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California Savings Rate Trends

El Segundo, California (CA) Savings Rates - March 2026

The best savings rates for El Segundo, California and the surrounding area include Chevron Federal Credit UnionChevron Federal Credit Union324 W El Segundo Blvd, El Segundo, CA 90245A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY, First Foundation BankFirst Foundation Bank2101 Rosecrans Ave, El Segundo, CA 90245A+5.0 ★Texas Ratio: 1.45% Online Savings at 3.75% APY, Skyone Federal Credit UnionSkyone Federal Credit Union777 S AVIATION BLVD, El Segundo, CA 90245 4848A5.0 ★Texas Ratio: 11.07% High-Yield Business Savings at 3.00% APY, FedEx Employees Credit Association Federal Credit UnionFedEx Employees Credit Association Federal Credit Union2333 Utah Ave, El Segundo, CA 90245A5.0 ★Texas Ratio: 6.11% Traditional IRA Share at 0.75% APY, and Aerospace Federal Credit UnionAerospace Federal Credit Union2310 E El Segundo Blvd, El Segundo, CA 90245A+5.0 ★Texas Ratio: 0.80% Regular, Custodial and IRA Share Accounts at 0.50% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in El Segundo, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in El Segundo, California (CA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in El Segundo, California and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in El Segundo, California & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
324 W El Segundo Blvd, El Segundo, CA 90245
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
2101 Rosecrans Ave, El Segundo, CA 90245
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
777 S AVIATION BLVD, El Segundo, CA 90245 4848
High-Yield Business Savings
3.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 21, 2026
Details

Promotional APY is accurate as of 2/22/2024 and is subject to change without notice. The minimum deposit and balance to earn the advertised APY is $1.00. The offer applies to new money and new High Yield Business Savings Accounts only and is subject to change and end without notice. Dividends will be compounded and credited to your account monthly. Please contact a SkyOne representative for more details.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
777 S AVIATION BLVD, El Segundo, CA 90245 4848
Sky-High Savings Account
1.00%
$1
Rate1.00%
Min Deposit$1
Min Balance
UpdatedMar 21, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
324 W El Segundo Blvd, El Segundo, CA 90245
Primary Share Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA 90245
Traditional IRA Share
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA 90245
Roth IRA Share
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA 90245
Regular, Custodial and IRA Share Accounts
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA 90245
Minor Share Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $13,000.00

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1 Hornet Way, El Segundo, CA 90245 2804
YOUth Launch Savings
0.35%
$5
Rate0.35%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1 Hornet Way, El Segundo, CA 90245 2804
YOUth Education Savings
0.35%
$5
Rate0.35%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1 Hornet Way, El Segundo, CA 90245 2804
Regular Savings
0.35%
$5
Rate0.35%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA 90245
Regular, Custodial and IRA Share Accounts
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA 90245
Regular, Custodial and IRA Share Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA 90245
Regular, Custodial and IRA Share Accounts
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA 90245
Share Savings Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
2100 Park Pl, El Segundo, CA 90245
Traditional Savings
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
777 S AVIATION BLVD, El Segundo, CA 90245 4848
Share Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
777 S AVIATION BLVD, El Segundo, CA 90245 4848
Regular Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
309 N Pacific Coast Hwy, El Segundo, CA 90245
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
309 N Pacific Coast Hwy, El Segundo, CA 90245
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA 90245
Regular, Custodial and IRA Share Accounts
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA 90245
Share Savings Account
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
309 N Pacific Coast Hwy, El Segundo, CA 90245
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
309 N Pacific Coast Hwy, El Segundo, CA 90245
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
309 N Pacific Coast Hwy, El Segundo, CA 90245
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA 90245
Share Savings Account
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
777 S AVIATION BLVD, El Segundo, CA 90245 4848
Business Savings
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
777 S AVIATION BLVD, El Segundo, CA 90245 4848
Regular Savings Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
777 S AVIATION BLVD, El Segundo, CA 90245 4848
Share Savings Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA 90502 1306
Summer Safeguard Savings
6.60%
$0
Rate6.44%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
Summer Savings Accounts
6.50%
$0
Rate6.30%
Min Deposit$0
Min Balance
UpdatedMar 14, 2026
Details

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2625 CORPORATE Pl, MONTEREY PARK, CA 91754
Youth Savings
6.18%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
1068 Broadway Ave, El Centro, CA 92243 2315
Hello Summer Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA 91208
Summertime Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA 91007
Summertime Savings for School Employees
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3992 Douglas Blvd, Roseville, CA 95661
Kids Cash Savings
4.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA 94105
LevelUp Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Earn 10x the National Average2

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
400 Montgomery St, San Francisco, CA 94104
Performance® Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
400 Montgomery St Ste 100, San Francisco, CA 94104
EverBank Performance Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
111 Santa Rosa Avenue, Santa Rosa, CA 95404
Poppy Blooms Youth Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$25 Bonus

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1912 W Sunset Blvd, Los Angeles, CA 90026
New Year Flexible Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Terms and Conditions apply.

L A MISSION
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
601 S Brand Blvd Ste 100, San Fernando, CA 91340 4060
Share Loans
3.49%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
42035 Washington St, Palm Desert, CA 92211
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3540 Wilshire Blvd, Los Angeles, CA 90010
WooriWON Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Online Only

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
202 N Hunter St, Stockton, CA 95202
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
445 N Bedford Dr, Beverly Hills, CA 90210
Premier Relationship Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

RELATIONSHIP

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

El Segundo, CA Savings Rate Trends

Compare local El Segundo, CA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California Savings Trends →
High-Yield Savings — CA Avg
0.193%
▼ 2.821 from last week

California high-yield savings rates fell 2.821 points this week to 0.193% APY, down from 3.015% last week.

Standard Savings — CA Avg
0.581%
▲ 0.126 from last week

California standard savings rates rose 0.126 points this week to 0.581% APY, up from 0.455% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for El Segundo, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in El Segundo, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in El Segundo, California

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in California, help your money grow faster through a higher APY.

Are savings accounts in El Segundo, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do savings rates change in El Segundo, California?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in El Segundo, California may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in El Segundo, California?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in El Segundo, California offer in-person customer service, which some customers prefer.

How do I open a savings account in El Segundo, California?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in El Segundo, California

Here are recent savings rates observed in El Segundo, California and the surrounding area:
  • Chevron Federal Credit Union
    MySavings Youth — 7.00% APY
  • First Foundation Bank
    Online Savings — 3.75% APY
  • Skyone Federal Credit Union
    High-Yield Business Savings — 3.00% APY
  • FedEx Employees Credit Association Federal Credit Union
    Traditional IRA Share — 0.75% APY
  • Aerospace Federal Credit Union
    Regular, Custodial and IRA Share Accounts — 0.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in El Segundo, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026