Montgomery, Alabama (AL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Montgomery, Alabama and the surrounding area include Guardian Credit Union Montgomery, ALGuardian Credit Union Montgomery, AL1789 Cong W L Dickinson Dr, Montgomery, AL 36109 2601A5.0 ★Texas Ratio: 11.42% Round-Up Savings at 5.10% APY, PNC BankPNC Bank60 Commerce St, Montgomery, AL 36104A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Bank of HopeBank of Hope1605 Eastern Blvd, Montgomery, AL 36117A+5.0 ★Texas Ratio: 3.52% Kids Savings at 2.00% APY, Alabama State Employees Credit UnionAlabama State Employees Credit Union1000 Interstate Park Dr, Montgomery, AL 36109A+5.0 ★Texas Ratio: 1.38% KASASA Saver (Savings Account) at 1.00% APY, and Alabama One Credit UnionAlabama One Credit Union340 Technacenter Dr, Montgomery, AL 36117 6031A5.0 ★Texas Ratio: 6.47% Little ONE Membership Savings at 1.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Montgomery, Alabama, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Montgomery, Alabama (AL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Montgomery, Alabama and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Montgomery, Alabama & Surrounding Communities
Qualifying balance up to $10,000.00
($10,000 required average daily balance)
Complimentary Kids Savings stackable money bank and passbook at new account opening
Qualifications Required; Qualifying balance up to $50,000.00
No minimum balance; Available for minors under 18
$1,000 or greater
Average Balances > $3,000
Average Balances > $3,000
$1,000
Avg Daily Balance of $1,000 required
Average Balances $100 - $2,999
Average Balances $100 - $2,999
No maintenance charge for average daily balances of $10,000 or more
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
under $1,000
Qualifying balance up to $1000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $2,500.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Montgomery, AL Savings Rate Trends
Compare local Montgomery, AL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alabama high-yield savings rates fell 0.467 points this week to 1.084% APY, down from 1.551% last week.
Alabama standard savings rates rose 0.081 points this week to 0.537% APY, up from 0.456% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Montgomery, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Montgomery, Alabama. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Montgomery, Alabama
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Montgomery, Alabama safe?
How often do savings rates change in Montgomery, Alabama?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Montgomery, Alabama?
How do I open a savings account in Montgomery, Alabama?
Best Savings Rates in Montgomery, Alabama
- Guardian Credit Union Montgomery, AL
Round-Up Savings — 5.10% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Bank of Hope
Kids Savings — 2.00% APY - Alabama State Employees Credit Union
KASASA Saver (Savings Account) — 1.00% APY - Alabama One Credit Union
Little ONE Membership Savings — 1.00% APY
