Bakersfield, California (CA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Bakersfield, California and the surrounding area include Chevron Federal Credit UnionChevron Federal Credit Union9525 Camino Media, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY, The Golden 1 Credit UnionThe Golden 1 Credit Union4106 California Ave Ste 1, Bakersfield, CA 93309 1095A+5.0 ★Texas Ratio: 5.42% Money Market Savings Account at 3.50% APY, PNC BankPNC Bank8500 Stockdale Hwy Ste 100, Bakersfield, CA 93311A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Safe 1 Credit UnionSafe 1 Credit Union1400 Mill Rock Way, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 1.48% Money Market Savings at 2.25% APY, and Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.58% Coverdell ESA Shares at 1.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Bakersfield, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Bakersfield, California (CA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Bakersfield, California and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Bakersfield, California & Surrounding Communities
Relationship Rewards!* APY: 3.25%
Relationship Rewards!* APY: 2.25%
Relationship Rewards!* APY: 1.75%
Relationship Rewards!* APY: 1.00%
$5 minimum balance is required to maintain a Regular Savings account.
$5 minimum balance is required to maintain a Regular Savings account.
$100.00 - $2,499.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD
Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Earn 10x the National Average2
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Terms and Conditions apply.
$25 Bonus
Online Only
RELATIONSHIP
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bakersfield, CA Savings Rate Trends
Compare local Bakersfield, CA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield savings rates fell 3.366 points this week to 0.193% APY, down from 3.559% last week.
California standard savings rates fell 0.431 points this week to 0.581% APY, down from 1.013% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bakersfield, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bakersfield, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Bakersfield, California
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Bakersfield, California safe?
How often do savings rates change in Bakersfield, California?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Bakersfield, California?
How do I open a savings account in Bakersfield, California?
Best Savings Rates in Bakersfield, California
- Chevron Federal Credit Union
MySavings Youth — 7.00% APY - The Golden 1 Credit Union
Money Market Savings Account — 3.50% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Safe 1 Credit Union
Money Market Savings — 2.25% APY - Firefighters First Federal Credit Union
Coverdell ESA Shares — 1.00% APY
