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California Savings Rate Trends

Long Beach, California (CA) Savings Rates - March 2026

The best savings rates for Long Beach, California and the surrounding area include LBS Financial Credit UnionLBS Financial Credit Union4436 Atlantic Ave, Long Beach, CA 90807A+5.0 ★Texas Ratio: 2.06% Summer Savings Accounts at 6.50% APY, First Bank Creve Coeur, MOFirst Bank Creve Coeur, MO4040 Atlantic Ave, Long Beach, CA 90807A+5.0 ★Texas Ratio: 1.54% Kids Cash Savings at 4.00% APY, Poppy BankPoppy Bank6290 E Pacific Coast Hwy, Long Beach, CA 90803A5.0 ★Texas Ratio: 9.79% Poppy Blooms Youth Savings Account at 3.75% APY, Financial Partners Credit UnionFinancial Partners Credit Union4210 McGowen St, Long Beach, CA 90808A+5.0 ★Texas Ratio: 2.19% First Step Savings at 3.50% APY, and Southland Credit UnionSouthland Credit Union2250 N Bellflower Blvd, Long Beach, CA 90815 2017A5.0 ★Texas Ratio: 7.82% High Yield Savings at 2.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Long Beach, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Long Beach, California (CA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Long Beach, California and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Long Beach, California & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
Summer Savings Accounts
6.50%
$0
Rate6.30%
Min Deposit$0
Min Balance
UpdatedMar 14, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
4040 Atlantic Ave, Long Beach, CA 90807
Kids Cash Savings
4.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 18, 2026
Details

Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
6290 E Pacific Coast Hwy, Long Beach, CA 90803
Poppy Blooms Youth Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$25 Bonus

Financial Partners Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
4210 McGowen St, Long Beach, CA 90808
First Step Savings
3.50%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Qualifying balance up to $1,000.00

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
4040 Atlantic Ave, Long Beach, CA 90807
Icon High-Yield Savings
2.75%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 18, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA 90815 2017
High Yield Savings
2.05%
$10,000
Rate2.03%
Min Deposit$10,000
Min Balance
UpdatedMar 21, 2026
Details

To qualify, deposit must be new money to Southland transferred from another financial institution.

Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
6290 E Pacific Coast Hwy, Long Beach, CA 90803
Poppy Premier Business Savings
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

VA Desert Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
5901 E 7th St, Long Beach, CA 90822 5201
Regular Share Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6547 E Pacific Coast Hwy Ste H7, Long Beach, CA 90803 4202
IRA Savings (Traditional and Roth)
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA 90815
Arrowhead Savings
0.15%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 25, 2026
Details

$1 minimum opening deposit and $1 balance to maintain.

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
Youth Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 14, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA 90815
Arrowhead Savings
0.10%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 25, 2026
Details

$1 minimum opening deposit and $1 balance to maintain.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6547 E Pacific Coast Hwy Ste H7, Long Beach, CA 90803 4202
Sub Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6547 E Pacific Coast Hwy Ste H7, Long Beach, CA 90803 4202
Primary Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
Teen Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 14, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
Special Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 14, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 14, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
IRA Sub/Savings Accounts
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 14, 2026
Details

Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
6290 E Pacific Coast Hwy, Long Beach, CA 90803
Poppy Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA 90815
Pacific Savings (Youth Account)2
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA 90815
Regular Savings
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA 90815
Business Savings
0.07%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA 90815
Sand Dollar Savings (Youth Account)2
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4540 Atlantic Ave, Long Beach, CA 90807
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA 90807
Captain's Club (Children's Savings)
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA 90807
Regular Shares
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA 90815 2017
Health Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA 90815 2017
IRA Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA 90815 2017
Primary Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA 90815
Arrowhead Savings
0.05%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 25, 2026
Details

$1 minimum opening deposit and $1 balance to maintain.

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA 90815
Special Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4540 Atlantic Ave, Long Beach, CA 90807
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
4040 Atlantic Ave, Long Beach, CA 90807
Health Savings Account
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4540 Atlantic Ave, Long Beach, CA 90807
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
4040 Atlantic Ave, Long Beach, CA 90807
Thrive Credit Savings
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4540 Atlantic Ave, Long Beach, CA 90807
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
4040 Atlantic Ave, Long Beach, CA 90807
Statement Savings
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4540 Atlantic Ave, Long Beach, CA 90807
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA 90815
Arrowhead Savings
0.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 25, 2026
Details

$1 minimum opening deposit and $1 balance to maintain.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
2600 Camino Ramon Ste CF120, San Ramon, CA 94583
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA 90502 1306
Summer Safeguard Savings
6.60%
$0
Rate6.44%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2625 CORPORATE Pl, MONTEREY PARK, CA 91754
Youth Savings
6.18%
$0
Rate6.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Youth up to age 261?2

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
1068 Broadway Ave, El Centro, CA 92243 2315
Hello Summer Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA 94105
LevelUp Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Earn 10x the National Average2

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
400 Montgomery St Ste 100, San Francisco, CA 94104
EverBank Performance Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
40865 Big Bear Blvd, Big Bear Lake, CA 92315
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1912 W Sunset Blvd, Los Angeles, CA 90026
New Year Flexible Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Terms and Conditions apply.

L A MISSION
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
601 S Brand Blvd Ste 100, San Fernando, CA 91340 4060
Share Loans
3.49%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
42035 Washington St, Palm Desert, CA 92211
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Long Beach, CA Savings Rate Trends

Compare local Long Beach, CA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California Savings Trends →
High-Yield Savings — CA Avg
0.193%
▼ 2.821 from last week

California high-yield savings rates fell 2.821 points this week to 0.193% APY, down from 3.015% last week.

Standard Savings — CA Avg
0.581%
▲ 0.126 from last week

California standard savings rates rose 0.126 points this week to 0.581% APY, up from 0.455% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Long Beach, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Long Beach, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Long Beach, California

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in California, help your money grow faster through a higher APY.

Are savings accounts in Long Beach, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do savings rates change in Long Beach, California?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Long Beach, California may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Long Beach, California?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Long Beach, California offer in-person customer service, which some customers prefer.

How do I open a savings account in Long Beach, California?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Long Beach, California

Here are recent savings rates observed in Long Beach, California and the surrounding area:
  • LBS Financial Credit Union
    Summer Savings Accounts — 6.50% APY
  • First Bank Creve Coeur, MO
    Kids Cash Savings — 4.00% APY
  • Poppy Bank
    Poppy Blooms Youth Savings Account — 3.75% APY
  • Financial Partners Credit Union
    First Step Savings — 3.50% APY
  • Southland Credit Union
    High Yield Savings — 2.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Long Beach, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026