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California Savings Rate Trends

Pleasanton, California (CA) Savings Rates - March 2026

The best savings rates for Pleasanton, California and the surrounding area include Poppy BankPoppy Bank5870 Stoneridge Mall Rd, Pleasanton, CA 94588A5.0 ★Texas Ratio: 9.79% Poppy Blooms Youth Savings Account at 3.75% APY, The Police Credit UnionThe Police Credit Union6689 Owens Dr Ste 125, Pleasanton, CA 94588A+5.0 ★Texas Ratio: 1.59% Savings Account at 1.46% APY, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union5700 Stoneridge Dr Ste 250, Pleasanton, CA 94588A+5.0 ★Texas Ratio: 1.58% Traditional/Roth IRA Savings at 1.00% APY, UNCLE Credit UnionUNCLE Credit Union1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566 4748A5.0 ★Texas Ratio: 11.45% Share Account at 0.86% APY, and Nuvision Federal Credit UnionNuvision Federal Credit Union6001 Gibraltar Dr, Pleasanton, CA 94588 2707A+5.0 ★Texas Ratio: 3.70% IRA Savings (Traditional and Roth) at 0.15% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Pleasanton, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Pleasanton, California (CA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Pleasanton, California and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Pleasanton, California & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
5870 Stoneridge Mall Rd, Pleasanton, CA 94588
Poppy Blooms Youth Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$25 Bonus

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6689 Owens Dr Ste 125, Pleasanton, CA 94588
Savings Account
1.46%
$0
Rate1.45%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6689 Owens Dr Ste 125, Pleasanton, CA 94588
Savings Account
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6689 Owens Dr Ste 125, Pleasanton, CA 94588
Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5700 Stoneridge Dr Ste 250, Pleasanton, CA 94588
Traditional/Roth IRA Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5700 Stoneridge Dr Ste 250, Pleasanton, CA 94588
Coverdell ESA Shares
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566 4748
Share Account
0.86%
$0
Rate0.86%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6689 Owens Dr Ste 125, Pleasanton, CA 94588
Savings Account
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566 4748
Share Account
0.57%
$0
Rate0.57%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6689 Owens Dr Ste 125, Pleasanton, CA 94588
Savings Account
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
5870 Stoneridge Mall Rd, Pleasanton, CA 94588
Poppy Premier Business Savings
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5700 Stoneridge Dr Ste 250, Pleasanton, CA 94588
Regular Share Account
0.25%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

$5 minimum balance is required to maintain a Regular Savings account.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5700 Stoneridge Dr Ste 250, Pleasanton, CA 94588
Regular Shares (Secondary)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5700 Stoneridge Dr Ste 250, Pleasanton, CA 94588
Regular Shares
0.25%
$5
Rate0.25%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

$5 minimum balance is required to maintain a Regular Savings account.

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566 4748
Share Account
0.18%
$0
Rate0.18%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6001 Gibraltar Dr, Pleasanton, CA 94588 2707
IRA Savings (Traditional and Roth)
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566 4748
Share Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6001 Gibraltar Dr, Pleasanton, CA 94588 2707
Sub Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6001 Gibraltar Dr, Pleasanton, CA 94588 2707
Primary Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
5870 Stoneridge Mall Rd, Pleasanton, CA 94588
Poppy Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6689 Owens Dr Ste 125, Pleasanton, CA 94588
Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6689 Owens Dr Ste 125, Pleasanton, CA 94588
IRA Savings+
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
425 W Oaklawn Rd, Pleasanton, TX 78064
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
425 W Oaklawn Rd, Pleasanton, TX 78064
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566 4748
IRA Savings
0.04%
$0
Rate0.04%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566 4748
Business Savings Rate
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
425 W Oaklawn Rd, Pleasanton, TX 78064
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566 4748
Share Account
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566 4748
Savings Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566 4748
Share Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
425 W Oaklawn Rd, Pleasanton, TX 78064
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
425 W Oaklawn Rd, Pleasanton, TX 78064
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
2600 Camino Ramon Ste CF120, San Ramon, CA 94583
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA 90502 1306
Summer Safeguard Savings
6.60%
$0
Rate6.44%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA 90807
Summer Savings Accounts
6.50%
$0
Rate6.30%
Min Deposit$0
Min Balance
UpdatedMar 14, 2026
Details

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2625 CORPORATE Pl, MONTEREY PARK, CA 91754
Youth Savings
6.18%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA 91208
Summertime Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
1068 Broadway Ave, El Centro, CA 92243 2315
Hello Summer Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA 94105
LevelUp Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Earn 10x the National Average2

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3992 Douglas Blvd, Roseville, CA 95661
Kids Cash Savings
4.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
400 Montgomery St Ste 100, San Francisco, CA 94104
EverBank Performance Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
400 Montgomery St, San Francisco, CA 94104
Performance® Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
40865 Big Bear Blvd, Big Bear Lake, CA 92315
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1912 W Sunset Blvd, Los Angeles, CA 90026
New Year Flexible Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Terms and Conditions apply.

L A MISSION
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
601 S Brand Blvd Ste 100, San Fernando, CA 91340 4060
Share Loans
3.49%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
42035 Washington St, Palm Desert, CA 92211
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
202 N Hunter St, Stockton, CA 95202
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3540 Wilshire Blvd, Los Angeles, CA 90010
WooriWON Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Online Only

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
445 N Bedford Dr, Beverly Hills, CA 90210
Premier Relationship Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

RELATIONSHIP

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Pleasanton, CA Savings Rate Trends

Compare local Pleasanton, CA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California Savings Trends →
High-Yield Savings — CA Avg
0.193%
▼ 2.821 from last week

California high-yield savings rates fell 2.821 points this week to 0.193% APY, down from 3.015% last week.

Standard Savings — CA Avg
0.581%
▲ 0.126 from last week

California standard savings rates rose 0.126 points this week to 0.581% APY, up from 0.455% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Pleasanton, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pleasanton, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Pleasanton, California

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in California, help your money grow faster through a higher APY.

Are savings accounts in Pleasanton, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do savings rates change in Pleasanton, California?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Pleasanton, California may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Pleasanton, California?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Pleasanton, California offer in-person customer service, which some customers prefer.

How do I open a savings account in Pleasanton, California?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Pleasanton, California

Here are recent savings rates observed in Pleasanton, California and the surrounding area:
  • Poppy Bank
    Poppy Blooms Youth Savings Account — 3.75% APY
  • The Police Credit Union
    Savings Account — 1.46% APY
  • Firefighters First Federal Credit Union
    Traditional/Roth IRA Savings — 1.00% APY
  • UNCLE Credit Union
    Share Account — 0.86% APY
  • Nuvision Federal Credit Union
    IRA Savings (Traditional and Roth) — 0.15% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Pleasanton, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026