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Arkansas Savings Rate Trends

Little Rock, Arkansas (AR) Savings Rates - March 2026

The best savings rates for Little Rock, Arkansas and the surrounding area include Barksdale Federal Credit UnionBarksdale Federal Credit Union8800 Stagecoach Rd, Little Rock, AR 72210A5.0 ★Texas Ratio: 10.16% IRA Prime Savings at 3.75% APY, Stone BankStone Bank900 S Shackleford Rd Ste 210, Little Rock, AR 72211A-5.0 ★Texas Ratio: 14.51% Fortress Savings at 3.50% APY, Telcoe Federal Credit UnionTelcoe Federal Credit Union820 Louisiana St, Little Rock, AR 72201 4692A+5.0 ★Texas Ratio: 0.38% IRA Variable Share Account at 3.04% APY, TruService Community Federal Credit UnionTruService Community Federal Credit Union11001 Hermitage Rd, LIttle Rock, AR 72211A+5.0 ★Texas Ratio: 4.69% Money Market Savings - Variable at 2.80% APY, and Southern BankSouthern Bank10825 Financial Centre Parkway, Little Rock, AR 72211A+5.0 ★Texas Ratio: 2.61% Platinum Savings at 2.63% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Little Rock, Arkansas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Little Rock, Arkansas (AR) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Little Rock, Arkansas and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Little Rock, Arkansas & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
8800 Stagecoach Rd, Little Rock, AR 72210
IRA Prime Savings
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Stone Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.51%
900 S Shackleford Rd Ste 210, Little Rock, AR 72211
Fortress Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Personal Savings • Anytime Access • No minimum Deposit

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
IRA Variable Share Account
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
IRA Variable Share Account
2.89%
$0
Rate2.85%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Money Market Savings - Variable
2.80%
$0
Rate2.77%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
IRA Variable Share Account
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
10825 Financial Centre Parkway, Little Rock, AR 72211
Platinum Savings
2.63%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Money Market Savings - Variable
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
IRA Variable Share Account
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Money Market Savings - Variable
2.30%
$0
Rate2.28%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Money Market Savings - Variable
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
IRA Variable Share Account
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Regular Shares - Variable
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5800 R St, Little Rock, AR 72207
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Regular Shares - Variable
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5800 R St, Little Rock, AR 72207
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
IRA Share - Variable
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Performance Share - Variable
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Youth Share
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5800 R St, Little Rock, AR 72207
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
Youth Savings Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
2301 S University Ave, Little Rock, AR 72204 4940
Third Share Savings
0.32%
$0
Rate0.32%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
2301 S University Ave, Little Rock, AR 72204 4940
Vacation Share Savings
0.32%
$0
Rate0.32%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
2301 S University Ave, Little Rock, AR 72204 4940
Holiday Share Savings
0.32%
$0
Rate0.32%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
2301 S University Ave, Little Rock, AR 72204 4940
Regular Share Savings
0.32%
$0
Rate0.32%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
2301 S University Ave, Little Rock, AR 72204 4940
Second Share Savings
0.32%
$0
Rate0.32%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
300 W Capitol Ave, Little Rock, AR 72201
Regular Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
300 W Capitol Ave, Little Rock, AR 72201
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
8800 Stagecoach Rd, Little Rock, AR 72210
Prime Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
Prime Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
11001 Hermitage Rd, LIttle Rock, AR 72211
Regular Shares - Variable
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
Money Market Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $10,000.00

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
Money Market Savings for Businesses
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

For balances over $100,000

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5800 R St, Little Rock, AR 72207
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Arkansas Teachers Federal Credit Union
Institution Rating:
C-3.7 ★Texas Ratio: 30.40%
914 W 6th St, Little Rock, AR 72201
Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dillards Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1600 CANTRELL RD, Little Rock, AR 72201 1110
Regular Shares
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5800 R St, Little Rock, AR 72207
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Dillards Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1600 CANTRELL RD, Little Rock, AR 72201 1110
Regular Shares
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Electric Cooperatives Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
1 Cooperative Way, Little Rock, AR 72209
Regular Shares
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5800 R St, Little Rock, AR 72207
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Bank of Little Rock
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
200 N State St, Little Rock, AR 72201
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2409 E Main St, Russellville, AR 72802
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
600 W Main St, Jacksonville, AR 72076
Money Market Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
600 W Main St, Jacksonville, AR 72076
Money Market Savings
2.85%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

