The best savings rates for Tempe, Arizona and the surrounding area include First Internet Bank of IndianaFirst Internet Bank of Indiana51 W 3rd St, Tempe, AZ 85281A+5.0 ★Texas Ratio: 1.39% Money Market Savings at 3.64% APY, PNC BankPNC Bank7605 S Mcclintock Dr, Tempe, AZ 85284A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Desert Financial Credit UnionDesert Financial Credit Union1245 E Broadway Rd, Tempe, AZ 85282A+5.0 ★Texas Ratio: 1.59% IRA and Health Savings at 2.25% APY, Crescent BankCrescent Bank960 W Elliot Rd, Tempe, AZ 85284C4.0 ★Texas Ratio: 27.16% Savings at 1.70% APY, and Firefighters First Federal Credit UnionFirefighters First Federal Credit Union2151 E Broadway Rd, Tempe, AZ 85282 1893A+5.0 ★Texas Ratio: 1.58% Traditional/Roth IRA Savings at 1.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Tempe, Arizona, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Tempe, Arizona (AZ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Tempe, Arizona and the surrounding area. Last Updated and Verified: March 26, 2026
Qualifying balance up to $1,000,000.00
$5 minimum balance is required to maintain a Regular Savings account.
$5 minimum balance is required to maintain a Regular Savings account.
2,4
2,4
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
High-yield tiers for bigger savings; No monthly fees with eStatements
Intro rate subject to change
Earn 3.50% APY on your first $1,000; Low $5.00 minimum to open an account; No monthly fee with eStatements; Qualifying balance up to $1,000.00
As High As
Grow your money
Minimum Balance 4,5,6,9,10
Grow your money
Open up to 10 secondary accounts; Great to use for overdraft protection; Tap into online & mobile banking app
Compare local Tempe, AZ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona high-yield savings rates fell 1.075 points this week to 0.407% APY, down from 1.482% last week.
Arizona standard savings rates rose 0.132 points this week to 0.342% APY, up from 0.209% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Tempe, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tempe, Arizona. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.