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California Savings Rate Trends

Fullerton, California (CA) Savings Rates - March 2026

The best savings rates for Fullerton, California and the surrounding area include American First Credit UnionAmerican First Credit Union4180 N Harbor Blvd Ste A, Fullerton, CA 92835 1015A+5.0 ★Texas Ratio: 2.12% Holiday Club Savings at 0.25% APY, Credit Union of Southern California Credit UnionCredit Union of Southern California Credit Union230 W Wilshire Ave, Fullerton, CA 92832 1826A+5.0 ★Texas Ratio: 2.57% Sub-Savings/IRA Savings at 0.10% APY, Orange Countys Credit UnionOrange Countys Credit Union1469 S Harbor Blvd, Fullerton, CA 92832A+5.0 ★Texas Ratio: 4.12% Regular Savings at 0.07% APY, TruGrocer Federal Credit UnionTruGrocer Federal Credit Union341 Imperial Hwy, Fullerton, CA 92835 1039A+5.0 ★Texas Ratio: 2.15% Regular Shares at 0.05% APY, and Certified Federal Credit UnionCertified Federal Credit Union1421 Manhattan Ave, Fullerton, CA 92831 5221A+5.0 ★Texas Ratio: 1.58% Savings at 0.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Fullerton, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fullerton, California (CA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Fullerton, California and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Fullerton, California & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
American First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
4180 N Harbor Blvd Ste A, Fullerton, CA 92835 1015
Holiday Club Savings
0.25%
$5
Rate0.25%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

American First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
4180 N Harbor Blvd Ste A, Fullerton, CA 92835 1015
Start Smart Savings (Ages 13 to 17)
0.25%
$5
Rate0.25%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
230 W Wilshire Ave, Fullerton, CA 92832 1826
Sub-Savings/IRA Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
230 W Wilshire Ave, Fullerton, CA 92832 1826
Regular Savings
0.10%
$10
Rate0.10%
Min Deposit$10
Min Balance
UpdatedMar 25, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1469 S Harbor Blvd, Fullerton, CA 92832
Regular Savings
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1469 S Harbor Blvd, Fullerton, CA 92832
Sand Dollar Savings (Youth Account)2
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1469 S Harbor Blvd, Fullerton, CA 92832
Pacific Savings (Youth Account)2
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1469 S Harbor Blvd, Fullerton, CA 92832
Business Savings
0.07%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

American First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
4180 N Harbor Blvd Ste A, Fullerton, CA 92835 1015
Regular Savings
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

American First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
4180 N Harbor Blvd Ste A, Fullerton, CA 92835 1015
IRA Savings
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

American First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
4180 N Harbor Blvd Ste A, Fullerton, CA 92835 1015
Goal Setter Savings
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

American First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
4180 N Harbor Blvd Ste A, Fullerton, CA 92835 1015
Big Prize Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
341 Imperial Hwy, Fullerton, CA 92835 1039
Regular Shares
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
341 Imperial Hwy, Fullerton, CA 92835 1039
Health Savings Accounts
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1421 Manhattan Ave, Fullerton, CA 92831 5221
Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Fees could reduce earnings on these accounts

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
141 W Bastanchury Rd, Fullerton, CA 92835
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
141 W Bastanchury Rd, Fullerton, CA 92835
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1421 Manhattan Ave, Fullerton, CA 92831 5221
Share Draft (Checking)
0.04%
$0
Rate0.04%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Fees could reduce earnings on these accounts

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
141 W Bastanchury Rd, Fullerton, CA 92835
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
141 W Bastanchury Rd, Fullerton, CA 92835
Way2SaveĀ® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
141 W Bastanchury Rd, Fullerton, CA 92835
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
341 Imperial Hwy, Fullerton, CA 92835 1039
Share Draft
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
2600 Camino Ramon Ste CF120, San Ramon, CA 94583
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA 90502 1306
Summer Safeguard Savings
6.60%
$0
Rate6.44%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
Summer Savings Accounts
6.50%
$0
Rate6.30%
Min Deposit$0
Min Balance
UpdatedMar 14, 2026
Details

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2625 CORPORATE Pl, MONTEREY PARK, CA 91754
Youth Savings
6.18%
$0
Rate6.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Youth up to age 261?2

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA 91007
Summertime Savings for School Employees
6.00%
$50
Rate5.83%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
1068 Broadway Ave, El Centro, CA 92243 2315
Hello Summer Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA 91208
Summertime Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3880 CONSTELLATION RD, LOMPOC, CA 93436 1404
Early Savers Shares
5.64%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $500.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA 91406 1350
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Downey Federal Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.42%
8237 3rd St, Downey, CA 90241 3718
Elevate Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Adelfi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
135 S State College Blvd Ste 500, Brea, CA 92821 5819
Harvest High-Yield Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Adelfi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
135 S State College Blvd Ste 500, Brea, CA 92821 5819
Non-Profit Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
12934 Harbor Blvd, Garden Grove, CA 92840 5809
Next Gen Savings
5.00%
$5
Rate5.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $5000

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3992 Douglas Blvd, Roseville, CA 95661
Kids Cash Savings
4.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 18, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA 94105
LevelUp Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Earn 10x the National Average2

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
400 Montgomery St Ste 100, San Francisco, CA 94104
EverBank Performance Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
40865 Big Bear Blvd, Big Bear Lake, CA 92315
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
111 Santa Rosa Avenue, Santa Rosa, CA 95404
Poppy Blooms Youth Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$25 Bonus

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1912 W Sunset Blvd, Los Angeles, CA 90026
New Year Flexible Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Terms and Conditions apply.

L A MISSION
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
601 S Brand Blvd Ste 100, San Fernando, CA 91340 4060
Share Loans
3.49%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
42035 Washington St, Palm Desert, CA 92211
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
202 N Hunter St, Stockton, CA 95202
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3540 Wilshire Blvd, Los Angeles, CA 90010
WooriWON Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Online Only

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
445 N Bedford Dr, Beverly Hills, CA 90210
Premier Relationship Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

RELATIONSHIP

Bank of Guam
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
400 Montgomery St, San Francisco, CA 94104
True Savings Plus
3.04%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Online account opening required

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Fullerton, CA Savings Rate Trends

Compare local Fullerton, CA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California Savings Trends →
High-Yield Savings — CA Avg
0.193%
▼ 2.821 from last week

California high-yield savings rates fell 2.821 points this week to 0.193% APY, down from 3.015% last week.

Standard Savings — CA Avg
0.581%
▲ 0.126 from last week

California standard savings rates rose 0.126 points this week to 0.581% APY, up from 0.455% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fullerton, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fullerton, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Fullerton, California

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in California, help your money grow faster through a higher APY.

Are savings accounts in Fullerton, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do savings rates change in Fullerton, California?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fullerton, California may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Fullerton, California?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fullerton, California offer in-person customer service, which some customers prefer.

How do I open a savings account in Fullerton, California?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Fullerton, California

Here are recent savings rates observed in Fullerton, California and the surrounding area:
  • American First Credit Union
    Holiday Club Savings — 0.25% APY
  • Credit Union of Southern California Credit Union
    Sub-Savings/IRA Savings — 0.10% APY
  • Orange Countys Credit Union
    Regular Savings — 0.07% APY
  • TruGrocer Federal Credit Union
    Regular Shares — 0.05% APY
  • Certified Federal Credit Union
    Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fullerton, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026