Napa, California (CA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Napa, California and the surrounding area include Poppy BankPoppy Bank3270 California Blvd, Napa, CA 94558A5.0 ★Texas Ratio: 9.79% Poppy Blooms Youth Savings Account at 3.75% APY, The Golden 1 Credit UnionThe Golden 1 Credit Union300 Soscol Ave, Napa, CA 94559A+5.0 ★Texas Ratio: 5.42% Money Market Savings at 3.50% APY, Travis Credit UnionTravis Credit Union3263 Claremont Way, Napa, CA 94558A+5.0 ★Texas Ratio: 5.39% Jumbo Plus MMA at 2.45% APY, Redwood Credit UnionRedwood Credit Union1705 1st St, Napa, CA 94559 2427A+5.0 ★Texas Ratio: 3.79% Share Savings Account at 0.15% APY, and Wells FargoWells Fargo901 Main St, Napa, CA 94559A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Napa, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Napa, California (CA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Napa, California and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Napa, California & Surrounding Communities
$25 Bonus
Minimum Initial Deposit $50
Minimum Initial Deposit: $5.00
Minimum Initial Deposit: $5.00
Minimum Initial Deposit: $5.00
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Minimum Initial Deposit $200
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Minimum Initial Deposit: $5.00
Minimum Initial Deposit $50
Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD
Earn 10x the National Average2
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Terms and Conditions apply.
Online Only
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Napa, CA Savings Rate Trends
Compare local Napa, CA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield savings rates fell 2.821 points this week to 0.193% APY, down from 3.015% last week.
California standard savings rates rose 0.126 points this week to 0.581% APY, up from 0.455% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Napa, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Napa, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Napa, California
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Napa, California safe?
How often do savings rates change in Napa, California?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Napa, California?
How do I open a savings account in Napa, California?
Best Savings Rates in Napa, California
- Poppy Bank
Poppy Blooms Youth Savings Account — 3.75% APY - The Golden 1 Credit Union
Money Market Savings — 3.50% APY - Travis Credit Union
Jumbo Plus MMA — 2.45% APY - Redwood Credit Union
Share Savings Account — 0.15% APY - Wells Fargo
Platinum Savings — 0.05% APY
