Oxnard, California (CA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Oxnard, California and the surrounding area include Premier America Credit UnionPremier America Credit Union1921 N Oxnard Blvd, Oxnard, CA 93036A5.0 ★Texas Ratio: 9.61% Youth Smart Savings at 5.00% APY, Royal Business BankRoyal Business Bank400 E Esplanade Dr, Oxnard, CA 93036A5.0 ★Texas Ratio: 6.64% New Year Flexible Savings Account at 3.75% APY, County Schools Federal Credit UnionCounty Schools Federal Credit Union142 W 5th St, Oxnard, CA 93030A-4.9 ★Texas Ratio: 15.78% Christmas Club Savings at 0.25% APY, Ventura County Credit UnionVentura County Credit Union2160 N Rose Ave, Oxnard, CA 93036 5058A+5.0 ★Texas Ratio: 3.24% Holiday Club Savings at 0.20% APY, and Wells FargoWells Fargo460 E Esplanade Dr, Oxnard, CA 93036A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Oxnard, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Oxnard, California (CA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Oxnard, California and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Oxnard, California & Surrounding Communities
Terms and Conditions apply.
as high as
Save with this special savings program. Make automatic deposits until you reach a preset goal then the balance is transferred to a special 6-month Certificate.
Hasta $1,000
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
dividends paid on balance greater than $150.00
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD
Youth up to age 261?2
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Earn 10x the National Average2
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
$25 Bonus
Online Only
RELATIONSHIP
Online account opening required
Standard Rate
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oxnard, CA Savings Rate Trends
Compare local Oxnard, CA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield savings rates fell 2.821 points this week to 0.193% APY, down from 3.015% last week.
California standard savings rates rose 0.126 points this week to 0.581% APY, up from 0.455% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Oxnard, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oxnard, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Oxnard, California
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Oxnard, California safe?
How often do savings rates change in Oxnard, California?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Oxnard, California?
How do I open a savings account in Oxnard, California?
Best Savings Rates in Oxnard, California
- Premier America Credit Union
Youth Smart Savings — 5.00% APY - Royal Business Bank
New Year Flexible Savings Account — 3.75% APY - County Schools Federal Credit Union
Christmas Club Savings — 0.25% APY - Ventura County Credit Union
Holiday Club Savings — 0.20% APY - Wells Fargo
Platinum Savings — 0.05% APY
