Black Canyon City, Arizona (AZ) Savings Rates - April 2026
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Brian McKay
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Brian McKay
Brian McKay
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Black Canyon City, Arizona and the surrounding area include Goldwater BankGoldwater BankA5.0 ★Texas Ratio: 11.19% HIGH YIELD SAVINGS BUSINESS at 4.00% APY, 1st Bank Yuma1st Bank YumaA5.0 ★Texas Ratio: 6.49% Tiered Propel Savings at 4.00% APY, OneAZ Credit UnionOneAZ Credit UnionA+5.0 ★Texas Ratio: 2.02% Propel Savings High-Yield Savings Account at 4.00% APY, Pima Federal Credit UnionPima Federal Credit UnionA+5.0 ★Texas Ratio: 2.69% Money Market Savings Account at 4.00% APY, and First Internet Bank of IndianaFirst Internet Bank of IndianaA+5.0 ★Texas Ratio: 1.39% Money Market Savings at 3.64% APY.
Black Canyon City is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the Arizona area are available to Black Canyon City residents, with savings rates as high as 4.00% APY from Goldwater Bank. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Black Canyon City, Arizona and the surrounding area. Last Updated and Verified: April 14, 2026
Compare the Best Savings Rates in Black Canyon City, Arizona & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
HIGH YIELD SAVINGS BUSINESS
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Propel Savings High-Yield Savings Account
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Qualifying balance up to $10,000
Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
HIGH YIELD SAVINGS BUSINESS*
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Money Market Savings Account
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
High-yield tiers for bigger savings; No monthly fees with eStatements
Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
HIGH YIELD SAVINGS PERSONAL*
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
HIGH YIELD SAVINGS PERSONAL
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Money Market Savings
3.64%
$100
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA Savings
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedApr 11, 2026
Details
Earn 3.50% APY on your first $1,000; Low $5.00 minimum to open an account; No monthly fee with eStatements; Qualifying balance up to $1,000.00
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Grow Your Savings
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA Savings
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Bloom Savings Account
3.35%
$0
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Money Market Savings
3.31%
$0
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Business Savings: High Yield Money Market
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Tucson Old Pueblo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
High-Yield Online Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
As High As
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
High-Yield Online Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
As High As
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Money Market Savings Rate
3.09%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Earn 5x the national average**
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Money Market Savings
3.09%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $1,000,000.00
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
ROUND UP HIGH-YIELD SAVINGS ACCOUNT
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $1,000.00
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Money Market Savings Account
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Business Savings: High Yield Money Market
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Youth Savings Accounts
3.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $999.99
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Youth Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $1,000.00
RBAZ Republic Bank of Arizona
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Youth Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1,000.00
Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
Above the Norm Personal Market Savings
2.99%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Bloom Savings Account
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Money Market Savings
2.82%
$0
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Minimum Balance 4,5,6,9,10
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Money Market Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
IRA and Health Savings
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Premium Share Account
2.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Money Market Savings
2.08%
$0
▼
Rate2.06%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Health Savings Account
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Money Market Savings
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
Above the Norm Personal Market Savings
1.97%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $499,999.99
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Savings
1.87%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Savings Share/IRA Accounts
1.87%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
APY as high as
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Money Market Savings
1.85%
$0
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
1.85%
$0
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedApr 11, 2026
Details
Open up to 10 secondary accounts; Great to use for overdraft protection; Tap into online & mobile banking app
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
Money Market Savings
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
IRA Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Premium Savings
1.75%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Black Canyon City, AZ Savings Rate Trends
Compare local Black Canyon City, AZ savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — AZ Avg
3.356%
▼ 0.073 vs 7 days ago
Arizona high-yield savings rates fell 0.073 points over the past 7 days to 3.356% APY, down from 3.429%.
Standard Savings — AZ Avg
0.475%
Unchanged vs 7 days ago
Arizona standard savings rates currently average 0.475% APY based on data from institutions in our monitoring network.
As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Black Canyon City, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Black Canyon City, Arizona. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Black Canyon City, Arizona
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Arizona, help your money grow faster through a higher APY.
Are savings accounts in Black Canyon City, Arizona safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arizona up to $250,000 per depositor, per institution.
How often do savings rates change in Black Canyon City, Arizona?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arizona rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Black Canyon City, Arizona may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Black Canyon City, Arizona?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Black Canyon City, Arizona offer in-person customer service, which some customers prefer.
How do I open a savings account in Black Canyon City, Arizona?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Black Canyon City, Arizona
Here are recent savings rates observed in Black Canyon City, Arizona and the surrounding area:
- Goldwater Bank
HIGH YIELD SAVINGS BUSINESS — 4.00% APY - 1st Bank Yuma
Tiered Propel Savings — 4.00% APY - OneAZ Credit Union
Propel Savings High-Yield Savings Account — 4.00% APY - Pima Federal Credit Union
Money Market Savings Account — 4.00% APY - First Internet Bank of Indiana
Money Market Savings — 3.64% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Black Canyon City, Arizona. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026
Black Canyon City, Arizona Rates & Resources
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