Davis, California (CA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Davis, California and the surrounding area include The Golden 1 Credit UnionThe Golden 1 Credit Union508 2nd St Ste 101, Davis, CA 95616 4664A+5.0 ★Texas Ratio: 5.42% Money Market Savings Account at 3.50% APY, Banner BankBanner Bank333 F St, Davis, CA 95616A+5.0 ★Texas Ratio: 1.69% High Yield Relationship Savings at 2.63% APY, Travis Credit UnionTravis Credit Union1380 E Covell Blvd, Davis, CA 95616A+5.0 ★Texas Ratio: 5.39% Jumbo Plus MMA at 2.45% APY, BluPeak Credit UnionBluPeak Credit Union200 B St, Davis, CA 95616A+5.0 ★Texas Ratio: 1.71% BluRipple Savings at 0.75% APY, and Wells FargoWells Fargo340 F St, Davis, CA 95616A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Davis, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Davis, California (CA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Davis, California and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Davis, California & Surrounding Communities
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
$250,000+
$100,000-$249999.99
$50,000-$99999.99
$25,000-$49999.99
$10,000-$24999.99
If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.
Minimum Initial Deposit $50
Minimum Initial Deposit: $5.00
$1000.00-$9999.99
Minimum Initial Deposit: $5.00
$0.00-$999.99
Minimum Initial Deposit: $5.00
Minimum Initial Deposit $200
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Earn 10x the National Average2
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Terms and Conditions apply.
$25 Bonus
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Davis, CA Savings Rate Trends
Compare local Davis, CA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield savings rates fell 2.821 points this week to 0.193% APY, down from 3.015% last week.
California standard savings rates rose 0.126 points this week to 0.581% APY, up from 0.455% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Davis, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Davis, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Davis, California
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Davis, California safe?
How often do savings rates change in Davis, California?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Davis, California?
How do I open a savings account in Davis, California?
Best Savings Rates in Davis, California
- The Golden 1 Credit Union
Money Market Savings Account — 3.50% APY - Banner Bank
High Yield Relationship Savings — 2.63% APY - Travis Credit Union
Jumbo Plus MMA — 2.45% APY - BluPeak Credit Union
BluRipple Savings — 0.75% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
