Mobile, Alabama (AL) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Mobile, Alabama and the surrounding area include Avadian Credit UnionAvadian Credit Union809 Downtowner Blvd, Mobile, AL 36609A+5.0 ★Texas Ratio: 3.11% Centsible Savings2 at 7.00% APY, PNC BankPNC Bank321 Bel Air Blvd, Mobile, AL 36606A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Hancock Whitney BankHancock Whitney Bank50 N Royal St, Mobile, AL 36602A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, Family Security Credit UnionFamily Security Credit Union7690 Airport Blvd, Mobile, AL 36608A+5.0 ★Texas Ratio: 1.42% Share Savings Account at 2.12% APY, and JM Associates Federal Credit UnionJM Associates Federal Credit Union6150 Omni Park Dr, Mobile, AL 36609 5195A+5.0 ★Texas Ratio: 4.72% Super Savings at 1.81% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Mobile, Alabama, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Mobile, Alabama (AL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Mobile, Alabama and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Mobile, Alabama & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
809 Downtowner Blvd, Mobile, AL 36609
Centsible Savings2
7.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1000.00
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
809 Downtowner Blvd, Mobile, AL 36609
High Yield Savings
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
321 Bel Air Blvd, Mobile, AL 36606
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
7690 Airport Blvd, Mobile, AL 36608
Share Savings Account
2.12%
$25
▼
Rate2.10%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
7690 Airport Blvd, Mobile, AL 36608
Share Account
2.12%
$25
▼
Rate2.10%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL 36609 5195
Super Savings
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL 36609 5195
Super Savings
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Balance cap: $100,000
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL 36609 5195
Super Savings
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL 36609 5195
Super Savings
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Balance cap: $25,000
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL 36609 5195
Super Savings
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL 36609 5195
Super Savings
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Balance cap: $2,500
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
809 Downtowner Blvd, Mobile, AL 36609
IRA Savings and Education (Coverdell) Savings
1.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
130 Mobile Infirmary Blvd, Mobile, AL 36607
High Yield Share Draft/Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
809 Downtowner Blvd, Mobile, AL 36609
IRA Savings and Education (Coverdell) Savings
0.90%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
809 Downtowner Blvd, Mobile, AL 36609
IRA Savings and Education (Coverdell) Savings
0.80%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
64 N Royal St, Mobile, AL 36602
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
APCO Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
150 Saint Joseph St, Mobile, AL 36602 3915
HIGH-YIELD Share Account
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1175 Hillcrest Rd, Mobile, AL 36695
Premium Savings Money Market
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
127 Dauphin St, Mobile, AL 36602 3209
PFA Savings Rate
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
127 Dauphin St, Mobile, AL 36602 3209
Share Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2540 Old Shell Rd Ste A, Mobile, AL 36607 3033
IRA Savings
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Blue Flame Credit Union Mobile, AL
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
220 Furr St, Mobile, AL 36607
Share Savings Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Balances from: $0 to $4,999
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
809 Downtowner Blvd, Mobile, AL 36609
IRA Savings and Education (Coverdell) Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
64 N Royal St, Mobile, AL 36602
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
4318 Downtowner Loop N, Mobile, AL 36609 5529
Kids Central Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1175 Hillcrest Rd, Mobile, AL 36695
Premium Savings Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL 36609 5195
Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
64 N Royal St, Mobile, AL 36602
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1175 Hillcrest Rd, Mobile, AL 36695
Premium Savings Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1175 Hillcrest Rd, Mobile, AL 36695
Premium Savings Money Market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Azalea City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
5662 Cottage Hill Rd, MOBILE, AL 36609
IRA Share Accounts
0.42%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
7690 Airport Blvd, Mobile, AL 36608
Share Savings Account
0.40%
$25
▼
Rate0.40%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL 36606
IRA Share Accounts
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1175 Hillcrest Rd, Mobile, AL 36695
Christmas Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Community Bank of Mississippi
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
6587 Airport Blvd, Mobile, AL 36608
Make Cents Savings
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
CB matches 5% of rounded-up savings quarterly
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
64 N Royal St, Mobile, AL 36602
Traditional Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
64 N Royal St, Mobile, AL 36602
Money Market Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
64 N Royal St, Mobile, AL 36602
Money Market Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First National Bank and Trust AL
Institution Rating:
A-5.0 ★Texas Ratio: 14.94%
1275 Hillcrest Road, Mobile, AL 36608
FNB MMA
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $25,000.00
First National Bank and Trust AL
Institution Rating:
A-5.0 ★Texas Ratio: 14.94%
1275 Hillcrest Road, Mobile, AL 36608
Statement Savings
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
1141 Montlimar Dr, Mobile, AL 36609
Personal Savings
0.05%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3001 Dauphin St, Mobile, AL 36606
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3001 Dauphin St, Mobile, AL 36606
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
321 Bel Air Blvd, Mobile, AL 36606
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
321 Bel Air Blvd, Mobile, AL 36606
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3001 Dauphin St, Mobile, AL 36606
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3001 Dauphin St, Mobile, AL 36606
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3001 Dauphin St, Mobile, AL 36606
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
131 Main St, Grove Hill, AL 36451
NextGEN Savings
5.12%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
548 Main St, Roanoke, AL 36274
FirstUp Savings
3.82%
$50
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
1605 Eastern Blvd, Montgomery, AL 36117
Kids Savings
2.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Complimentary Kids Savings stackable money bank and passbook at new account opening
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Mobile, AL Savings Rate Trends
Compare local Mobile, AL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — AL Avg
1.084%
▼ 0.398 from last week
Alabama high-yield savings rates fell 0.398 points this week to 1.084% APY, down from 1.482% last week.
Standard Savings — AL Avg
0.528%
▲ 0.193 from last week
Alabama standard savings rates rose 0.193 points this week to 0.528% APY, up from 0.335% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mobile, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mobile, Alabama. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Mobile, Alabama
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Alabama, help your money grow faster through a higher APY.
Are savings accounts in Mobile, Alabama safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Alabama up to $250,000 per depositor, per institution.
How often do savings rates change in Mobile, Alabama?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Alabama rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Mobile, Alabama may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Mobile, Alabama?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Mobile, Alabama offer in-person customer service, which some customers prefer.
How do I open a savings account in Mobile, Alabama?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Mobile, Alabama
Here are recent savings rates observed in Mobile, Alabama and the surrounding area:
- Avadian Credit Union
Centsible Savings2 — 7.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Hancock Whitney Bank
Freestyle Savings Account — 2.75% APY - Family Security Credit Union
Share Savings Account — 2.12% APY - JM Associates Federal Credit Union
Super Savings — 1.81% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mobile, Alabama. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
