Huntington Beach, California (CA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Huntington Beach, California and the surrounding area include First Bank Creve Coeur, MOFirst Bank Creve Coeur, MO16900 Goldenwest St, Huntington Beach, CA 92647A+5.0 ★Texas Ratio: 1.54% Kids Cash Savings at 4.00% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union6885 Warner Ave, Huntington Beach, CA 92647 5303B4.4 ★Texas Ratio: 21.76% IRA Savings Account (Traditional, Roth and Coverdell) at 0.30% APY, Nuvision Federal Credit UnionNuvision Federal Credit Union7812 Edinger Ave, Huntington Beach, CA 92647A+5.0 ★Texas Ratio: 3.70% IRA Savings (Traditional and Roth) at 0.15% APY, Orange Countys Credit UnionOrange Countys Credit Union10111 Adams Ave Ste 101, Huntington Beach, CA 92646 4900A+5.0 ★Texas Ratio: 4.12% Pacific Savings (Youth Account)2 at 0.07% APY, and Kinecta Federal Credit UnionKinecta Federal Credit Union7881 Edinger Ave, Huntington Beach, CA 92647A+5.0 ★Texas Ratio: 4.14% Traditional Savings at 0.05% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Huntington Beach, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Huntington Beach, California (CA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Huntington Beach, California and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Huntington Beach, California & Surrounding Communities
2,4
2,4
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD
Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; Qualifying balance up to $500.00
Qualifying balance up to $5000
Qualifying balance up to $2,500.00
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
Earn 10x the National Average2
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
$25 Bonus
Terms and Conditions apply.
Online Only
RELATIONSHIP
Online account opening required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Huntington Beach, CA Savings Rate Trends
Compare local Huntington Beach, CA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield savings rates fell 1.915 points this week to 0.168% APY, down from 2.083% last week.
California standard savings rates fell 0.023 points this week to 0.582% APY, down from 0.605% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Huntington Beach, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Huntington Beach, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Huntington Beach, California
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Huntington Beach, California safe?
How often do savings rates change in Huntington Beach, California?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Huntington Beach, California?
How do I open a savings account in Huntington Beach, California?
Best Savings Rates in Huntington Beach, California
- First Bank Creve Coeur, MO
Kids Cash Savings — 4.00% APY - UNIFY Financial Federal Credit Union
IRA Savings Account (Traditional, Roth and Coverdell) — 0.30% APY - Nuvision Federal Credit Union
IRA Savings (Traditional and Roth) — 0.15% APY - Orange Countys Credit Union
Pacific Savings (Youth Account)2 — 0.07% APY - Kinecta Federal Credit Union
Traditional Savings — 0.05% APY
Huntington Beach, California Rates & Resources
