Huntsville, Alabama (AL) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Huntsville, Alabama and the surrounding area include Avadian Credit UnionAvadian Credit Union3301 Memorial Pkwy SW, Huntsville, AL 35801 5314A+5.0 ★Texas Ratio: 3.11% Centsible Savings2 at 7.00% APY, Redstone Federal Credit UnionRedstone Federal Credit Union220 Wynn Dr, Huntsville, AL 35893A+5.0 ★Texas Ratio: 3.00% Brighter Day Savings Account at 4.06% APY, FirstBank (TN)FirstBank (TN)401 Franklin St Se, Huntsville, AL 35801A5.0 ★Texas Ratio: 6.39% FirstUp Savings at 3.82% APY, PNC BankPNC Bank2004 Country Club Ave Nw, Huntsville, AL 35816A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and North Alabama Educators Credit UnionNorth Alabama Educators Credit Union2309 Whitesburg Dr SE, Huntsville, AL 35801 3819A+5.0 ★Texas Ratio: 2.73% Super Shares Account at 1.66% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Huntsville, Alabama, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Huntsville, Alabama (AL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Huntsville, Alabama and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Huntsville, Alabama & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
3301 Memorial Pkwy SW, Huntsville, AL 35801 5314
Centsible Savings2
7.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1000.00
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL 35893
Brighter Day Savings Account
4.06%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
401 Franklin St Se, Huntsville, AL 35801
FirstUp Savings
3.82%
$50
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
3301 Memorial Pkwy SW, Huntsville, AL 35801 5314
High Yield Savings
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2004 Country Club Ave Nw, Huntsville, AL 35816
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL 35801 3819
Super Shares Account
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL 35801 3819
Super Shares Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL 35801 3819
Super Shares Account
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL 35801 3819
Super Shares Account
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL 35801 3819
Super Shares Account
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
3301 Memorial Pkwy SW, Huntsville, AL 35801 5314
IRA Savings and Education (Coverdell) Savings
1.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rocket City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
2200 Clinton Ave W, Huntsville, AL 35805 3000
IRA Shares
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Dividends compounded monthly, paid monthly
Rocket City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
2200 Clinton Ave W, Huntsville, AL 35805 3000
Regular Shares / Savings
1.05%
$25
▼
Rate1.05%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Requires $2,000.00 ADB** to earn Dividend
Local Bank Red Level, AL
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2204 Whitesburg Drive Sw, Huntsville, AL 35801
Savings Account
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
3301 Memorial Pkwy SW, Huntsville, AL 35801 5314
IRA Savings and Education (Coverdell) Savings
0.90%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
3301 Memorial Pkwy SW, Huntsville, AL 35801 5314
IRA Savings and Education (Coverdell) Savings
0.80%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4700 Whitesburg Dr Sw, Huntsville, AL 35802
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4700 Whitesburg Dr Sw, Huntsville, AL 35802
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
3301 Memorial Pkwy SW, Huntsville, AL 35801 5314
IRA Savings and Education (Coverdell) Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4700 Whitesburg Dr Sw, Huntsville, AL 35802
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL 35801 3819
IRA Share Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
10210 Memorial Pkwy NE, Huntsville, AL 35810 1217
IRA Share Accounts
0.45%
$100
▼
Rate0.45%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
$10,000.01 and above
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL 35808 1346
Regular Savings
0.35%
$5
▼
Rate0.35%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL 35808 1346
YOUth Education Savings
0.35%
$5
▼
Rate0.35%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL 35808 1346
YOUth Launch Savings
0.35%
$5
▼
Rate0.35%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
10210 Memorial Pkwy NE, Huntsville, AL 35810 1217
IRA Share Accounts
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
$2,000.01 - $10,000
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
3301 Memorial Pkwy SW, Huntsville, AL 35801 5314
Savings Accounts
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL 35810 6045
IRA Savings Account (Traditional, Roth and Coverdell)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
3301 Memorial Pkwy SW, Huntsville, AL 35801 5314
Business Savings Accounts
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
10210 Memorial Pkwy NE, Huntsville, AL 35810 1217
Master Share
0.30%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL 35893
"You Name It" Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL 35893
Christmas Club Share Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL 35893
Endeavor Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL 35893
Regular Share Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL 35893
Traditional and Roth Savings IRA
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4700 Whitesburg Dr Sw, Huntsville, AL 35802
Traditional Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL 35893
Traditional and Roth Savings IRA N/A
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4700 Whitesburg Dr Sw, Huntsville, AL 35802
Money Market Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4700 Whitesburg Dr Sw, Huntsville, AL 35802
Money Market Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
401 Franklin St Se, Huntsville, AL 35801
UTMA-Minor Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
509 Madison St Se, Huntsville, AL 35801
Personal Savings
0.05%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
401 Franklin St Se, Huntsville, AL 35801
Basic Savings
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2525 Memorial Pkwy Nw, Huntsville, AL 35810
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2525 Memorial Pkwy Nw, Huntsville, AL 35810
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2004 Country Club Ave Nw, Huntsville, AL 35816
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2004 Country Club Ave Nw, Huntsville, AL 35816
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2525 Memorial Pkwy Nw, Huntsville, AL 35810
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2525 Memorial Pkwy Nw, Huntsville, AL 35810
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2525 Memorial Pkwy Nw, Huntsville, AL 35810
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
131 Main St, Grove Hill, AL 36451
NextGEN Savings
5.12%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
1605 Eastern Blvd, Montgomery, AL 36117
Kids Savings
2.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Complimentary Kids Savings stackable money bank and passbook at new account opening
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Huntsville, AL Savings Rate Trends
Compare local Huntsville, AL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — AL Avg
1.084%
▼ 0.179 from last week
Alabama high-yield savings rates fell 0.179 points this week to 1.084% APY, down from 1.264% last week.
Standard Savings — AL Avg
0.716%
▲ 0.259 from last week
Alabama standard savings rates rose 0.259 points this week to 0.716% APY, up from 0.456% last week.
As of Mar 29, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Huntsville, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Huntsville, Alabama. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Huntsville, Alabama
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Alabama, help your money grow faster through a higher APY.
Are savings accounts in Huntsville, Alabama safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Alabama up to $250,000 per depositor, per institution.
How often do savings rates change in Huntsville, Alabama?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Alabama rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Huntsville, Alabama may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Huntsville, Alabama?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Huntsville, Alabama offer in-person customer service, which some customers prefer.
How do I open a savings account in Huntsville, Alabama?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Huntsville, Alabama
Here are recent savings rates observed in Huntsville, Alabama and the surrounding area:
- Avadian Credit Union
Centsible Savings2 — 7.00% APY - Redstone Federal Credit Union
Brighter Day Savings Account — 4.06% APY - FirstBank (TN)
FirstUp Savings — 3.82% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - North Alabama Educators Credit Union
Super Shares Account — 1.66% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Huntsville, Alabama. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
