Apache Junction, Arizona (AZ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Apache Junction, Arizona and the surrounding area include Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 1.59% IRA and Health Savings at 2.25% APY, Wells FargoWells Fargo231 S Phelps Dr, Apache Junction, AZ 85120A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union220 E Old West Hwy, Apache Junction, AZ 85119A5.0 ★Texas Ratio: 11.38% Secondary savings at 0.05% APY, Pima Federal Credit UnionPima Federal Credit Union3730 N Stone Ave, tucson, AZ 85705 3204A+5.0 ★Texas Ratio: 2.69% Money Market Savings Account at 4.00% APY, and Goldwater BankGoldwater Bank2525 E Camelback Rd, Phoenix, AZ 85016A5.0 ★Texas Ratio: 11.19% HIGH YIELD SAVINGS BUSINESS* at 4.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Apache Junction, Arizona, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Apache Junction, Arizona (AZ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Apache Junction, Arizona and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Apache Junction, Arizona & Surrounding Communities
Insured by NCUA. Effective as of 3/19/2026. There is no minimum deposit required to open a secondary savings account and balances above $0 will accrue dividends. Rates and terms are subject to change.
Insured by NCUA. Effective as of 3/19/2026. Minimum deposit required to open and maintain a primary savings account is $1. Balances of $100 or more will accrue dividends. Rates and terms are subject to change.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
High-yield tiers for bigger savings; No monthly fees with eStatements
Intro rate subject to change
Earn 3.50% APY on your first $1,000; Low $5.00 minimum to open an account; No monthly fee with eStatements; Qualifying balance up to $1,000.00
As High As
Qualifying balance up to $1,000,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $999.99
Grow your money
w/Direct Deposit into Checking.
Any balance below $250,000.01
Rate may change after account is opened.
Rate may change after account is opened.
Grow your money
Rate may change after account is opened.
Open up to 10 secondary accounts; Great to use for overdraft protection; Tap into online & mobile banking app
Loyalty Program
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Apache Junction, AZ Savings Rate Trends
Compare local Apache Junction, AZ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona high-yield savings rates fell 1.075 points this week to 0.407% APY, down from 1.482% last week.
Arizona standard savings rates rose 0.132 points this week to 0.342% APY, up from 0.209% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Apache Junction, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Apache Junction, Arizona. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Apache Junction, Arizona
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Apache Junction, Arizona safe?
How often do savings rates change in Apache Junction, Arizona?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Apache Junction, Arizona?
How do I open a savings account in Apache Junction, Arizona?
Best Savings Rates in Apache Junction, Arizona
- Desert Financial Credit Union
IRA and Health Savings — 2.25% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Mountain America Federal Credit Union
Secondary savings — 0.05% APY - Pima Federal Credit Union
Money Market Savings Account — 4.00% APY - Goldwater Bank
HIGH YIELD SAVINGS BUSINESS* — 4.00% APY
