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California Savings Rate Trends

Fairfield, California (CA) Savings Rates - March 2026

The best savings rates for Fairfield, California and the surrounding area include Together Credit UnionTogether Credit Union370 Chadbourne Rd Ste E, Fairfield, CA 94534 9618A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, The Golden 1 Credit UnionThe Golden 1 Credit Union1380 Holiday Ln Ste D, Fairfield, CA 94534 3411A+5.0 ★Texas Ratio: 5.42% Money Market Savings at 3.50% APY, Travis Credit UnionTravis Credit Union2570 N Texas St, Fairfield, CA 94533A+5.0 ★Texas Ratio: 5.39% Jumbo Plus MMA at 2.45% APY, Patelco Credit UnionPatelco Credit Union3101 Travis Blvd Ste A, Fairfield, CA 94534A+5.0 ★Texas Ratio: 4.87% Health Savings Accounts at 0.25% APY, and Wells FargoWells Fargo6552 Aaron Aronov Dr, Fairfield, AL 35064A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Fairfield, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fairfield, California (CA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Fairfield, California and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Fairfield, California & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
370 Chadbourne Rd Ste E, Fairfield, CA 94534 9618
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1380 Holiday Ln Ste D, Fairfield, CA 94534 3411
Money Market Savings
3.50%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1380 Holiday Ln Ste D, Fairfield, CA 94534 3411
Money Market Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
370 Chadbourne Rd Ste E, Fairfield, CA 94534 9618
Earn & Learn Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $2,500.00

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Jumbo Plus MMA
2.45%
$1,000
Rate2.42%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Jumbo Plus MMA
2.35%
$1,000
Rate2.33%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Jumbo Plus MMA
2.30%
$1,000
Rate2.28%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Jumbo Plus MMA
1.95%
$1,000
Rate1.93%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1380 Holiday Ln Ste D, Fairfield, CA 94534 3411
Money Market Savings Account
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1380 Holiday Ln Ste D, Fairfield, CA 94534 3411
Money Market Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
370 Chadbourne Rd Ste E, Fairfield, CA 94534 9618
Business Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Patelco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
3101 Travis Blvd Ste A, Fairfield, CA 94534
Health Savings Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Jumbo Plus MMA
0.25%
$1,000
Rate0.25%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Health Savings Accounts (HSA)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Minimum Initial Deposit $50

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
370 Chadbourne Rd Ste E, Fairfield, CA 94534 9618
Financial Youth Group Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
370 Chadbourne Rd Ste E, Fairfield, CA 94534 9618
Junior Account Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
370 Chadbourne Rd Ste E, Fairfield, CA 94534 9618
Young Adult Financial Group Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
370 Chadbourne Rd Ste E, Fairfield, CA 94534 9618
Regular Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
370 Chadbourne Rd Ste E, Fairfield, CA 94534 9618
Multiple Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
370 Chadbourne Rd Ste E, Fairfield, CA 94534 9618
Holiday Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Prime Share Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Target Share Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Business Share Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Minimum Initial Deposit: $5.00

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Target Share Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Prime Share Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Business Share Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Minimum Initial Deposit: $5.00

Patelco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
3101 Travis Blvd Ste A, Fairfield, CA 94534
Health Savings Accounts
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Business Share Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Minimum Initial Deposit: $5.00

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1380 Holiday Ln Ste D, Fairfield, CA 94534 3411
Money Market Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6552 Aaron Aronov Dr, Fairfield, AL 35064
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6552 Aaron Aronov Dr, Fairfield, AL 35064
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2570 N Texas St, Fairfield, CA 94533
Coverdell Educational Savings Account (CESA)
0.05%
$200
Rate0.05%
Min Deposit$200
Min Balance
UpdatedMar 22, 2026
Details

Minimum Initial Deposit $200

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6552 Aaron Aronov Dr, Fairfield, AL 35064
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6552 Aaron Aronov Dr, Fairfield, AL 35064
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6552 Aaron Aronov Dr, Fairfield, AL 35064
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA 94105
LevelUp Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Earn 10x the National Average2

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3992 Douglas Blvd, Roseville, CA 95661
Kids Cash Savings
4.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
400 Montgomery St Ste 100, San Francisco, CA 94104
EverBank Performance Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
400 Montgomery St, San Francisco, CA 94104
Performance® Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1912 W Sunset Blvd, Los Angeles, CA 90026
New Year Flexible Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Terms and Conditions apply.

Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
111 Santa Rosa Avenue, Santa Rosa, CA 95404
Poppy Blooms Youth Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$25 Bonus

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
40865 Big Bear Blvd, Big Bear Lake, CA 92315
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

L A MISSION
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
601 S Brand Blvd Ste 100, San Fernando, CA 91340 4060
Share Loans
3.49%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
42035 Washington St, Palm Desert, CA 92211
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Fairfield, CA Savings Rate Trends

Compare local Fairfield, CA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California Savings Trends →
High-Yield Savings — CA Avg
0.193%
▼ 3.366 from last week

California high-yield savings rates fell 3.366 points this week to 0.193% APY, down from 3.559% last week.

Standard Savings — CA Avg
0.581%
▼ 0.431 from last week

California standard savings rates fell 0.431 points this week to 0.581% APY, down from 1.013% last week.

As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fairfield, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fairfield, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Fairfield, California

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in California, help your money grow faster through a higher APY.

Are savings accounts in Fairfield, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do savings rates change in Fairfield, California?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fairfield, California may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Fairfield, California?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fairfield, California offer in-person customer service, which some customers prefer.

How do I open a savings account in Fairfield, California?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Fairfield, California

Here are recent savings rates observed in Fairfield, California and the surrounding area:
  • Together Credit Union
    Accelerate It Savings — 5.00% APY
  • The Golden 1 Credit Union
    Money Market Savings — 3.50% APY
  • Travis Credit Union
    Jumbo Plus MMA — 2.45% APY
  • Patelco Credit Union
    Health Savings Accounts — 0.25% APY
  • Wells Fargo
    Platinum Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fairfield, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026