Gulf Shores, Alabama (AL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Gulf Shores, Alabama and the surrounding area include FirstBank (TN)FirstBank (TN)113 E 20th Ave, Gulf Shores, AL 36542A5.0 ★Texas Ratio: 6.39% FirstUp Savings at 3.82% APY, PNC BankPNC Bank3830 Gulf Shores Pkwy, Gulf Shores, AL 36542A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Hancock Whitney BankHancock Whitney Bank1801 Gulf Shores Pkwy, Gulf Shores, AL 36542A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, Community Bank of MississippiCommunity Bank of Mississippi250 West Fort Morgan Road, Gulf Shores, AL 36542A+5.0 ★Texas Ratio: 4.93% Make Cents Savings at 0.40% APY, and Alabama Credit UnionAlabama Credit Union1700 Gulf Shores Pkwy, Gulf Shores, AL 36542A5.0 ★Texas Ratio: 6.17% SPECIAL SAVINGS at 0.25% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Gulf Shores, Alabama, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Gulf Shores, Alabama (AL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Gulf Shores, Alabama and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Gulf Shores, Alabama & Surrounding Communities
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
CB matches 5% of rounded-up savings quarterly
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
$10,000 required average daily balance
Qualifying balance up to $10,000.00; Ultimate Checking account required
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000.00
Complimentary Kids Savings stackable money bank and passbook at new account opening
Balance cap: $100,000
Balance cap: $25,000
Balance cap: $2,500
Qualifying balance up to 1.50%
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Gulf Shores, AL Savings Rate Trends
Compare local Gulf Shores, AL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alabama high-yield savings rates fell 0.714 points this week to 1.084% APY, down from 1.799% last week.
Alabama standard savings rates rose 0.307 points this week to 0.719% APY, up from 0.412% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Gulf Shores, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gulf Shores, Alabama. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Gulf Shores, Alabama
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Gulf Shores, Alabama safe?
How often do savings rates change in Gulf Shores, Alabama?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Gulf Shores, Alabama?
How do I open a savings account in Gulf Shores, Alabama?
Best Savings Rates in Gulf Shores, Alabama
- FirstBank (TN)
FirstUp Savings — 3.82% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Hancock Whitney Bank
Freestyle Savings Account — 2.75% APY - Community Bank of Mississippi
Make Cents Savings — 0.40% APY - Alabama Credit Union
SPECIAL SAVINGS — 0.25% APY
