28520 US Highway 98, Daphne, AL 36526 7066
Business Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
28520 US Highway 98, Daphne, AL 36526 7066
Primary Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

New Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
7146 Stone Dr, Daphne, AL 36526 4825
Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2535 Us Highway 98, Daphne, AL 36526
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2535 Us Highway 98, Daphne, AL 36526
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1712 Us Highway 98, Daphne, AL 36526
Freestyle Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2211 Us Highway 98, Daphne, AL 36526
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2535 Us Highway 98, Daphne, AL 36526
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2211 Us Highway 98, Daphne, AL 36526
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2535 Us Highway 98, Daphne, AL 36526
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2535 Us Highway 98, Daphne, AL 36526
Way2SaveĀ® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL 35043
Centsible Savings2
7.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1000.00

First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
131 Main St, Grove Hill, AL 36451
NextGEN Savings
5.12%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL 36109 2601
Round-Up Savings
5.10%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1400 20th St S, Birmingham, AL 35205 4914
Incentive Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000.00

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL 35893
Brighter Day Savings Account
4.06%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $2,500.00

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL 35216
High Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL 35216
High-Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL 35216
Youth Savings
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
548 Main St, Roanoke, AL 36274
FirstUp Savings
3.82%
$50
Rate3.75%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL 36109 2601
High Rate Savings
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

($10,000 required average daily balance)

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL 36109 2601
High-Yield Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $10,000.00

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL 35043
High Yield Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL 35216
College Savings Plan
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
1605 Eastern Blvd, Montgomery, AL 36117
Kids Savings
2.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Complimentary Kids Savings stackable money bank and passbook at new account opening

Local Bank Red Level, AL
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
205 Mcfarland Cir N, Tuscaloosa, AL 35406
Savings Account
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Daphne, AL Savings Rate Trends

Compare local Daphne, AL savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alabama Savings Trends →
High-Yield Savings — AL Avg
1.084%
▼ 0.398 from last week

Alabama high-yield savings rates fell 0.398 points this week to 1.084% APY, down from 1.482% last week.

Standard Savings — AL Avg
0.528%
▲ 0.193 from last week

Alabama standard savings rates rose 0.193 points this week to 0.528% APY, up from 0.335% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Daphne, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Daphne, Alabama. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Daphne, Alabama

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Alabama, help your money grow faster through a higher APY.

Are savings accounts in Daphne, Alabama safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Alabama up to $250,000 per depositor, per institution.

How often do savings rates change in Daphne, Alabama?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Alabama rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Daphne, Alabama may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Daphne, Alabama?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Daphne, Alabama offer in-person customer service, which some customers prefer.

How do I open a savings account in Daphne, Alabama?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Daphne, Alabama

Here are recent savings rates observed in Daphne, Alabama and the surrounding area:
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • Hancock Whitney Bank
    Freestyle Savings Account — 2.75% APY
  • Family Security Credit Union
    Share Account — 2.12% APY
  • All In Credit Union
    Share Account — 0.70% APY
  • Navigator Credit Union
    Premium Savings Money Market — 0.70% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Daphne, Alabama. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026