Unico Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
1100 N Illinois St, Harrisburg, AR 72432
Christmas Club Savings
2.50%
$1
Rate2.50%
Min Deposit$1
Min Balance
UpdatedMar 24, 2026
Details

Rates effective as of 10/14/2025

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
600 W Main St, Jacksonville, AR 72076
Money Market Savings
2.34%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
600 W Main St, Jacksonville, AR 72076
Money Market Savings
1.85%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
206 W Main St, Walnut Ridge, AR 72476
High-Yield Savings
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
206 W Main St, Walnut Ridge, AR 72476
Business & Public High-Yield Savings
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
600 W Main St, Jacksonville, AR 72076
Prime business savings
1.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

Prime Business Savings, when coupled with your Prime Business Checking account, is a fast and easy way to build up your savings account. This account is available to sole proprietorships and non-profit organizations only. _Note: A Prime Business Checking Account is required in order to open a Prime Business Savings account.

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
600 W Main St, Jacksonville, AR 72076
Prime Savings
1.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

A Prime Checking account is required in order to open a Prime Savings account.

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
210 Main Street, Crossett, AR 71635
SPECIAL SAVINGS IRA
1.00%
$1,000,000
Rate0.00%
Min Deposit$1,000,000
Min Balance
UpdatedMar 25, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
210 Main Street, Crossett, AR 71635
SPECIAL SAVINGS IRA
0.75%
$500,000
Rate0.00%
Min Deposit$500,000
Min Balance
UpdatedMar 25, 2026
Details

Texana Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
502 Arkansas Blvd, Texarkana, AR 71854
Savings Account
0.75%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

0.75% APY for up to $10,000. Variable rate account. Rates subject to change at our discretion and at a frequency determined by us. Minimum of $25.00 to open. A maximum of six preauthorized, automatic, or telephonic withdrawals or transfers per month are allowed. Fees may apply and could reduce earnings on account. Refer to Truth-in-Savings disclosure for complete details. Promotion available for a limited time only. New deposits only.

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2409 E Main St, Russellville, AR 72802
Savings Tier Three
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more

Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3300 S Market St, Rogers, AR 72758
Youth Savings
0.60%
$10
Rate0.60%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2409 E Main St, Russellville, AR 72802
Savings Tier Two
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
210 Main Street, Crossett, AR 71635
SPECIAL SAVINGS IRA
0.50%
$250,000
Rate0.00%
Min Deposit$250,000
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Little Rock, AR Savings Rate Trends

Compare local Little Rock, AR savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arkansas Savings Trends →
High-Yield Savings — AR Avg
1.259%
▼ 0.540 from last week

Arkansas high-yield savings rates fell 0.540 points this week to 1.259% APY, down from 1.799% last week.

Standard Savings — AR Avg
0.288%
▲ 0.007 from last week

Arkansas standard savings rates rose 0.007 points this week to 0.288% APY, up from 0.281% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Little Rock, Arkansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Little Rock, Arkansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Little Rock, Arkansas

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Arkansas, help your money grow faster through a higher APY.

Are savings accounts in Little Rock, Arkansas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arkansas up to $250,000 per depositor, per institution.

How often do savings rates change in Little Rock, Arkansas?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arkansas rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Little Rock, Arkansas may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Little Rock, Arkansas?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Little Rock, Arkansas offer in-person customer service, which some customers prefer.

How do I open a savings account in Little Rock, Arkansas?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Little Rock, Arkansas

Here are recent savings rates observed in Little Rock, Arkansas and the surrounding area:
  • Barksdale Federal Credit Union
    IRA Prime Savings — 3.75% APY
  • Stone Bank
    Fortress Savings — 3.50% APY
  • Telcoe Federal Credit Union
    IRA Variable Share Account — 3.04% APY
  • TruService Community Federal Credit Union
    Money Market Savings - Variable — 2.80% APY
  • Southern Bank
    Platinum Savings — 2.63% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Little Rock, Arkansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026