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Arizona Savings Rate Trends

Mesa, Arizona (AZ) Savings Rates - March 2026

The best savings rates for Mesa, Arizona and the surrounding area include Banner Federal Credit UnionBanner Federal Credit Union2225 W Southern Ave, Mesa, AZ 85202A+5.0 ★Texas Ratio: 1.93% IRA Savings at 3.50% APY, FirstBank (Colorado)FirstBank (Colorado)1720 S Power Rd, Mesa, AZ 85206A+5.0 ★Texas Ratio: 1.68% Bloom Savings Account at 3.35% APY, PNC BankPNC Bank1325 W Southern Ave, Mesa, AZ 85202A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Desert Financial Credit UnionDesert Financial Credit Union4405 E McKellips Rd, Mesa, AZ 85215A+5.0 ★Texas Ratio: 1.59% IRA and Health Savings at 2.25% APY, and Vantage West Credit UnionVantage West Credit Union1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700A5.0 ★Texas Ratio: 6.58% Premium Share Account at 2.15% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Mesa, Arizona, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Mesa, Arizona (AZ) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Mesa, Arizona and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Mesa, Arizona & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
2225 W Southern Ave, Mesa, AZ 85202
IRA Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
2225 W Southern Ave, Mesa, AZ 85202
IRA Savings
3.45%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1325 W Southern Ave, Mesa, AZ 85202
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Bloom Savings Account
2.85%
$0
Rate2.81%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
4405 E McKellips Rd, Mesa, AZ 85215
IRA and Health Savings
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
Premium Share Account
2.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
Youth Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
Youth Savings
1.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
Premium Savings
1.75%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $124,999

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
Youth Savings
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
Premium Share
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Bloom Savings Account
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
Youth Savings
1.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
Youth Savings
1.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

TruWest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1982 W Main St Ste 104, Mesa, AZ 85201 6917
IRA Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Business 2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
1331 W Southern Ave, Mesa, AZ 85202
UMB Premium Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
1 Year Time Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Business 1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
Premium Savings
0.30%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $9,999.99

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1840 S Stapley Dr STE 225, Mesa, AZ 85204
IRA Savings Account (Traditional, Roth and Coverdell)
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Bloom Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Smart Choice College Savings Plan
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Money Market Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
901 Dobson, Mesa, AZ 85201
Youth Savings
0.25%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

$5 opening deposit required

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ 85215 9707
IRA Savings (Traditional and Roth)
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
Regular Savings
0.15%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
Regular Share Account
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
2225 W Southern Ave, Mesa, AZ 85202
Club Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$75 Minimum

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
4405 E McKellips Rd, Mesa, AZ 85215
Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
4405 E McKellips Rd, Mesa, AZ 85215
Membership Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
4405 E McKellips Rd, Mesa, AZ 85215
Holiday Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

TruWest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1982 W Main St Ste 104, Mesa, AZ 85201 6917
Youth Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

TruWest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1982 W Main St Ste 104, Mesa, AZ 85201 6917
Share Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

TruWest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1982 W Main St Ste 104, Mesa, AZ 85201 6917
Select Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1840 S Stapley Dr STE 225, Mesa, AZ 85204
Regular Savings Account
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1840 S Stapley Dr STE 225, Mesa, AZ 85204
Regular Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

2,4

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1840 S Stapley Dr STE 225, Mesa, AZ 85204
eSavings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

2,4

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ 85215 9707
Sub Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ 85215 9707
Primary Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
2225 W Southern Ave, Mesa, AZ 85202
Regular Shares
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$75 Minimum

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Business 91 Day Time Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Money Market Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Smart Choice College Savings Plan
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
901 Dobson, Mesa, AZ 85201
Personal Savings
0.10%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

$50 opening deposit required

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
91 Day Time Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
121 S Power Rd, Mesa, AZ 85206
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
121 S Power Rd, Mesa, AZ 85206
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Bloom Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Business Money Market Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Money Market Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Smart Choice College Savings Plan
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1325 W Southern Ave, Mesa, AZ 85202
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Regular Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
121 S Power Rd, Mesa, AZ 85206
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1325 W Southern Ave, Mesa, AZ 85202
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1720 S Power Rd, Mesa, AZ 85206
Business Regular Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Mesa, AZ Savings Rate Trends

Compare local Mesa, AZ savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arizona Savings Trends →
High-Yield Savings — AZ Avg
0.407%
▼ 1.075 from last week

Arizona high-yield savings rates fell 1.075 points this week to 0.407% APY, down from 1.482% last week.

Standard Savings — AZ Avg
0.342%
▲ 0.132 from last week

Arizona standard savings rates rose 0.132 points this week to 0.342% APY, up from 0.209% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mesa, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mesa, Arizona. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AZ.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Mesa, Arizona

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Arizona, help your money grow faster through a higher APY.

Are savings accounts in Mesa, Arizona safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arizona up to $250,000 per depositor, per institution.

How often do savings rates change in Mesa, Arizona?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arizona rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Mesa, Arizona may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Mesa, Arizona?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Mesa, Arizona offer in-person customer service, which some customers prefer.

How do I open a savings account in Mesa, Arizona?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Mesa, Arizona

Here are recent savings rates observed in Mesa, Arizona and the surrounding area:
  • Banner Federal Credit Union
    IRA Savings — 3.50% APY
  • FirstBank (Colorado)
    Bloom Savings Account — 3.35% APY
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • Desert Financial Credit Union
    IRA and Health Savings — 2.25% APY
  • Vantage West Credit Union
    Premium Share Account — 2.15% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mesa, Arizona. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026